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Collateral Risk Analyst Jobs (NOW HIRING)

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

While understanding margining and collateral structures for large clients. At all times exercises ... Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ...

Yamaha Motor Corporation

Risk Analyst II

Kennesaw, GA · On-site

Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance. * Support the design, implementation, and ongoing optimization of credit risk ...

Yamaha

Risk Analyst II

Kennesaw, GA

Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance. * Support the design, implementation, and ongoing optimization of credit risk ...

Fifth Third Bank

Collateral Analyst

Renders a collateral analysis and subsequent clearing conditions to ensure collateral guidelines are met for risk tiers I, II, and III for all products to include Conventional and Portfolio.

PJM

VP, Chief Risk Officer

Audubon, PA · On-site

Specifically the CRO will drive efficient and effective governance of market and credit risk, collateral management, underwriting corporate insurance, trade risk and analytics, model validation, KYC ...

PJM Interconnection, LLC

PA · On-site

$150 - $200/hr

Specifically the CRO will drive efficient and effective governance of market and credit risk, collateral management, underwriting corporate insurance, trade risk and analytics, model validation, KYC ...

GMO

Collateral Analyst

Boston, MA

$80/hr

POSITION OVERVIEW The Collateral Analyst is responsible for the end-to-end management of collateral ... Partner with Investment Teams, Trading, Risk, Legal, and Technology teams to support onboarding and ...

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How much do collateral risk analyst jobs pay per hour?

As of Jul 21, 2026, the average hourly pay for collateral risk analyst in the United States is $38.12, according to ZipRecruiter salary data. Most workers in this role earn between $27.64 and $51.68 per hour, depending on experience, location, and employer.

What are Collateral Risk Analysts?

Collateral Risk Analysts are finance professionals who evaluate and manage the risks associated with collateral assets pledged for loans or other credit products. They assess the value, quality, and market conditions of collateral to ensure that lenders are adequately protected against borrower default. Their responsibilities include conducting appraisals, monitoring market trends, and recommending actions to mitigate potential losses. Collateral Risk Analysts play a critical role in maintaining the financial stability of lending institutions by minimizing exposure to risky or undervalued assets.

What are some common challenges faced by Collateral Risk Analysts when assessing the value of various asset types?

Collateral Risk Analysts often encounter challenges when appraising diverse asset classes, such as real estate, inventory, or securities, due to fluctuating market conditions and limited data availability. Accurately evaluating collateral requires staying current with industry trends, regulatory changes, and valuation methodologies. Analysts must also navigate discrepancies in documentation and collaborate closely with lending teams, appraisers, and legal departments to ensure risk assessments are thorough and compliant. Overcoming these challenges is critical to maintaining the integrity of the institution’s risk management framework.

What is the difference between Collateral Risk Analyst vs Credit Analyst?

AspectCollateral Risk AnalystCredit Analyst
Primary FocusAssessing risks related to collateral assets backing loansEvaluating borrower creditworthiness and loan risk
CertificationsOften requires CFA, FRM, or similarTypically requires CFA, CPA, or similar
Work EnvironmentFinancial institutions, banks, investment firmsBanks, lending institutions, corporate finance
Industry UsageCommon in lending, trading, and risk managementCommon in banking, lending, and credit departments

The Collateral Risk Analyst and Credit Analyst roles share overlapping skills in finance and risk assessment but differ mainly in focus. The Collateral Risk Analyst specializes in evaluating the risks associated with collateral assets, while the Credit Analyst concentrates on assessing borrower creditworthiness. Both roles are vital in lending and financial institutions, often requiring similar certifications and working within comparable environments.

What are the key skills and qualifications needed to thrive as a Collateral Risk Analyst, and why are they important?

