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Commercial Credit Administration Jobs (NOW HIRING)

The selected candidate will be responsible for leading the credit administration function for the bank's commercial lending portfolio, ensuring sound credit quality, consistent underwriting practices ...

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Commercial Credit Administration information

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$46.5K

$60.6K

$80.5K

How much do commercial credit administration jobs pay per year?

As of Sep 12, 2026, the average yearly pay for commercial credit administration in the United States is $60,638.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $65,000.00 per year, depending on experience, location, and employer.

What is the difference between Commercial Credit Administration vs Commercial Credit Analyst?

AspectCommercial Credit AdministrationCommercial Credit Analyst
Primary RoleManaging and overseeing credit approval processes, credit policies, and account monitoringAnalyzing credit data, assessing risk, and making credit recommendations
Required SkillsCredit policy knowledge, attention to detail, communication skillsFinancial analysis, risk assessment, data interpretation
Work EnvironmentBanking or financial institutions, office settingBanking, finance, or lending departments
CertificationsTypically none required, but relevant certifications like Credit Risk Certification can helpFinancial certifications like CFA or credit analysis courses

While Commercial Credit Administration focuses on managing credit processes and policies, Commercial Credit Analysts primarily analyze financial data to assess credit risk. Both roles are essential in the credit approval process but differ in their core responsibilities and skill sets.

Is commercial credit administration a good job?

Commercial credit administration involves evaluating and managing the credit risk of business clients, often requiring strong analytical skills and knowledge of financial statements. It can offer stable employment with opportunities for advancement and typically involves regular office hours. Job satisfaction depends on individual interest in finance and risk management, as well as the work environment.

What does a commercial credit administrator do?

A commercial credit administrator manages and evaluates the creditworthiness of business clients, reviewing financial statements, credit reports, and loan documentation to assess risk. They process credit applications, monitor existing credit accounts, and ensure compliance with lending policies, often using credit analysis tools and financial software.

What is commercial credit administration?

Commercial credit administration involves managing and overseeing the credit processes for business clients, including evaluating creditworthiness, setting credit limits, and monitoring repayment performance. Professionals in this role often use financial analysis skills and credit management tools to minimize risk and ensure timely collections.

What are popular job titles related to Commercial Credit Administration jobs?

For Commercial Credit Administration jobs, the most frequently searched job titles are:

Infographic showing various Commercial Credit Administration job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 85% Full Time, and 14% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $60,638 per year, or $29.2 per hour.

VP Commercial Credit Administration Manager

Rockland, MA

MOUNTAINONE BANK
Finance and Insurance • 51 - 200 employees

$120K - $165K/yr

Full-time

Re-posted 25 days ago


Job description

Please Apply Here: https://smithandwilkinson.com/search-jobs/ 

MountainOne is a mutual financial institution with more than $1 billion in assets, serving individuals, businesses, and communities throughout the Berkshires and Boston's South Shore. Founded in 1848, the organization offers commercial banking, retail banking, insurance, and investment services while maintaining a longstanding commitment to local decision making and community involvement. Effective January 1, 2026, MountainOne completed its merger with Mechanics Bancorp at the mutual holding company level, creating one of Massachusetts' most dynamic community banking organizations while preserving each bank's individual identity and customer relationships. The organization remains focused on asset quality, customer care, professional development, and community engagement as it continues its strategic growth across the Commonwealth.

MountainOne has retained Smith & Wilkinson to lead the search for a Vice President, Commercial Credit Administration Manager. This individual will provide leadership for the Commercial Credit Administration function while overseeing a growing team of Credit Analysts supporting an approximately $800M commercial loan portfolio. The portfolio consists primarily of Commercial Real Estate, Construction, and Commercial & Industrial lending throughout Eastern Massachusetts and the South Shore.

This search comes at an exciting time for the organization. Over the past year, MountainOne has invested heavily in strengthening its Commercial Credit team by adding experienced analysts, developing emerging talent, and positioning the department for continued growth. Rather than stepping into a turnaround situation, the successful candidate will inherit a stable, high-performing team and have the opportunity to shape its future while helping guide one of the Bank's most important functions.

The Vice President, Commercial Credit Administration Manager will oversee commercial underwriting activities, annual reviews, loan modifications, appraisal review, portfolio monitoring, credit administration systems, and regulatory compliance while mentoring and developing a team of Credit Analysts. The role carries independent commercial loan approval authority, serves as a key business partner to Commercial Lending, and plays an important role in maintaining the Bank's strong credit culture and risk management practices.

While strong technical credit experience is essential, MountainOne is equally focused on leadership. The ideal candidate will be an experienced commercial banking professional who enjoys coaching analysts, partnering with lenders, improving processes, and exercising sound judgment in balancing risk with business objectives. Success in this role requires someone who can work independently, prioritize effectively, communicate confidently, and foster collaboration across the Commercial Lending and Credit teams.

This is an exceptional opportunity for a collaborative commercial credit leader who enjoys developing people, influencing credit culture, and partnering with lending teams to support responsible growth. The successful candidate will bring a combination of deep commercial credit expertise, sound business judgment, strong leadership skills, and the ability to mentor a growing team while helping shape the future of MountainOne's Commercial Credit function during an exciting period of organizational growth.

Salary Range: $120,000 - $165,000 per year, based on experience