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Commercial Lines Insurance Agent Jobs (NOW HIRING)

Latorre Insurance Group

$55 - $90/hr

We are seeking an experienced, bilingual (English/Spanish), highly motivated, and results-driven Commercial Lines Insurance Agent to join our team. This position is ideal for a licensed Property ...

New

CDS

COMMERCIAL LINES INSURANCE AGENT

Statesville, NC · On-site

... Commercial Insurance experience • 1 year outside sales experience Other Requirements: • Active North Carolina Property and Casualty Insurance License • Ability to multi-task in a fast-paced ...

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Commercial Lines Insurance Agent information

See salary details

$31K

$58.2K

$86.5K

How much do commercial lines insurance agent jobs pay per year?

As of Sep 3, 2026, the average yearly pay for commercial lines insurance agent in the United States is $58,198.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $66,500.00 per year, depending on experience, location, and employer.

What is a commercial lines insurance agent?

Commercial Lines Insurance Agents are professionals who specialize in providing insurance products and services tailored to businesses rather than individuals. They assess the unique risks that companies face and recommend coverage options such as property, liability, workers' compensation, and commercial auto insurance. Their role involves evaluating client needs, explaining policy details, securing competitive quotes, and assisting with claims. By working with multiple carriers, they help businesses manage risk and comply with legal insurance requirements.

How does a commercial lines insurance agent typically collaborate with underwriters and clients during the policy lifecycle?

Commercial Lines Insurance Agents play a central role in bridging communication between clients and underwriters. They assess clients' business risks, gather the necessary information, and submit detailed applications to underwriters for evaluation. Throughout the policy lifecycle, agents clarify terms, negotiate coverage options, and address any questions or changes from both underwriters and clients. Effective collaboration is key to ensuring clients receive suitable coverage and smooth policy servicing, making strong interpersonal and organizational skills essential for success in this role.

What are the key skills and qualifications needed to thrive as a commercial lines insurance agent, and why are they important?

To thrive as a Commercial Lines Insurance Agent, you need in-depth knowledge of insurance products, strong analytical abilities, and typically a valid state insurance license. Familiarity with insurance quoting software, CRM systems, and policy management platforms is also important. Exceptional interpersonal skills, negotiation abilities, and attention to detail help agents build client trust and close deals effectively. Mastering these skills ensures agents can accurately assess risk, provide tailored solutions, and secure lasting client relationships in a competitive marketplace.

What is the difference between Commercial Lines Insurance Agent vs Personal Lines Insurance Agent?

AspectCommercial Lines Insurance AgentPersonal Lines Insurance Agent
CredentialsLicenses in property and casualty insurance, state-specificSame licenses as Commercial Lines, often the same certifications
Work EnvironmentCommercial insurance agencies, business clientsRetail agencies, individual clients
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentUnderstanding roles in business insuranceUnderstanding roles in personal insurance

Both roles require similar licensing and certifications, but they serve different client bases. Commercial Lines Insurance Agents focus on insuring businesses, while Personal Lines Insurance Agents work with individual policyholders. The choice depends on whether you prefer working with business clients or individuals.

Do commercial lines insurance agents make good money?

Commercial lines insurance agents typically earn a combination of base salary and commissions, with total compensation varying based on experience, sales performance, and location. According to industry data, the median annual income for insurance agents ranges from $50,000 to $70,000, with top performers earning over $100,000. Success in this role often depends on strong sales skills, industry knowledge, and client relationships.

Why do most commercial lines insurance agents quit?

Many commercial lines insurance agents quit due to high job stress, rejection, and the pressure to meet sales targets. The role often involves long hours, ongoing client management, and the need for strong sales skills, which can lead to burnout and job dissatisfaction over time.

What cities are hiring for Commercial Lines Insurance Agent jobs?

Cities with the most Commercial Lines Insurance Agent job openings:

Who are the top companies hiring for Commercial Lines Insurance Agent jobs?

The top employers for Commercial Lines Insurance Agent jobs are:

What states have the most Commercial Lines Insurance Agent jobs?

States with the most job openings for Commercial Lines Insurance Agent jobs include:

Commercial Lines Insurance Agent jobs near you

Commercial Lines Insurance Agent

Latorre Insurance Group

On-site

$55 - $90/hr

Other

Medical, Dental, Life, Retirement

Posted 2 days ago

New

Job description

Latorre Insurance is a leading independent insurance agency serving individuals and businesses throughout North and South Carolina. The agency is based in Charlotte, North Carolina, and has branch offices in Greensboro and Raleigh. We are seeking an experienced, bilingual (English/Spanish), highly motivated, and results-driven Commercial Lines Insurance Agent to join our team. This position is ideal for a licensed Property & Casualty insurance professional with a proven ability to develop new commercial business and build lasting client relationships. You will be responsible for expanding and growing servicing and/or expanding the agency’s book of business. The winning candidate will be outgoing and flexible, with an eye for detail and a proven track record of success in commercial insurance sales and account management. They will have exceptional client management skills and work well with a variety of tasks, including customer retention and cross-selling. Income will be commensurate with experience and may include bonus opportunities based on performance.

What You’ll Do :

  • Prospect and develop new commercial insurance accounts through networking, referrals, cold calling, and community involvement.
  • Build relationships with business owners to identify insurance needs and recommend appropriate coverage solutions.
  • Quote, present, and close Commercial Lines insurance policies.
  • Cross-sell additional insurance products, including personal lines and life insurance, when appropriate.
  • Maintain strong client relationships to promote retention and generate referrals.
  • Maintain accurate documentation and activity within the agency management system.
  • Stay current on insurance products, carrier guidelines, and North Carolina insurance regulations.
  • Meet and exceed monthly sales goals while maintaining the highest standards of professionalism and ethics.

Qualifications :

  • Active North Carolina Property & Casualty Insurance License (Required).
  • Experience selling and servicing Business Owners Policies (BOP), Commercial Auto, General Liability, Workers' Compensation, Commercial Property, Professional Liability, and Umbrella coverage.
  • Strong prospecting, networking, and business development skills.
  • Excellent communication, negotiation, and closing skills.
  • Ability to build long-term relationships with business clients.
  • Self-motivated with strong organizational and time-management skills.
  • Experience with Applied Epic, HawkSoft, EZLynx, AMS360, or similar agency management systems.
  • Bilingual (English/Spanish) is required.

Schedule:

  • – Full-time
  • – Monday-Friday
  • – Networking and/or client meetings outside normal business hours as needed.

Latorre Insurance is an equal opportunity employer offering competitive salaries, bonuses based on performance, and a full benefits package that includes company-paid medical insurance, 401(k) retirement plans, and life, dental, and short-term disability insurance.

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Latorre Insurance is a licensed independent insurance brokerage serving North and South Carolina, with offices in Charlotte, Greensboro, and Raleigh.

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