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Collateral Risk Analyst Jobs (NOW HIRING)

Gauntlet

Credit Risk Analyst

New York, NY

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves ... Shape credit terms guidance (what we can offer, at what rate, term, and collateral conditions) and ...

Gauntlet

Credit Risk Analyst

New York, NY · On-site +1

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves ... Shape credit terms guidance (what we can offer, at what rate, term, and collateral conditions) and ...

Genworth Financial

Credit Risk Analyst

Raleigh, NC · Hybrid

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while ... Use models and loss distributions to perform stress testing across multiple collateral types while ...

Williams Companies

Senior Credit Risk Analyst

Tulsa, OK · On-site

The Senior Credit Risk Analyst manages credit risk for a portfolio of counterparties by evaluating ... Structure and negotiate collateral arrangements, including letters of credit, guarantees, and other ...

Gnw

Credit Risk Analyst

Raleigh, NC · Hybrid

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while ... Use models and loss distributions to perform stress testing across multiple collateral types while ...

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Collateral Risk Analyst information

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How much do collateral risk analyst jobs pay per hour?

As of Jun 29, 2026, the average hourly pay for collateral risk analyst in the United States is $38.12, according to ZipRecruiter salary data. Most workers in this role earn between $27.64 and $51.68 per hour, depending on experience, location, and employer.

How much do risk analysts make in the US?

Risk analysts in the US typically earn a median annual salary of around $70,000 to $80,000, with entry-level positions starting lower and experienced professionals earning over $100,000. Salaries can vary based on industry, location, education, and certifications such as FRM or CFA, and the role often involves analyzing financial data and assessing potential risks for organizations.

What are Collateral Risk Analysts?

Collateral Risk Analysts are finance professionals who evaluate and manage the risks associated with collateral assets pledged for loans or other credit products. They assess the value, quality, and market conditions of collateral to ensure that lenders are adequately protected against borrower default. Their responsibilities include conducting appraisals, monitoring market trends, and recommending actions to mitigate potential losses. Collateral Risk Analysts play a critical role in maintaining the financial stability of lending institutions by minimizing exposure to risky or undervalued assets.

What is the salary of risk analyst in JP Morgan?

The salary of a Collateral Risk Analyst at JP Morgan typically ranges from $70,000 to $110,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those in senior roles can earn higher compensation, often supplemented with bonuses and benefits.

What are some common challenges faced by Collateral Risk Analysts when assessing the value of various asset types?

Collateral Risk Analysts often encounter challenges when appraising diverse asset classes, such as real estate, inventory, or securities, due to fluctuating market conditions and limited data availability. Accurately evaluating collateral requires staying current with industry trends, regulatory changes, and valuation methodologies. Analysts must also navigate discrepancies in documentation and collaborate closely with lending teams, appraisers, and legal departments to ensure risk assessments are thorough and compliant. Overcoming these challenges is critical to maintaining the integrity of the institution’s risk management framework.

What does a collateral analyst do?

A collateral risk analyst evaluates the value and risk associated with collateral assets used to secure loans or credit. They analyze collateral documentation, assess market conditions, and ensure collateral compliance to mitigate financial risk for lenders. Proficiency in financial analysis tools and understanding of lending regulations are essential for this role.

What is the difference between Collateral Risk Analyst vs Credit Analyst?

AspectCollateral Risk AnalystCredit Analyst
Primary FocusAssessing risks related to collateral assets backing loansEvaluating borrower creditworthiness and loan risk
CertificationsOften requires CFA, FRM, or similarTypically requires CFA, CPA, or similar
Work EnvironmentFinancial institutions, banks, investment firmsBanks, lending institutions, corporate finance
Industry UsageCommon in lending, trading, and risk managementCommon in banking, lending, and credit departments

The Collateral Risk Analyst and Credit Analyst roles share overlapping skills in finance and risk assessment but differ mainly in focus. The Collateral Risk Analyst specializes in evaluating the risks associated with collateral assets, while the Credit Analyst concentrates on assessing borrower creditworthiness. Both roles are vital in lending and financial institutions, often requiring similar certifications and working within comparable environments.

Is risk analyst a good career?

A risk analyst, including collateral risk analysts, evaluates financial risks related to assets and loans, often using data analysis and risk management tools. It is considered a stable career with opportunities for advancement, especially for those with strong analytical skills and relevant certifications such as FRM or CFA.

What are the key skills and qualifications needed to thrive as a Collateral Risk Analyst, and why are they important?

To thrive as a Collateral Risk Analyst, you need strong analytical skills, attention to detail, and a background in finance or real estate—often with a bachelor's degree in finance, economics, or a related field. Familiarity with risk assessment tools, financial modeling software, and industry-standard databases like Bloomberg or Moody's is typically required. Excellent communication, problem-solving abilities, and sound judgment help analysts interpret data and present findings to stakeholders. These skills ensure accurate risk evaluation and support sound lending or investment decisions that protect company assets.
More about Collateral Risk Analyst jobs
What job categories do people searching Collateral Risk Analyst jobs look for? The top searched job categories for Collateral Risk Analyst jobs are:
Collateral Risk Analyst jobs near you
Infographic showing various Collateral Risk Analyst job openings in the United States as of June 2026, with employment types broken down into 89% Full Time, 1% Part Time, 4% Temporary, 5% Contract, and 1% Nights. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $79,285 per year, or $38.1 per hour.
Collateral Loan Reviewer I

