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Collections Customer Service Jobs in Texas (NOW HIRING)

Collections Representative (Experienced)

Dallas, TX ยท On-site

$15.25 - $19.75/hr

We deliver Customer Experience (CX), Business Process Outsourcing (BPO), and Anything-as-a-Service ... Prior experience in contact center roles such as collections, customer service, tech support, sales ...

Customer Care Specialist

San Antonio, TX ยท On-site

$15.25 - $20.25/hr

Experience in collections, customer service, sales, account management, education, or counseling is highly valued. * Demonstrated ability to effectively communicate complex information clearly and ...

We deliver Customer Experience (CX), Business Process Outsourcing (BPO), and Anything-as-a-Service ... As a Bilingual Collections Representative , you'll manage inbound and outbound calls, apply proven ...

Bilingual Collections Representative

Dallas, TX

$15.25 - $19.25/hr

We deliver Customer Experience (CX), Business Process Outsourcing (BPO), and Anything-as-a-Service ... As a Bilingual Collections Representative , you'll manage inbound and outbound calls, apply proven ...

Primary Function The Supervisor Performing Loan Servicing is responsible for managing the Performing Mortgage Inbound/Outbound Customer Service and Collections functions. Principal Duties

Primary Function The Supervisor Performing Loan Servicing is responsible for managing the Performing Mortgage Inbound/Outbound Customer Service and Collections functions. Principal Duties

Collections Specialist

Mustang, TX ยท On-site

$16.50 - $22.25/hr

Deliver top-tier customer service during all collections interactions * Ensure timely payments in a high-volume, performance-driven environment * Process refunds and small balance write-offs

Collections Specialist

Mustang, TX ยท On-site

$16.50 - $22.25/hr

Deliver top-tier customer service during all collections interactions * Ensure timely payments in a high-volume, performance-driven environment * Process refunds and small balance write-offs

Collections Specialist

Houston, TX ยท On-site

$20 - $26/hr

Deliver top-tier customer service during all collections interactions * Ensure timely payments in a high-volume, performance-driven environment * Process refunds and small balance write-offs

Call CenterCollections Representative

Dallas, TX ยท On-site

$15.25 - $19.75/hr

Previous experience in collections, customer service, or call center environments preferred ABOUT MCI (PARENT COMPANY) MCI helps customers take on their CX and DX challenges differently, creating ...

Call CenterCollections Representative

Killeen, TX ยท On-site

$14.25 - $18.25/hr

Previous experience in collections, customer service, or call center environments preferred MCI helps customers take on their CX and DX challenges differently, creating industry-leading solutions ...

Call CenterCollections Representative

Killeen, TX ยท On-site

$14.25 - $18.25/hr

Previous experience in collections, customer service, or call center environments preferred ABOUT MCI (PARENT COMPANY) MCI helps customers take on their CX and DX challenges differently, creating ...

Call Center Collections Representative

Dallas, TX ยท On-site

$15.25 - $19.75/hr

We deliver Customer Experience (CX), Business Process Outsourcing (BPO), and Anything-as-a-Service ... Previous experience in collections, customer service, or call center environments preferred ...

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Customer Service

La Porte, TX ยท On-site

$1/hr

Knowledge of Excel, scheduling, invoicing, and collections a plus. Experience in the glass industry, construction industry or service/trade industries. Customer service preferred but not required.

Showing results 21-40

Collections Customer Service information

See Texas salary details

$10

$18

$27

How much do collections customer service jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for collections customer service in Texas is $18.32, according to ZipRecruiter salary data. Most workers in this role earn between $15.24 and $20.14 per hour, depending on experience, location, and employer.

What is the difference between Collections Customer Service vs Collections Specialist?

AspectCollections Customer ServiceCollections Specialist
CredentialsHigh school diploma or equivalent; customer service experienceHigh school diploma; some roles may prefer related certifications
Work EnvironmentCall centers, customer service departmentsCollections agencies, finance departments
Employer & IndustryFinancial institutions, debt collection companiesBanking, credit companies, debt recovery firms
Primary FocusAssisting customers, resolving billing issuesRecovering overdue payments, managing accounts

Collections Customer Service roles focus on assisting customers with billing inquiries and resolving issues, emphasizing communication skills. Collections Specialists concentrate on recovering overdue payments and managing delinquent accounts, often requiring more targeted debt recovery knowledge. Both roles are vital in the finance industry but differ in responsibilities and skill emphasis.

What are some common challenges faced by collections customer service representatives, and how can they be managed effectively?

