ZipRecruiter

Log In

1

Collateral Risk Analyst Jobs (NOW HIRING)

Genworth Financial, Inc.

Credit Risk Analyst

Raleigh, NC · On-site

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while ... Use models and loss distributions to perform stress testing across multiple collateral types while ...

PJM Interconnection

VP, Chief Risk Officer

Audubon, PA · On-site

Specifically the CRO will drive efficient and effective governance of market and credit risk, collateral management, underwriting corporate insurance, trade risk and analytics, model validation, KYC ...

PJM

VP, Chief Risk Officer

Audubon, PA · On-site

Specifically the CRO will drive efficient and effective governance of market and credit risk, collateral management, underwriting corporate insurance, trade risk and analytics, model validation, KYC ...

next page

Showing results 1-20

People also search for

All JobsCollateral Risk Analyst Jobs

Collateral Risk Analyst information

See salary details

$18

$38

$56

How much do collateral risk analyst jobs pay per hour?

As of Jun 6, 2026, the average hourly pay for collateral risk analyst in the United States is $38.12, according to ZipRecruiter salary data. Most workers in this role earn between $27.64 and $51.68 per hour, depending on experience, location, and employer.

What are Collateral Risk Analysts?

Collateral Risk Analysts are finance professionals who evaluate and manage the risks associated with collateral assets pledged for loans or other credit products. They assess the value, quality, and market conditions of collateral to ensure that lenders are adequately protected against borrower default. Their responsibilities include conducting appraisals, monitoring market trends, and recommending actions to mitigate potential losses. Collateral Risk Analysts play a critical role in maintaining the financial stability of lending institutions by minimizing exposure to risky or undervalued assets.

What is a collateral analyst?

A collateral analyst is a financial professional who evaluates and manages collateral assets used to secure loans or credit. They assess the value, risk, and compliance of collateral such as real estate, securities, or inventory, often using financial analysis tools and industry standards to mitigate lender risk.

What are some common challenges faced by Collateral Risk Analysts when assessing the value of various asset types?

Collateral Risk Analysts often encounter challenges when appraising diverse asset classes, such as real estate, inventory, or securities, due to fluctuating market conditions and limited data availability. Accurately evaluating collateral requires staying current with industry trends, regulatory changes, and valuation methodologies. Analysts must also navigate discrepancies in documentation and collaborate closely with lending teams, appraisers, and legal departments to ensure risk assessments are thorough and compliant. Overcoming these challenges is critical to maintaining the integrity of the institution’s risk management framework.

What is the difference between Collateral Risk Analyst vs Credit Analyst?

AspectCollateral Risk AnalystCredit Analyst
Primary FocusAssessing risks related to collateral assets backing loansEvaluating borrower creditworthiness and loan risk
CertificationsOften requires CFA, FRM, or similarTypically requires CFA, CPA, or similar
Work EnvironmentFinancial institutions, banks, investment firmsBanks, lending institutions, corporate finance
Industry UsageCommon in lending, trading, and risk managementCommon in banking, lending, and credit departments

The Collateral Risk Analyst and Credit Analyst roles share overlapping skills in finance and risk assessment but differ mainly in focus. The Collateral Risk Analyst specializes in evaluating the risks associated with collateral assets, while the Credit Analyst concentrates on assessing borrower creditworthiness. Both roles are vital in lending and financial institutions, often requiring similar certifications and working within comparable environments.

What are the key skills and qualifications needed to thrive as a Collateral Risk Analyst, and why are they important?

To thrive as a Collateral Risk Analyst, you need strong analytical skills, attention to detail, and a background in finance or real estate—often with a bachelor's degree in finance, economics, or a related field. Familiarity with risk assessment tools, financial modeling software, and industry-standard databases like Bloomberg or Moody's is typically required. Excellent communication, problem-solving abilities, and sound judgment help analysts interpret data and present findings to stakeholders. These skills ensure accurate risk evaluation and support sound lending or investment decisions that protect company assets.
More about Collateral Risk Analyst jobs
What job categories do people searching Collateral Risk Analyst jobs look for? The top searched job categories for Collateral Risk Analyst jobs are:
Collateral Risk Analyst jobs near you
Infographic showing various Collateral Risk Analyst job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $79,285 per year, or $38.1 per hour.
Credit Risk Analyst

Credit Risk Analyst

Genworth Financial, Inc.

