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Collateral Risk Analyst Jobs (NOW HIRING)

Morgan Stanley

Risk Analyst

New York, NY · On-site

$75K - $95K/yr

... collateral management, risk data and metrics - Quantitative/analytical background (e.g. finance, accounting, mathematics, STEM, law, economics, etc.) - Excellent organizational skills to meet ...

Morgan Stanley

Risk Analyst

New York, NY · On-site

$75K - $95K/yr

... collateral management, risk data and metrics - Quantitative/analytical background (e.g. finance, accounting, mathematics, STEM, law, economics, etc.) - Excellent organizational skills to meet ...

The OLB Group Inc.

Risk Analyst

New York, NY · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Overview The Risk Analyst is primarily responsible for analyzing and calculating financial risk ... Negotiates collateral requirements and/or change of terms with merchants. * Reviews daily ...

Xcel Energy

Sr Credit Risk Reporting Analyst

Denver, CO · On-site

$84K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Optimize collateral postings and ensure margin calls are initiated or cured in a timely manner with counterparties. * Perform counterparty credit risk analysis using standard industry methods and ...

Calpine

Credit Risk Analyst

San Diego, CA

$70K - $88K/yr

While understanding margining and collateral structures for large clients. At all times exercises ... Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

While understanding margining and collateral structures for large clients. At all times exercises ... Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ...

Xcel Energy

Sr Credit Risk Reporting Analyst

Denver, CO

$84K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Optimize collateral postings and ensure margin calls are initiated or cured in a timely manner with counterparties. * Perform counterparty credit risk analysis using standard industry methods and ...

janney

  • PTO

... Vendor Risk Management. What you are good at: Analytical ability - Able to effectively review ... Create hypothetical scenarios to assess exposure and review collateral obligations * Monitor ...

janney

  • PTO

... Vendor Risk Management. What you are good at: Analytical ability - Able to effectively review ... Create hypothetical scenarios to assess exposure and review collateral obligations * Monitor ...

FHLB Des Moines

Credit Risk Analyst

Des Moines, IA · Hybrid

$59K - $70K/yr

  • Retirement

  • PTO

The Credit Risk Analyst supports the Bank's credit risk management function through the evaluation ... Evaluate collateral adequacy, borrowing capacity, and compliance with applicable lending and credit ...

Posted today

Citizens Financial Group

Assess whether the selected collateral product is appropriate for the transaction type, risk profile, and loan purpose . * Analyze data integrity, property characteristics, market context, and ...

Charles Schwab

Manager - Credit Risk Analyst

Westlake, TX

  • Medical

  • Dental

  • Vision

  • Retirement

... Risk Management function reporting to the Head of Strategy & Analytics. What you have The following ... Knowledge of collateral, netting, margin methodologies, and exposure mitigation techniques.

Yamaha

Risk Analyst II

Kennesaw, GA

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance. * Support the design, implementation, and ongoing optimization of credit risk ...

Yamaha Motor Corporation

Risk Analyst II

Kennesaw, GA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance. * Support the design, implementation, and ongoing optimization of credit risk ...

Citizens

Appraisal Analyst II

Providence, RI · On-site +1

Appraisal Analyst II - Alternative Collateral Products Position Overview The Appraisal Analyst II - The Alternative Collateral Product Reviewer is a key contributor within the Collateral Risk ...

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Collateral Risk Analyst information

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$18

$38

$56

How much do collateral risk analyst jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for collateral risk analyst in the United States is $38.12, according to ZipRecruiter salary data. Most workers in this role earn between $27.64 and $51.68 per hour, depending on experience, location, and employer.

What is a collateral risk analyst?

Collateral Risk Analysts are finance professionals who evaluate and manage the risks associated with collateral assets pledged for loans or other credit products. They assess the value, quality, and market conditions of collateral to ensure that lenders are adequately protected against borrower default. Their responsibilities include conducting appraisals, monitoring market trends, and recommending actions to mitigate potential losses. Collateral Risk Analysts play a critical role in maintaining the financial stability of lending institutions by minimizing exposure to risky or undervalued assets.

What are the key skills and qualifications needed to thrive as a collateral risk analyst?

To thrive as a Collateral Risk Analyst, you need strong analytical skills, attention to detail, and a background in finance or real estate—often with a bachelor's degree in finance, economics, or a related field. Familiarity with risk assessment tools, financial modeling software, and industry-standard databases like Bloomberg or Moody's is typically required. Excellent communication, problem-solving abilities, and sound judgment help analysts interpret data and present findings to stakeholders. These skills ensure accurate risk evaluation and support sound lending or investment decisions that protect company assets.

