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Collateral Risk Analyst Jobs (NOW HIRING)

Sr Credit Risk Reporting Analyst

Denver, CO

$84K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Optimize collateral postings and ensure margin calls are initiated or cured in a timely manner with counterparties. * Perform counterparty credit risk analysis using standard industry methods and ...

FX Risk Analyst

Pasadena, CA · On-site

$20 - $30/hr

The primary role of FX Risk Analyst is to support daily Risk management function of FX Business ... Understand the current Regulatory and collateral management task * To communicate and work ...

Overview The primary role of FX Risk Analyst is to support daily Risk management function of FX ... Understand the current Regulatory and collateral management task * To communicate and work ...

Major Responsibilities Collateral Monitoring & Risk Analysis * Review and analyze borrowing base reports, inventory reports, collateral schedules, accounts receivable aging reports, and other ...

Post Closing Valuation Analyst

El Segundo, CA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Successful candidates will possess: * 3-5+ years of experience in real estate valuation, appraisal review, or collateral risk analysis, preferably within a lending, appraisal management company (AMC ...

Post Closing Valuation Analyst

$75K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Analyze As-Is, As-Repaired (ARV), and Site Value conclusions on renovation and ground-up ... collateral risk. * Monitor construction draw schedules, percentage-of-completion assessments, and ...

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Analyze appraisal reports for completeness, accuracy, consistency, and adherence to USPAP, FHA ... Identify valuation concerns, appraisal deficiencies, and potential collateral risk factors ...

Specifically the CRO will drive efficient and effective governance of market and credit risk, collateral management, underwriting corporate insurance, trade risk and analytics, model validation, and ...

PA · On-site

$150 - $200/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Specifically the CRO will drive efficient and effective governance of market and credit risk, collateral management, underwriting corporate insurance, trade risk and analytics, model validation, KYC ...

POSITION OVERVIEW The Collateral Analyst is responsible for the end-to-end management of collateral ... Partner with Investment Teams, Trading, Risk, Legal, and Technology teams to support onboarding and ...

Collateral Analyst

Charlotte, NC · Hybrid

$33.64/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

If a Collateral Analyst sounds like something you are interested in, and you meet the ... Identify and escalate potential risk items in client loan support documentation * Effectively ...

Collateral Analyst

Boston, MA · On-site

$80/hr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

POSITION OVERVIEW The Collateral Analyst is responsible for the end-to-end management of collateral ... Partner with Investment Teams, Trading, Risk, Legal, and Technology teams to support onboarding and ...

Mortgage Appraisal Underwriter

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Analyze appraisal reports for completeness, accuracy, consistency, and adherence to USPAP, FHA ... Identify valuation concerns, appraisal deficiencies, and potential collateral risk factors ...

Collateral Analyst

Boston, MA · On-site

$80/hr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

POSITION OVERVIEW The Collateral Analyst is responsible for the end-to-end management of collateral ... Partner with Investment Teams, Trading, Risk, Legal, and Technology teams to support onboarding and ...

Showing results 41-60

Collateral Risk Analyst information

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$56

How much do collateral risk analyst jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for collateral risk analyst in the United States is $38.12, according to ZipRecruiter salary data. Most workers in this role earn between $27.64 and $51.68 per hour, depending on experience, location, and employer.

What is a collateral risk analyst?

Collateral Risk Analysts are finance professionals who evaluate and manage the risks associated with collateral assets pledged for loans or other credit products. They assess the value, quality, and market conditions of collateral to ensure that lenders are adequately protected against borrower default. Their responsibilities include conducting appraisals, monitoring market trends, and recommending actions to mitigate potential losses. Collateral Risk Analysts play a critical role in maintaining the financial stability of lending institutions by minimizing exposure to risky or undervalued assets.

What are the key skills and qualifications needed to thrive as a collateral risk analyst?

To thrive as a Collateral Risk Analyst, you need strong analytical skills, attention to detail, and a background in finance or real estate—often with a bachelor's degree in finance, economics, or a related field. Familiarity with risk assessment tools, financial modeling software, and industry-standard databases like Bloomberg or Moody's is typically required. Excellent communication, problem-solving abilities, and sound judgment help analysts interpret data and present findings to stakeholders. These skills ensure accurate risk evaluation and support sound lending or investment decisions that protect company assets.