Raleigh, NC • On-site

Full-time

Retirement, PTO

Posted 17 days ago

Job description

At Enact, we understand that there's no place like home. That's why we bring our deep expertise, insightful offerings, and extra mile service to work every day to help lenders put more people in homes and keep them there.
We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will provide insights and expertise in model development and quantitative analysis of credit risk across primary and structured credit insurance opportunities. You are responsible for helping Enact succeed in its targeted acquisition, management, and distribution of credit risk strategy. Success in this role requires a blend of strong analytical skills, a desire to collaborate with others, and effective communication.
LOCATION
Enact Headquarters, Raleigh, NC - Hybrid Schedule
YOUR RESPONSIBILITIES
  • Assist in the development of new probability of default, loss given default and exposure models
  • Run developed models to assist in the quantitative assessment of both new business and portfolio performance ensuring continuity between the two
  • Review and work with external models to help validate if they are fit for use under Enact's existing Model Risk Framework
  • Incorporate internally developed and external models into Enact's data and modeling architecture
  • Monitor model performance against actual loss experience to better inform future improvements
  • Collaborate with IT teams and assist in the development of interfaces and tools that better enable underwriters to interact with model results
  • Use models and loss distributions to perform stress testing across multiple collateral types while ensuring adherence to internal and regulatory standards
  • Help in the design and computation of analytics that support Enact's capital management strategies and risk appetite.
  • Collaborate on designing strategies that inform risk acquisition and distribution

YOUR QUALIFICATIONS
  • Bachelor's degree in actuarial science, statistics, financial mathematics, or a related field
  • 3+ years of quantitative experience working with credit data and building risk models
  • Experience using statistical or machine learning to model frequency and severity of losses
  • Experience developing, testing, diagnosing and documenting risk models and their performance
  • Experience creating reproducible workflows including version-controlled code
  • Proficiency in data manipulation and analysis in a programming language such as Python or R
  • Strong communication skills that allow for collaboration across multiple teams including IT
  • Self-directed learner who proactively identifies knowledge gaps, pursues resources, and consistently applies new techniques to improve model performance or reliability

PREFERRED QUALIFICATIONS
  • Master's degree or equivalent in actuarial science, statistics, financial mathematics, or a related field
  • Experience building interactive data applications with tools such as Streamlit or Shiny
  • Experience in developing credit risk frameworks, underwriting guidance, and pricing strategies
  • Experience with cashflow modeling and financial metrics such as return on equity
  • Experience with structured credit risk transfer transactions

COMPANY
Enact Holdings, Inc. (Nasdaq: ACT), operating primarily through its wholly owned subsidiaries, is a leading publicly traded U.S. private mortgage insurance provider, offering borrower-centric products that enable lenders and other partners across the U.S. to help people responsibly achieve and maintain the dream of homeownership.
By empowering customers and their borrowers, Enact seeks to positively impact the lives of those in the communities in which it serves in a sustainable way. Headquartered in Raleigh, North Carolina, we play an active role in supporting a healthier Triangle community. We also support our colleagues' philanthropic efforts in their home communities across the U.S. Enact values all perspectives, characteristics and experiences, along with providing a positive and inclusive culture for employees to grow and succeed. We strive to create an environment where employees can bring their full, authentic selves to work to help each other and their customers.
We are proud to be an equal opportunity employer and all hiring decisions are based on merit, qualifications, and business needs. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
WHY WORK AT ENACT
  • We bring innovative thinking to the situations at hand
  • We seek out and incorporate diverse views to strengthen our outcomes
  • We work on challenging and rewarding projects
  • We offer competitive benefits:
    • Hybrid work schedule (in-office days Tues/Wed/Thurs)
    • Generous Time Off
    • 40 Hours of Volunteer Time Off
    • Tuition Reimbursement and Student Loan Repayment
    • Paid Family Leave and Flexible Spending Accounts
    • 401k with up to 5% employer match
    • Fitness and Emotional Wellness Reimbursements
    • Onsite Gym

Apply