Collections Customer Service representatives often encounter challenges such as handling difficult or distressed customers, negotiating payment arrangements, and maintaining compliance with regulations. Effective communication skills, empathy, and patience are vital for navigating these situations while still meeting collection goals. Many organizations provide training and ongoing support to help representatives manage stress and stay updated on best practices. Collaborating closely with team members and supervisors can also help in finding solutions to complex cases.

What is a collections customer service representative?

Collections Customer Service representatives are professionals who work with customers to address overdue accounts and assist them in resolving outstanding debts. Their role involves contacting customers, discussing payment options, answering questions about account balances, and helping to set up payment plans. They also ensure that all collection practices follow legal and company guidelines while maintaining a positive and respectful relationship with customers. Strong communication, negotiation, and problem-solving skills are essential for success in this position.

What are the key skills and qualifications needed to thrive as a collections customer service representative?

To thrive as a Collections Customer Service Representative, you need strong communication skills, negotiation abilities, and a basic understanding of finance, typically supported by a high school diploma or equivalent. Familiarity with collections software, CRM systems, and telephony tools is commonly required. Patience, resilience, and problem-solving skills set top performers apart when dealing with challenging customer interactions. These capabilities are vital for recovering outstanding debts while maintaining positive customer relationships and adhering to compliance standards.

Is working in collections customer service a good job?

Collections customer service involves contacting customers to recover overdue payments, requiring strong communication and negotiation skills. The job can offer steady employment and opportunities for advancement, but it may involve high-pressure interactions and sometimes challenging customer responses.
Infographic showing various Collections Customer Service job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 17% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $38,114 per year, or $18.3 per hour.

Collections Representative (Experienced)

MCI Careers

Dallas, TX โ€ข On-site

$15.25 - $19.75/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago


Job description

LOCATIONDallas, TXPOSITION OVERVIEW

MCI is one of the fastest-growing tech-enabled business services companies in the USA, with a strong call center footprint and operations that extend across multiple countries. We deliver Customer Experience (CX), Business Process Outsourcing (BPO), and Anything-as-a-Service (XaaS) cloud technology solutions across a wide range of industries, including healthcare, retail, government, education, telecom, technology e-commerce, and financial services. Our contact centers are powered by both on-site and remote agents, leveraging advanced technologies to enhance customer journeys, drive scalability and reduce costs.ย 

At MCI we are committed to fostering an environment where professionals can build meaningful careers, access continuous learning and development opportunities and contribute to the success of a globally expanding, industry-leading organization.ย 

Are you a persuasive communicator with a passion for helping people regain financial stability? We're hiringย Experienced Collections Representativesย to recover past-due consumer accounts while maintaining respectful, empathetic, and professional customer relationships.

Join a team that values integrity, performance, and growth. We offerย paid training, aย competitive compensation structure, and a steady flow of new accounts. You bring the drive, professionalism, and contact center experience we'll provide the tools and support to help you succeed.

To be considered for this role, you must complete a full application on our company careers page, including all screening questions and a brief pre-employment test.

--------------POSITION RESPONSIBILITIES

Key Responsibilities:

  • Customer Contact: Make outbound and receive inbound calls to connect with customers regarding overdue accounts.
  • Negotiation & Resolution: Use proven recovery strategies and scripts to negotiate payment plans and settlements with empathy and tact.
  • Account Analysis: Review customer accounts to identify payment history and determine the best recovery approach.
  • Problem Solving: Offer solutions to customers facing financial challenges to help them maintain good standing.
  • Documentation: Accurately update account information, payment statuses, and customer interactions in the system.
  • Compliance: Follow all company policies, procedures, and regulatory guidelines, including debt collection laws.
  • Performance & Training: Meet monthly recovery goals, attend team meetings, and stay current with training materials and process updates.
  • Team Collaboration: Communicate effectively with peers and leadership and escalate unresolved issues when necessary.
CANDIDATE QUALIFICATIONS

WONDER IF YOU ARE A GOOD FIT FOR THIS POSITION?