What are some common challenges faced by collateral risk analysts when assessing the value of various asset types?

Collateral Risk Analysts often encounter challenges when appraising diverse asset classes, such as real estate, inventory, or securities, due to fluctuating market conditions and limited data availability. Accurately evaluating collateral requires staying current with industry trends, regulatory changes, and valuation methodologies. Analysts must also navigate discrepancies in documentation and collaborate closely with lending teams, appraisers, and legal departments to ensure risk assessments are thorough and compliant. Overcoming these challenges is critical to maintaining the integrity of the institution’s risk management framework.

What is the difference between Collateral Risk Analyst vs Credit Analyst?

AspectCollateral Risk AnalystCredit Analyst
Primary FocusAssessing risks related to collateral assets backing loansEvaluating borrower creditworthiness and loan risk
CertificationsOften requires CFA, FRM, or similarTypically requires CFA, CPA, or similar
Work EnvironmentFinancial institutions, banks, investment firmsBanks, lending institutions, corporate finance
Industry UsageCommon in lending, trading, and risk managementCommon in banking, lending, and credit departments

The Collateral Risk Analyst and Credit Analyst roles share overlapping skills in finance and risk assessment but differ mainly in focus. The Collateral Risk Analyst specializes in evaluating the risks associated with collateral assets, while the Credit Analyst concentrates on assessing borrower creditworthiness. Both roles are vital in lending and financial institutions, often requiring similar certifications and working within comparable environments.

More about Collateral Risk Analyst jobs
Infographic showing various Collateral Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $79,285 per year, or $38.1 per hour.

Sr Credit Risk Reporting Analyst

Xcel Energy

Denver, CO

$84K - $120K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago


Xcel Energy rating

8.3

Company rating: 8.3 out of 10

Based on 89 frontline employees who took The Breakroom Quiz

20th of 53 rated energy and utility


Job description

Denver, Colorado, 80205, United States of America
Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn and grow? A position at Xcel Energy could be just what you're looking for.
Sr Credit Risk Reporting Analyst
Position Summary
Perform credit risk analysis, modeling, and reporting, including Delivered but Not Paid, MtM, and credit risk limits. Develop insights about proprietary portfolio, nature, timing, and size of collateral requirements. Reconcile agreement MTM. Perform credit reviews to approve appropriate credit lines. Ensure agreements/contracts contain appropriate protections against credit exposures. Monitor and implement appropriate security for external entities that do not meet unsecured credit line requirements. Draft credit/security documents for agreements/contracts. Generate reports, including for 10-Q and 10-K filings. Ensure credit risk policy is followed. Develop process improvements for speed and accuracy. Train other analysts.
Essential Responsibilities
  • Support structured deal reviews by evaluating exposure and credit risks of potential deals/contracts, including PPAs, PSAs, Procurement contracts, Environmental contracts, Transmission Agreements, ISDA, EEI, NAEMA, NAESB, etc. Develop strategies to mitigate potential risks. Recommend appropriate security (Parent Guaranty, Letter of Credit, Surety Bond, Cash, etc.) based on financial analysis. Draft credit support/security documents. Train and advise other analysts.
  • Monitor credit agreement MTM versus key thresholds per contract as well as internal & external agency ratings. Proactively identify repayment concerns and collateral posting risks. Perform daily margin calls to external entities that exceed their collateral thresholds per contract. Optimize collateral postings and ensure margin calls are initiated or cured in a timely manner with counterparties.
  • Perform counterparty credit risk analysis using standard industry methods and proprietary credit analysis methods/models. Perform annual creditworthiness reviews to maintain appropriate credit lines, highlight key concerns, and address concerns through financial statement evaluation. Approve credit lines within authority levels. Update views annually and report results to Commercial Operations, Risk Management, etc.
  • Develop insights on portfolio risk positions, market prices, and changes. Review and verify credit agreement database (TriplePoint, CXL Credit) to ensure details are accurate and impact of market conditions on the agreement match with market insights. Coordinate with IT and valuation teams to ensure credit risk report capabilities meet business requirements.
  • Generate credit reports (SIG Downgrade, Top Ten Exposures, Monthly Margin Requirements, Portfolio Ratings, SEC Stress Test, etc.) for senior management.

