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Commercial Insurance Agent Jobs in Boca Raton, FL

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Commercial Insurance Agent information

See Boca Raton, FL salary details

$29.4K

$55.2K

$82.1K

How much do commercial insurance agent jobs pay per year?

As of Jul 16, 2026, the average yearly pay for commercial insurance agent in Boca Raton, FL is $55,228.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $63,100.00 per year, depending on experience, location, and employer.

How much does an insurance agent make on a commercial policy?

Commercial insurance agents typically earn commissions that range from 10% to 20% of the policy premium, with total earnings varying based on sales volume, experience, and the complexity of policies sold. In addition to commissions, some agents receive bonuses or fees for servicing accounts, and income can range from $50,000 to over $100,000 annually for experienced agents. Success in this role often depends on strong sales skills, industry knowledge, and client relationships.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

What jobs pay 500,000 a year in the US?

In the US, high-paying roles such as senior corporate executives, specialized surgeons, and successful entrepreneurs can earn $500,000 or more annually. Certain sales positions, investment bankers, and top-tier insurance agents with large portfolios and commissions may also reach this level, especially with experience and advanced certifications. These roles often require extensive experience, advanced skills, and sometimes a combination of base salary and performance-based incentives.

What are the key skills and qualifications needed to thrive as a Commercial Insurance Agent, and why are they important?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What are commercial insurance agents?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are some common challenges Commercial Insurance Agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.

What kind of insurance agent gets paid the most?

Commercial insurance agents who specialize in high-value or complex policies, such as large business or industrial coverage, tend to earn higher commissions and salaries. Agents with advanced certifications, strong client networks, and experience in niche markets often have higher earning potential compared to those selling personal lines insurance like auto or home coverage.

Why do so many insurance agents quit?

Commercial insurance agents often leave the profession due to high competition, challenging sales targets, and the need for strong interpersonal skills. The job can involve irregular hours, rejection, and the pressure to meet sales quotas, which can lead to burnout and turnover.
What are popular job titles related to Commercial Insurance Agent jobs in Boca Raton, FL? For Commercial Insurance Agent jobs in Boca Raton, FL, the most frequently searched job titles are:
What job categories do people searching Commercial Insurance Agent jobs in Boca Raton, FL look for? The top searched job categories for Commercial Insurance Agent jobs in Boca Raton, FL are:
What cities near Boca Raton, FL are hiring for Commercial Insurance Agent jobs? Cities near Boca Raton, FL with the most Commercial Insurance Agent job openings:
Commercial Insurance Agent jobs near you
Infographic showing various Commercial Insurance Agent job openings in Boca Raton, FL as of July 2026, with employment types broken down into 91% Full Time, 6% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $55,228 per year, or $26.6 per hour.
Senior Account Associate- Commercial Insurance

Senior Account Associate- Commercial Insurance

Insurance Office of America

Weston, FL • On-site

Full-time

Medical, Retirement

Re-posted 9 days ago

Insurance Office Of America rating

8.9

Company rating: 8.9 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

44th of 281 rated insurance

Job description

Job Description:

Title:Senior AccountAssociate- Commercial Lines
Work Mode:Remote/ Eastern and Central Time Zones Only| Location/Supporting:Longwood, FL| Book Focus:International/ Reverse Flow
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace.Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours.To view our branch locations, please visit: ioausa.com/locations


About the Role:Provide administrative and customer service support to the account team, Producer, and/or assigned group of accounts. Work under the general direction of an Account Manager (AM), Account Executive (AE), or Producer, ensuring production and quality standards are met while safeguarding against liability associated with errors and omissions. Independently resolve moderately complex customer service problems and manage small-sized accounts or those with the least complex needs.


Key Responsibilities:

  • Team Leadership:Assistin directing day-to-day activities and workflow of Team Support/Receptionist, Account Assistant, and/or Account Associate.

  • Policy Management:Track policy expirations for existing clients, ensuring renewals are processed accurately and on time.

  • Task Processing:Handle policy endorsements, audits, cancellations, reinstatements, lost policy releases, check requests, invoices, finance agreements, summaries of insurance, loss runs, MVRs, ID cards, certificates, binders, billing inaccuracies, and Agent of Record letters.

  • New and Renewal Business Support:Conduct client research, gather underwriting information, perform loss run analysis, prepare submissions, evaluate and negotiate coverages and pricing, prepare and present proposals, bind coverage, and follow up for policy issuance.

  • Contract Review:Assistin reviewing contracts to ensure propercoverages areincluded.

  • Accounts Receivable:Monitor reports andtake actionon delinquent accounts, collecting outstanding balances.

  • System Maintenance:Maintainagency management systems and carrier/vendor platforms, ensuring data accuracy and completeness.

  • Activity Monitoring:Monitorand maintain activity/suspense to ensuretimelycompletion.

  • Communication:Maintainfrequent, transparent communication with the account teamregardingworkload status and any issues.

  • Service Excellence:Deliver excellent service, proactivelyanticipateneeds, and respond quickly to service requests.

  • Policy Compliance:Stay updated on company policies and procedures.

  • Continuous Improvement:Seekand adoptbestpractices to improve individual and team performance.

  • Champion IOA Values:Demonstrateintegrity and leadership.

Ideal CandidateQualifications:

  • 3+ years ofcustomer service experiencein the insurance industry

  • Thorough knowledge of insurance brokerage and client needs

  • Required active licensing,professionaldesignation(CISR)preferred

  • Strong analytical, problem-solving, and decision-making skills

  • Exceptional customer service, communication, multitasking, and organizational skills

  • Proficiencyin MS Office (Outlook, Word, Excel)

  • High School Diploma (or equivalent)


What We Offer:

  • Competitive salaries and bonus potential

  • Company-paid health insurance

  • Paid holidays, vacations, and sick time

  • 401K with employer match

  • Professional growth and career progression opportunities

  • Respectful culture and work/family life balance

  • Community service commitment

  • Supportive teammates and a rewarding work environment


What to Expect(Application Process):

  • 30-Minute Phone Screen, Online Assessments, and Interview(s)

Salary Range

The expected pay range for this position is 55-75K annually, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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