All positive, and driven applicants are encouraged to apply. The Ideal candidates for this position are highly motivated and dedicated and should possess the below qualities:

  • Must beย 18 years or older
  • High school diploma or equivalent required
  • Prior experienceย in contact center roles such asย collections, customer service, tech support, sales, or back-office support
  • Excellentย written and verbal communicationย skills
  • Typing speed ofย 20+ WPM
  • Basic proficiency inย Microsoft Office Suiteย (Excel, Word, Outlook, PowerPoint)
  • Familiarity withย Windows OS
  • Strongย conflict resolution, negotiation, and problem-solvingย abilities
  • Customer service-oriented: empathetic, responsive, patient, and conscientious
  • Ability toย multi-task, self-manage, and stay focused in a fast-paced environment
  • Reliable and punctual with a strong work ethic
  • Team-oriented with excellent interpersonal skills
ABOUT MCI (PARENT COMPANY)

MCI helps customers take on their CX and DX challenges differently, creating industry-leading solutions that deliver exceptional experiences and drive optimal performance. MCI assists companies with business process outsourcing, staff augmentation, contact center customer services, and IT Services needs by providing general and specialized hosting, software, staff, and services.ย In 2019, Marlowe Companies Inc. (MCI) was named by Inc. Magazine as Iowa's Fastest Growing Company in the State of Iowa and was named the 452nd Fastest Growing Privately Company in the USA, making the coveted top 500 for the first time. MCI's subsidiaries had previously made Inc. Magazine's List of Fastest-Growing Companies 15 times, respectively. MCI has ten business process outsourcing service delivery facilities in Georgia, Florida, Texas, New Mexico, California, Kansas, Nova Scotia, South Africa, and the Philippines. ย Driving modernization through digitalization, MCI ensures clients do more for less. MCI is the holding company for a diverse lineup of tech-enabled business services operating companies. MCI organically grows, acquires, and operates companies that have synergistic products and services portfolios, including but not limited to Automated Contact Center Solutions (ACCS), customer contact management, IT Services (IT Schedule 70), and Temporary and Administrative Professional Staffing (TAPS Schedule 736), Business Process Management (BPM), Business Process Outsourcing (BPO), Claims Processing, Collections, Customer Experience Provider (CXP), Customer Service, Digital Experience Provider (DXP), Account Receivables Management (ARM), Application Software Development, Managed Services, and Technology Services, to mid-market, Federal & enterprise partners. MCI now employs 10,000+ talented individuals with 150+ diverse North American client partners across the following MCI brands: MCI BPO, MCI BPOaaS, MarketForce,ย  GravisApps, Gravis Marketing, MarchEast, Mass Markets, MCI Federal Services (MFS), OnBrand24, The Sydney Call Center, Valor Intelligent Processing (VIP), BYC Aqua,ย  EastWest BPO, TeleTechnology, and Vinculum.

POSITION OVERVIEW

MCI is one of the fastest-growing tech-enabled business services companies in the USA, with a strong call center footprint and operations that extend across multiple countries. We deliver Customer Experience (CX), Business Process Outsourcing (BPO), and Anything-as-a-Service (XaaS) cloud technology solutions across a wide range of industries, including healthcare, retail, government, education, telecom, technology e-commerce, and financial services. Our contact centers are powered by both on-site and remote agents, leveraging advanced technologies to enhance customer journeys, drive scalability and reduce costs.ย 

At MCI we are committed to fostering an environment where professionals can build meaningful careers, access continuous learning and development opportunities and contribute to the success of a globally expanding, industry-leading organization.ย 

Are you a persuasive communicator with a passion for helping people regain financial stability? We're hiringย Experienced Collections Representativesย to recover past-due consumer accounts while maintaining respectful, empathetic, and professional customer relationships.

Join a team that values integrity, performance, and growth. We offerย paid training, aย competitive compensation structure, and a steady flow of new accounts. You bring the drive, professionalism, and contact center experience we'll provide the tools and support to help you succeed.

To be considered for this role, you must complete a full application on our company careers page, including all screening questions and a brief pre-employment test.

--------------POSITION RESPONSIBILITIES

Key Responsibilities:

  • Customer Contact: Make outbound and receive inbound calls to connect with customers regarding overdue accounts.
  • Negotiation & Resolution: Use proven recovery strategies and scripts to negotiate payment plans and settlements with empathy and tact.
  • Account Analysis: Review customer accounts to identify payment history and determine the best recovery approach.
  • Problem Solving: Offer solutions to customers facing financial challenges to help them maintain good standing.
  • Documentation: Accurately update account information, payment statuses, and customer interactions in the system.
  • Compliance: Follow all company policies, procedures, and regulatory guidelines, including debt collection laws.
  • Performance & Training: Meet monthly recovery goals, attend team meetings, and stay current with training materials and process updates.
  • Team Collaboration: Communicate effectively with peers and leadership and escalate unresolved issues when necessary.
CANDIDATE QUALIFICATIONS

WONDER IF YOU ARE A GOOD FIT FOR THIS POSITION?