Minimum Requirements
  • Bachelor's degree in Economics, Finance, or related field.
  • 5 years professional credit and collateral risk reporting experience required.
  • Experience in credit requirements of contracts (ISDA, EEI, NAEMA, NAESB, PPA, PSA, etc.).
  • Experience drafting credit support documents (Letters of Credit, Parent Guaranty, Surety Bond, CSAs, etc.).
  • Expert in performing financial statement analysis, credit stress test analysis, and credit score modeling.
  • Experienced in using S&P, Moody's, ECM, SAS, TriplePoint, and other credit related tools.
  • Ability to analyze and reconcile data across multiple sources to verify reports are high quality and completed accurately.
  • Experience at an energy utility, merchant energy company, electric/natural gas/renewable company, and/or hedge fund is strongly preferred.
  • Demonstrated Advanced MS Excel experience.
  • Demonstrated experience with Python and VBA.

As a leading combination electricity and natural gas energy company, Xcel Energy offers a comprehensive portfolio of energy-related products and services to 3.4 million electricity and 1.9 million natural gas customers across eight Western and Midwestern states. At Xcel Energy, we strive to be the preferred and trusted provider of the energy our customers need. If you're ready to be a part of something big, we invite you to join our team.
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Individuals with a disability who need an accommodation to apply please contact us at recruiting@xcelenergy.com .
Non-Bargaining
The anticipated starting base pay for this position is: $84,900.00 to $120,567.00 per year
This position is eligible for the following benefits: Annual Incentive Program, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care Reimbursement Account, Health Care Reimbursement Account, Health Savings Account (HSA) (if enrolled in eligible health plan), Limited-Purpose FSA (if enrolled in eligible health plan and HSA), Transportation Reimbursement Account, Short-term disability (STD), Long-term disability (LTD), Employee Assistance Program (EAP), Fitness Center Reimbursement (if enrolled in eligible health plan), Tuition reimbursement, Transit programs, Employee recognition program, Pension, 401(k) plan, Paid time off (PTO), Holidays, Volunteer Paid Time Off (VPTO), Parental Leave
Benefit plans are subject to change and Xcel Energy has the right to end, suspend, or amend any of its plans, at any time, in whole or in part.
In any materials you submit, you may redact or remove age-identifying information including but not limited to dates of school attendance and graduation. You will not be penalized for redacting or removing this information.
Deadline to Apply: 09/02/26
EEO is the Law | EEO is the Law Supplement | Pay Transparency Nondiscrimination | Equal Opportunity Policy (PDF) | Employee Rights (PDF)
All Xcel Energy employees and contractors share responsibility for protecting the company's information and systems by adhering to cybersecurity policies, standards, and best practices, recognizing that cybersecurity is everyone's responsibility.
ACCESSIBILITY STATEMENT
Xcel Energy endeavors to make https://www.xcelenergy.com/ accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact Xcel Energy Talent Acquisition at recruiting@xcelenergy.com. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.

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About Xcel Energy

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Xcel Energy is a prominent electricity and natural gas service provider serving multiple states in the United States, including Colorado, Michigan, Minnesota, New Mexico, North Dakota, South Dakota, Texas, and Wisconsin. Our commitment revolves around delivering essential services to our valued customers. As a trailblazer in the industry, we were the first major US electricity provider with a visionary goal to achieve 100% carbon-free electricity by 2050 and an ambitious 80% reduction in carbon emissions by 2030, based on 2005 levels. Through innovative electric vehicle initiatives, we actively contribute to carbon reduction not only in our electricity generation but also in the transportation sector within the states we operate. Simultaneously, we remain devoted to ensuring cost-effectiveness for our customers by implementing advanced electricity rates and energy efficiency programs.

Industry

Utilities

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1909