Collateral Loan Reviewer I

Navy Federal Credit Union

Pensacola, FL • On-site

Full-time

Posted 3 days ago

Navy Federal Credit Union rating

8.1

Company rating: 8.1 out of 10

Based on 269 frontline employees who took The Breakroom Quiz

55th of 139 rated financial services

Job description


To examine and evaluate real estate lending documents associated with subordination requests, collateral changes, decedent processing, Successor in Interest validation, home equity line of credit (HELOC) freeze appeals, and homeowner's association (HOA)/condominium amendment reviews. Review, research and analyze related court notices and title matters. May serve as subject matter expert (SME) to other business areas regarding collateral risk. Work under guided supervision.
Responsibilities
  • Research, respond, and track moderately complex inquiries related to collateral risk
  • Monitor first mortgage and equity loan guidelines and procedures to ensure compliance with government sponsored enterprise (GSE) such as Fannie Mae and Freddie Mac, Navy Federal Credit Union (NFCU), and National Credit Union Administration (NCUA)
  • Identify risk exposures to control and mitigate financial loss from first mortgage and equity collateral transactions by performing internal/external inquiries and preliminary investigations
  • Order and analyze property valuations and credit bureau reports
  • Maintain consistent and accurate documentation when interacting with members or third parties
  • Communicate extensively with members, external settlement attorneys, surveyors, title companies, survivors of deceased, and attorneys regarding required documentation
  • Assess, compose, and present a member's credit risk profile to management for final decisioning
  • Review, research and analyze legal documents to ensure validity, accuracy and adherence to NFCU and investor guidelines
  • Collaborate with NFCU business areas (i.e., Survivor Support, Loans Charged to Reserve (LCR), Mortgage Default, Mortgage and Equity Servicing, Contact Center, Branch Operations, etc.) to discern impact of collateral risk related transactions
  • Provide input to management regarding operational improvements, strategies, and initiatives for enhancement
  • Determine the Successor in Interest, as regulated by Consumer Financial Protection Bureau (CFPB), by reviewing documents such as power of attorneys, deeds, revocable living trusts, probated list of heirs, and letters of testamentary
  • Process title to property transfers and deceased member notifications
  • Validate potential Successors in Interest by initiating letters and conveying necessary documents
  • Review and analyze subordination packages for accuracy, completeness, and potential risk to the collateral, and recommend disposition and/or conditions for approval
  • Collaborate with refinancing lender or title company regarding discrepancies in documentation and set timelines for resolution
  • Perform other duties as assigned

Qualifications
  • Familiarity with CFPB servicing rules, NCUA requirements, and Navy Federal policies and procedures
  • Working knowledge of current regulations and investor guidelines to offer options to Successors, such as assuming the loan or referring to Mortgage Default
  • Experience in managing multiple priorities independently and/or in a team environment to achieve goals
  • Ability to display the highest degree of tact, patience, sensitivity, and confidentiality
  • Exposure to working with/for depository and lending institutions
  • Exposure to project management and/or leading initiatives of small to medium scope
  • Ability to work independently and in a team environment
  • Effective skill comprehending, analyzing, applying, and communicating complex written legal documents
  • Effective skill following, interpreting, and applying relevant data/instructions to guidelines, procedures, practices, and regulations
  • Effective skill exercising initiative and good judgment to make sound decisions
  • Effective organizational, planning and time management skills
  • Effective research, analytical, and problem-solving skills
  • Effective word processing and spreadsheet software skills
  • Effective verbal and written communication skills

Desired Qualifications
  • Familiarity with credit union operations/processes and procedures
  • Working knowledge of NCUA regulations that govern the activities, products and services of the business unit
  • Familiarity with products, services, processes, requirements, and systems related to the business unit
  • Associate degree in Business, Finance, or related field

Additional Information
Hours:
  • Monday - Friday, 8:00AM - 4:30PM

Location:
  • 5510 Heritage Oaks Drive, Pensacola, FL 32526

About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
  • FORTUNE 100 Best Companies to Work For® 2025
  • Yello and WayUp Top 100 Internship Programs
  • Computerworld® Best Places to Work in IT
  • Newsweek Most Loved Workplaces
  • 2025 PEOPLE® Companies That Care
  • Newsweek Most Trustworthy Companies in America
  • Military Times 2025 Best for Vets Employers
  • Best Companies for Latinos to Work for 2025
  • Forbes® 2025 America's Best Large Employers
  • Forbes® 2025 America's Best Employers for New Grads
  • Forbes® 2025 America's Best Employers for Tech Workers
  • 2025 RippleMatch Campus Forward Award Winner for Overall Excellence
  • Military.com Top Military Spouse Employers 2025
  • 2025 Handshake Early Talent Award

From Fortune. ©2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

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About Navy Federal Credit Union

Sourced by ZipRecruiter

Navy Federal Credit Union, based in Vienna, Virginia, United States, is a significant player in the financial services industry. Their official website is navyfederal.org. With its roots dating back to 1933, it was initially established to provide credit to Navy members. Over the years, Navy Federal has magnified its scope, evolving into a full-service credit union serving all branches of the military, the Department of Defense, veterans, and their families. The company’s core values include integrity, service, education, and leadership. Navy Federal aims to be the most preferred and trusted financial institution serving the military and their families.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Vienna, VA, US

Year founded

1933

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