All positive, and driven applicants are encouraged to apply. The Ideal candidates for this position are highly motivated and dedicated and should possess the below qualities:

  • Must beย 18 years or older
  • High school diploma or equivalent required
  • Prior experienceย in contact center roles such asย collections, customer service, tech support, sales, or back-office support
  • Excellentย written and verbal communicationย skills
  • Typing speed ofย 20+ WPM
  • Basic proficiency inย Microsoft Office Suiteย (Excel, Word, Outlook, PowerPoint)
  • Familiarity withย Windows OS
  • Strongย conflict resolution, negotiation, and problem-solvingย abilities
  • Customer service-oriented: empathetic, responsive, patient, and conscientious
  • Ability toย multi-task, self-manage, and stay focused in a fast-paced environment
  • Reliable and punctual with a strong work ethic
  • Team-oriented with excellent interpersonal skills
CONDITIONS OF EMPLOYMENT

All MCI Locations

  • Must be authorized to work in the country where the job is based.

Subject to the program and location of the position

  • Must be willing to submit up to a LEVEL II background and/or security investigation with a fingerprint. ย Job offers are contingent on background/security investigation results.
  • Must be willing to submit to drug screening.ย  Job offers are contingent on drug screening results.
COMPENSATION DETAILS

WANT AN EMPLOYER THAT VALUES YOUR CONTRIBUTION?

At MCI, we believe that your hard work deserves recognition and reward. Our compensation and benefits packages are designed to be competitive and to grow with you over time. Starting compensation is based on experience, and we offer a variety of benefits and incentives to support and reward our team members.

What You Can Expect from MCI:

We understand the importance of balance and support, which is why we offer a variety of benefits and incentives that go beyond a paycheck. Our team members enjoy:

  • Paid Time Off: Earn PTO and paid holidays to take the time you need.
  • Incentives & Rewards: Participate in daily, weekly, and monthly contests that include cash bonuses and prizes ranging from electronics to dream vacations and sometimes even cars!
  • Health Benefits: Full-time employees are eligible for comprehensive medical, dental, and vision coverage after 60 days of employment, and all employees have access to MEC medical plans after just 30 days. Benefit options vary by location.
  • Retirement Savings: Secure your future with retirement savings programs, where available.
  • Disability Insurance: Short-term disability coverage is available to help protect you during unexpected challenges.
  • Life Insurance: Access life insurance options to safeguard your loved ones.
  • Supplemental Insurance: Accident and critical illness insurance
  • Career Growth: With a focus on internal promotions, employees enjoy significant advancement opportunities.
  • Paid Training: Learn new skills while earning a paycheck.
  • Fun, Engaging Work Environment: Enjoy a team-oriented culture that fosters collaboration and engagement.
  • Casual Dress Code: Be comfortable while you work.

Compensation & Benefits that Fit Your Life

MCI takes pride in tailoring our offerings to fit the needs of our diverse team across subsidiaries and locations. While specific benefits and incentives may vary by geography, the core of our commitment remains the same: rewarding effort, providing growth opportunities, and creating an environment where every employee feels valued.

If you're ready to join a company that recognizes your contributions and supports your growth, MCI is the place for you. Apply today!

PHYSICAL REQUIREMENTS

This job operates in a professional office environment. While performing the duties of this job, the employee will be largely sedentary and will be required to sit/stand for long periods while using a computer and telephone headset. The employee will be regularly required to operate a computer and other office equipment, including a phone, copier, and printer. The employee may occasionally be required to move about the office to accomplish tasks; reach in any direction; raise or lower objects, move objects from place to place, hold onto objects, and move or exert force up to forty (40) pounds.

REASONABLE ACCOMMODATION

Consistent with the Americans with Disabilities Act (ADA), it is the policy of MCI and its affiliates to provide reasonable accommodations when requested by a qualified applicant or employee with a disability unless such accommodations would cause undue hardship. The policy regarding requests for reasonable accommodation applies to all aspects of employment. If reasonable accommodations are needed, please contact Human Resources.

DIVERSITY AND EQUALITY

At MCI and its ...


MCI Careers logo

About MCI Careers

Sourced by ZipRecruiter

MCI Careers is a noted global leader in the Business Process Outsourcing (BPO) industry located in Ashburn, VA, US. Recognized for delivering robust customer engagement services, tech integrations, and consulting, they serve numerous world-class brands and governmental bodies. MCI Careers was established in 2009 by Anthony Marlowe following the purchase of his prior BPO company which boasted over 3,200 employees. The company has set a mission to provide opportunities for people who seek continuous improvement and personal growth through their professional journey.

Industry

Computer and electronic product manufacturing

Company size

1,001 - 5,000 Employees

Headquarters location

Ashburn, VA, US

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