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Collection Repossession Specialist Jobs (NOW HIRING)

Virginia Credit Union

Senior Collection Specialist

Roanoke, VA · Remote

$18.25 - $24.50/hr

The Senior Collections Specialist provides team leader support for the Collections team. Prepares ... Submits paperwork to initiate repossession, legal action, garnishment or assignment to attorney ...

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Collection Repossession Specialist information

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How much do collection repossession specialist jobs pay per hour?

As of Sep 11, 2026, the average hourly pay for collection repossession specialist in the United States is $21.46, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $24.04 per hour, depending on experience, location, and employer.

What does a collection repossession specialist do?

A Collection Repossession Specialist is responsible for recovering assets, such as vehicles or equipment, from individuals or businesses who have defaulted on their loans or lease agreements. They locate and communicate with borrowers to arrange payments or negotiate settlements, and if necessary, coordinate the physical repossession of the property. Their goal is to minimize financial losses for lenders while ensuring that all repossession activities comply with state and federal regulations.

What are the key skills and qualifications needed to thrive as a collection repossession specialist?

To thrive as a Collection Repossession Specialist, you need strong negotiation skills, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) systems, skip tracing tools, and repossession tracking software is commonly required. Excellent communication, resilience, and conflict resolution abilities are crucial soft skills for handling challenging interactions with clients. These competencies are essential for ensuring compliance, maximizing recoveries, and maintaining professionalism during sensitive financial situations.

How does a collection repossession specialist typically collaborate with other departments to ensure successful recoveries?

A Collection Repossession Specialist regularly works with customer service, legal, and asset management teams to coordinate the recovery process. They communicate with customer service representatives to gather updated client information and with the legal team to ensure all repossession actions comply with regulations. Asset management teams are also involved to track and secure recovered property. Effective collaboration ensures repossessions are handled efficiently, ethically, and in accordance with company and legal standards.

What is the difference between Collection Repossession Specialist vs Debt Collector?

AspectCollection Repossession SpecialistDebt Collector
CredentialsHigh school diploma, sometimes specialized trainingHigh school diploma, often required
Work EnvironmentFieldwork, repossessing assets from borrowersOffice and fieldwork, contacting debtors
Employer & IndustryLoan companies, financial institutions, repossession agenciesDebt collection agencies, financial institutions
Primary FocusRecovering physical assets or collateralCollecting overdue payments or debts

While both roles involve recovering owed money, a Collection Repossession Specialist primarily focuses on repossessing physical assets like vehicles or collateral, often requiring fieldwork and asset retrieval skills. In contrast, a Debt Collector mainly contacts debtors to recover overdue payments, often working in an office setting. Both roles are essential in the debt recovery industry but serve different functions based on the type of debt and recovery method.

What cities are hiring for Collection Repossession Specialist jobs?

Cities with the most Collection Repossession Specialist job openings:

What are popular job titles related to Collection Repossession Specialist jobs?

For Collection Repossession Specialist jobs, the most frequently searched job titles are:

Collection Manager

Buford, GA • On-site

Sports & Imports Autos of Gwinnett
See more jobs at Sports & Imports Autos of Gwinnettexternal

$80K - $150K/yr

Full-time

Medical, PTO

Re-posted 22 days ago

Job description

Benefits:
  • Competitive salary
  • Paid time off

TOP PERFORMERS EARN $100K PLUS!!!
Sports & Imports Autos (SPOIMPO), one of Georgia's fastest-growing Buy Here Pay Here dealership groups, is seeking an experienced Collections Manager to lead and develop our collections department.
We're looking for a results-driven leader who thrives on accountability, coaching, and continuous improvement. The ideal candidate has a proven track record managing first-party automotive collections, preferably in a BHPH environment, and knows how to motivate a team while maximizing portfolio performance.
What You'll Do
  • Lead, coach, and motivate a team of collections specialists.
  • Drive collection performance by monitoring KPIs, delinquency, and recovery rates.
  • Hold team members accountable to daily and monthly goals.
  • Handle escalated customer accounts and complex payment arrangements.
  • Ensure compliance with company policies and industry regulations.
  • Analyze performance metrics and implement strategies to improve results.
  • Collaborate with sales, underwriting, and repossession teams to maximize portfolio performance.
  • Foster a positive, high-accountability, results-driven culture.
What We're Looking For
  • 5+ years of collections experience.
  • Previous management or supervisory experience.
  • Buy Here Pay Here (BHPH) collections experience strongly preferred.
  • Experience managing first-party collections.
  • Strong leadership, coaching, and team development skills.
  • Excellent communication, negotiation, and problem-solving abilities.
  • Ability to analyze KPIs and use data to improve performance.
What We Offer
  • Competitive salary based on experience.
  • Performance-based bonus opportunities.
  • Health insurance.
  • Paid time off
  • Opportunities for career advancement.
  • A stable, growing company that invests in its employees and embraces technology to drive success.