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Collections Skip Tracing Jobs in Texas (NOW HIRING)

Minimum of 2 years of experience in the automotive finance industry , with knowledge of collections, repossession, and skip tracing . * Ability to assess and value collateral accurately. * Proficient ...

Minimum of 2 years of experience in the automotive finance industry , with knowledge of collections, repossession, and skip tracing . * Ability to assess and value collateral accurately. * Proficient ...

Perform skip tracing activities to locate customers and collateral when necessary. * Escalate ... Collections experience within: * Auto Finance * Credit Card Services * Mortgage Servicing

CSC Collections Specialist - 999

San Antonio, TX ยท On-site

$16.75 - $22.50/hr

The Collections Specialist provides support to Sun Loan customers and branch offices from a ... Conducts skip tracing for overdue accounts not resolved with current information. * Reviews ...

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Collections Skip Tracing information

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$12

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$28

How much do collections skip tracing jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for collections skip tracing in Texas is $20.00, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $22.40 per hour, depending on experience, location, and employer.

What is a collections skip tracing?

A Collections Skip Tracing job involves locating individuals who have outstanding debts but have become difficult to contact. Skip tracers use various tools, databases, and investigative techniques to track down debtors' current contact information. They may search public records, credit reports, social media, and other sources to find updated addresses, phone numbers, or employment details. This role is crucial in assisting debt collectors with recovering unpaid balances while adhering to legal and ethical guidelines.

What are the common challenges faced in a collections skip tracing role?

One of the main challenges in Collections Skip Tracing is dealing with limited or outdated information, which requires creative problem-solving and persistence to locate individuals. Professionals in this role often need to balance investigative work with maintaining professionalism and compliance with legal guidelines. Skip tracers may also encounter uncooperative or difficult contacts, making effective communication and negotiation skills essential. Despite these challenges, the role offers variety and the satisfaction of resolving complex cases within a supportive team environment.

What are the key skills and qualifications needed to thrive in collections skip tracing, and why are they important?

To thrive as a Collections Skip Tracing professional, you need strong investigative abilities, attention to detail, and a background in collections or related fields. Familiarity with skip tracing databases, credit reporting systems, and CRM software is often expected. Excellent communication, persistence, and critical thinking skills set top performers apart. These capabilities are crucial for efficiently locating debtors, verifying information, and facilitating successful debt recovery efforts.

Do collections skip tracers make good money?

Collections skip tracers typically earn an hourly wage or commission-based pay, with salaries ranging from around $30,000 to $60,000 annually depending on experience and location. Skilled tracers who develop strong investigative techniques and use tools like skip tracing software can increase their earning potential. Compensation may also include bonuses or incentives based on recovery success rates.

What are the most commonly searched types of Collections Skip Tracing jobs in Texas?

The most popular types of Collections Skip Tracing jobs in Texas are:

Infographic showing various Collections Skip Tracing job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 15% Part Time, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $41,595 per year, or $20 per hour.

90-Day Collections Representative

Hankey Group External

Dallas, TX โ€ข On-site

$20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago


Job description

WESTLAKE WARRIOR | Late Stage Collections
Dallas, TX | On-site

Why Westlake?
  • Base Pay:
    • $20.00 per hour plus bonus potential of up to $5,800 monthly based on individual and team performance.

  • Tiered Retention Bonus:
    • Receive $500 upon completion of 3 months from the start date.
    • An additional $500 upon completion of 6 months from the start date.

  • *Incentive:
    • If the department exceeds its goal, eligible agents in the bonus range will receive a "kicker" ranging from $100.00 to $750.00, based on goal achievement.
    • * All agent incentive opportunities may vary monthly, and are not guaranteed, and are subject to change.

What You'll Do:
As a 90-Day Collector, you'll manage accounts that are over three payments past due and play a key role in reducing delinquency for Westlake Financial. This position requires persistence, attention to detail, and strong skip-tracing and negotiation skills to help customers bring their accounts current and locate collateral when necessary.
  • Contact customers with accounts more than 90 days past due to discuss payment options and resolve delinquencies.
  • Use skip-tracing techniques to locate customers who are difficult to reach and identify collateral locations.
  • Negotiate payment solutions tailored to each customer's situation to help bring accounts current.
  • Achieve monthly goals while maintaining quality, compliance, and professionalism.
  • Collaborate with repossession agents to recover collateral when required.
  • Reduce delinquency rates in your assigned queue through consistent follow-up and strategic communication.
  • Handle a high volume of calls efficiently in a fast-paced, goal-oriented environment.

What We're Looking For:
  • Strong skip-tracing knowledge and ability to locate customers or collateral effectively.
  • Excellent communication and negotiation skills with professional phone etiquette.
  • Flexible schedule - able to work overtime and weekends when needed.
  • Proven ability to multitask and stay organized in a fast-paced, high-volume environment.
  • Thorough understanding of state and federal collection laws, including the Fair Debt Collection Practices Act (FDCPA).
  • Proficient computer and typing skills with familiarity in Microsoft Excel, Outlook, and web-based applications.
  • Team-oriented mindset with a positive, dependable attitude.
  • 3+ years of backend subprime collections experience required.
  • Auto collections experience required.
  • High school diploma or equivalent required.

FULL TIME BENEFITS
  • Medical, Dental, and Vision benefits
  • Life Insurance, Flexible Spending Account
  • 401K matching
  • Employee Stock Ownership Program in a $14.2 Billion Company, plus company matching
  • Wellness Program, Daily Team Exercises
  • Westlake University, Certification Programs
  • Career Path Opportunities
  • Discounts on Parks, Museums, Movie Tickets, and Attractions
  • AT&T Wireless Discounts
  • Employee Loan Assistance
  • Annual Flu Shots, Biometric Screenings
  • Paid Vacations Days
  • Paid Sick Days
  • Paid Holidays
  • Rental Car Discounts
  • Dell Member Purchase Program
  • UKG Wallet

ABOUT US
Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. This leads to cementing us as a leader in the automotive lending industry.
Westlake continues to grow its market share within the Auto Industry with assets in excess of 22B. We have business relationships in all 50 states, including Puerto Rico. We are looking to acquire talented individuals as we expand our market share. Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 22,000 dealer partners throughout North America.
ACKNOWLEDGMENTS
We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.
We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.