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Collection Repossession Specialist Jobs (NOW HIRING)

America First Credit Union

Bankruptcy Specialist

Roy, UT · On-site

$24.28 - $30.35/hr

Under the direction of the Manager will be responsible for performing collection activities ... Ensures that repossession functions and property dispositions are conducted in accordance with ...

America First Credit Union

Bankruptcy Specialist

Roy, UT · On-site

$24.28 - $30.35/hr

Under the direction of the Manager will be responsible for performing collection activities ... Ensures that repossession functions and property dispositions are conducted in accordance with ...

America First Credit Union

Bankruptcy Specialist

Roy, UT · On-site

$24 - $30/hr

Under the direction of the Manager will be responsible for performing collection activities ... Ensures that repossession functions and property dispositions are conducted in accordance with ...

Wilsonbank

Collections Specialist

Lebanon, TN

$17.75 - $24.25/hr

... repossession. The Collections Specialist I reports to the Consumer & Small Business Credit ... Coordinate collection efforts for the loan and deposit portfolio * Partner with lenders and ...

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Collection Repossession Specialist information

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How much do collection repossession specialist jobs pay per hour?

As of Sep 11, 2026, the average hourly pay for collection repossession specialist in the United States is $21.46, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $24.04 per hour, depending on experience, location, and employer.

What does a collection repossession specialist do?

A Collection Repossession Specialist is responsible for recovering assets, such as vehicles or equipment, from individuals or businesses who have defaulted on their loans or lease agreements. They locate and communicate with borrowers to arrange payments or negotiate settlements, and if necessary, coordinate the physical repossession of the property. Their goal is to minimize financial losses for lenders while ensuring that all repossession activities comply with state and federal regulations.

What are the key skills and qualifications needed to thrive as a collection repossession specialist?

To thrive as a Collection Repossession Specialist, you need strong negotiation skills, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) systems, skip tracing tools, and repossession tracking software is commonly required. Excellent communication, resilience, and conflict resolution abilities are crucial soft skills for handling challenging interactions with clients. These competencies are essential for ensuring compliance, maximizing recoveries, and maintaining professionalism during sensitive financial situations.

How does a collection repossession specialist typically collaborate with other departments to ensure successful recoveries?

A Collection Repossession Specialist regularly works with customer service, legal, and asset management teams to coordinate the recovery process. They communicate with customer service representatives to gather updated client information and with the legal team to ensure all repossession actions comply with regulations. Asset management teams are also involved to track and secure recovered property. Effective collaboration ensures repossessions are handled efficiently, ethically, and in accordance with company and legal standards.

What is the difference between Collection Repossession Specialist vs Debt Collector?

AspectCollection Repossession SpecialistDebt Collector
CredentialsHigh school diploma, sometimes specialized trainingHigh school diploma, often required
Work EnvironmentFieldwork, repossessing assets from borrowersOffice and fieldwork, contacting debtors
Employer & IndustryLoan companies, financial institutions, repossession agenciesDebt collection agencies, financial institutions
Primary FocusRecovering physical assets or collateralCollecting overdue payments or debts

While both roles involve recovering owed money, a Collection Repossession Specialist primarily focuses on repossessing physical assets like vehicles or collateral, often requiring fieldwork and asset retrieval skills. In contrast, a Debt Collector mainly contacts debtors to recover overdue payments, often working in an office setting. Both roles are essential in the debt recovery industry but serve different functions based on the type of debt and recovery method.

What cities are hiring for Collection Repossession Specialist jobs?

Cities with the most Collection Repossession Specialist job openings:

What are popular job titles related to Collection Repossession Specialist jobs?

For Collection Repossession Specialist jobs, the most frequently searched job titles are:

Collections Specialist

Houston, TX • On-site

Blake Credit Union Services, Inc.
Finance and Insurance • 11 - 50 employees
Learn more about Blake Credit Union Services, Inc.external

$16 - $19/hr

Full-time

Retirement

Re-posted 3 days ago

Job description

We are looking for experienced Collections Specialists to join our organization of dedicated and driven individuals. The company was founded in 1982 in Houston, Texas with our unique and highly effective Delinquency Control Program. This service provides credit unions with experienced, highly trained personnel who understand the culture of the credit union collections process. With an established history and reputation of excellence, our services expanded to include both on-site and remote training for credit unions of all sizes.

Areas of Responsibility:

  • Oversee and execute all activities relating to delinquency control
  • Outgoing & incoming collection telephone calls
  • Past due notifications and letters
  • Inform members about unpaid accounts
  • Utilize tools and resources at our disposal for positive resolution
  • Ability to work independently and unsupervised
  • Initiate repossession proceedings, litigation and bankruptcy referrals
  • Keep records and status of member's account

Qualifications:

  • This is NOT a remote position, all duties and responsibilities are performed in office
  • Reliable, dependable, motivated, self-driven
  • Must be able/willing to drive within Houston area
  • Previous credit union, banking, customer service or related financial background
  • Ability to build rapport with clients and members
  • Knowledge of repossession, litigation and bankruptcy
  • Excellent written and verbal communication skills, knowledge of Microsoft Office tools
  • Ability to prioritize, organize and multitask to effectively manage time
  • Must have reliable transportation for travel between client offices
  • Valid drivers license and state required liability insurance is mandatory
  • Hourly pay, non-commission with guaranteed full time hours