What are some common challenges faced by collateral risk analysts when assessing the value of various asset types?

Collateral Risk Analysts often encounter challenges when appraising diverse asset classes, such as real estate, inventory, or securities, due to fluctuating market conditions and limited data availability. Accurately evaluating collateral requires staying current with industry trends, regulatory changes, and valuation methodologies. Analysts must also navigate discrepancies in documentation and collaborate closely with lending teams, appraisers, and legal departments to ensure risk assessments are thorough and compliant. Overcoming these challenges is critical to maintaining the integrity of the institution’s risk management framework.

What is the difference between Collateral Risk Analyst vs Credit Analyst?

AspectCollateral Risk AnalystCredit Analyst
Primary FocusAssessing risks related to collateral assets backing loansEvaluating borrower creditworthiness and loan risk
CertificationsOften requires CFA, FRM, or similarTypically requires CFA, CPA, or similar
Work EnvironmentFinancial institutions, banks, investment firmsBanks, lending institutions, corporate finance
Industry UsageCommon in lending, trading, and risk managementCommon in banking, lending, and credit departments

The Collateral Risk Analyst and Credit Analyst roles share overlapping skills in finance and risk assessment but differ mainly in focus. The Collateral Risk Analyst specializes in evaluating the risks associated with collateral assets, while the Credit Analyst concentrates on assessing borrower creditworthiness. Both roles are vital in lending and financial institutions, often requiring similar certifications and working within comparable environments.

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What job categories do people searching Collateral Risk Analyst jobs look for?

The top searched job categories for Collateral Risk Analyst jobs are:

Collateral Risk Analyst jobs near you
Infographic showing various Collateral Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $79,285 per year, or $38.1 per hour.

Risk Analyst

Morgan Stanley

New York, NY • On-site

$75K - $95K/yr

Full-time

Re-posted 15 days ago

Morgan Stanley rating

8.4

Company rating: 8.4 out of 10

Based on 155 frontline employees who took The Breakroom Quiz

31st of 150 rated financial services

Job description

Department Profile
The cornerstone of Morgan Stanley's risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley's capital base and franchise. Risk Management protects the firm from losses resulting from defaults by our lending and trading counterparties.
Position Summary
Morgan Stanley is seeking an Analyst for the Risk Capital group, based in New York. Risk Capital, which is part of the Firm Risk Management Department, is responsible for the risk-based assessments required for regulatory capital calculations. The successful candidate for this role will perform these assessments for new transactions, review regulatory requirements, implement new processes and contribute to a wide variety of projects and initiatives within the larger group. The successful candidate will also support business decision making by providing these evaluations and partnering on the business model where regulatory capital considerations are material. Responsibilities
- Identify and perform analysis of counterparty credit risk for derivatives, cleared transactions, repurchase agreements, securities lending agreements, margin loans and other loans
- Deliver analysis and management information to support review and assurance of the counterparty credit risk regulatory capital position
- Coordinate with the team to prepare responses to information requests from senior management, regulatory authorities, Independent Process Validation Group, and Internal Audit
- Contribute to efficiencies and other enhancements of best-in-class processes to support daily, weekly, monthly and quarterly reporting while maintaining robust processes and controls. This would include design, development and implementation of tactical tools and strategic system changes
- Work with stakeholders in the Business Units, Treasury, Finance, Risk Analytics and Credit Risk
- Perform, and participate in, regulatory and capital analysis of new products and proposals initiated by the Business Units and the Firm and provide recommendations to the Business Units and Risk senior management for these new products and proposals. Support business decision making by providing these evaluations and partnering on the business model where regulatory capital considerations are material.
- Develop and document Basel compliant methodologies, keeping recent regulatory capital rules and business developments
Skills required
- Understanding of Credit Risk fundamentals including traded products, contractual agreements, collateral management, risk data and metrics
- Quantitative/analytical background (e.g. finance, accounting, mathematics, STEM, law, economics, etc.)
- Excellent organizational skills to meet challenging objectives and manage competing priorities
- Strong written and verbal communications and mastery of relevant software
- Identify ways to mitigate risk and developing new policies/processes in support of control and governance
- One year of experience in related roles in a similarly complex institution
Skills Desired
- Familiarity with current and evolving US Broker Dealer, Swap Dealer and Securities-Based Swap Dealer regulations
- Capability, experience and comfort in reviewing and assessing the implications of complex new regulations
- Databases and programming experience including SQL and/or Python

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Expected base pay rates for the role will be between $75,000 and $95,000 year at the commencement of employment.However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.

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