To thrive as a Collateral Risk Analyst, you need strong analytical skills, attention to detail, and a background in finance or real estate—often with a bachelor's degree in finance, economics, or a related field. Familiarity with risk assessment tools, financial modeling software, and industry-standard databases like Bloomberg or Moody's is typically required. Excellent communication, problem-solving abilities, and sound judgment help analysts interpret data and present findings to stakeholders. These skills ensure accurate risk evaluation and support sound lending or investment decisions that protect company assets.
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Infographic showing various Collateral Risk Analyst job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $79,285 per year, or $38.1 per hour.
Credit Risk Analyst

Credit Risk Analyst

Calpine

San Diego, CA • On-site

$70K - $88K/yr

Full-time

Posted 21 days ago

Calpine rating

8.2

Company rating: 8.2 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

Job description

Calpine, a business unit of Constellation Energy Corporation (Nasdaq: CEG), is America's largest generator of electricity from natural gas and geothermal resources with operations in competitive power markets. With 79 energy facilities in operation, Calpine's fleet has the capacity to generate approximately 27,000 MW of electricity - enough to power approximately 27 million homes. Through wholesale power operations and its retail businesses, Calpine serves customers in 22 states and Canada. Its clean, efficient, modern and flexible fleet uses advanced technologies to generate power in a low-carbon and environmentally responsible manner.
The company was established on the premise that a strong commitment to the environment is inextricably linked to excellence in power generation and corporate responsibility. Since its founding in 1984, Calpine has led the power industry in its unwavering commitment to environmental stewardship. In addition, its renewable geothermal plants use steam generated deep below the earth's surface to produce clean, renewable electricity.
Job Summary (includes but is not limited to the following, other duties may be assigned)
Independently manages an assigned counterparty portfolio by interfacing with all levels of sales and management, to ensure the protection of the company's mark to market exposure (MTM) and accounts receivable assets through the effective use of credit risk analytics and systems. Provides support to the company's sales efforts by performing timely credit risk analysis on potential and existing counterparties. While understanding margining and collateral structures for large clients. At all times exercises discretion and independent judgement in assigned areas of responsibility.
Key activities:
  • Perform credit risk analysis
  • Develop risk mitigating products

Job Responsibilities:
Credit Risk Analysis 65%
  • Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and support ongoing sales negotiations
  • Utilizes outside vendors (Standard & Poors, Moody's, Dun & Bradstreet, etc.) to thoroughly research and obtain salient industry and counterparty data for credit risk evaluation
  • Perform annual reviews of financial and credit data for assigned account portfolio. Calculates and assigns credit risk ratings based upon the output of proprietary scoring models
  • Initiates modifications of credit limits to existing customers to support increased business opportunities or to project the company from undo losses
  • Assess, calculate, and monitor collateral and margin requirements for retail customers, including cash margin, letters of credit, parental guarantees, and other credit support instruments

Reporting & Special Projects 25%
  • Generates an array of accurate monthly, quarterly and annual management reports
  • Establishes and maintains counterparty data in Allegro system
  • Supports the Director, Credit Risk as required by performing special projects, ad hoc reporting, routine requests, etc.

Collections 10%
  • Authorized to work autonomously in day-to-day decision making to effectively collect payments from customers in accordance with contractual terms
  • Empowered to negotiate terms of sale and payment plans as necessary
  • Interfaces with all levels of sales, senior management and other internal departments to expedite the resolution of disputes and thus ensure the protection of the company's settlement risk through the effective use of systems and proven collection practices
  • Integral in the ongoing reconciliation of customer accounts
  • Develops and maintains effective working relationships with internal and external customers to maximize cooperation and efficiency

Job Requirements:
  • Bachelor's Degree in finance, accounting or equivalent experience
  • Minimum of two (2) years in commercial or wholesale credit
  • Demonstrated organization, analytical and problem-solving skills are required
  • Highly skilled in complex financial analysis as it relates to evaluating creditworthiness
  • Is able to identify and prioritize various tasks to efficiently produce results
  • Strong verbal, written and interpersonal communication skills are essential
  • Energy industry or banking experience is preferred
  • Experienced with receivable management systems and is proficient in Microsoft Excel and Word

Salary Information:
Salary Range: $70,304 to $88,448
Additional Calpine Information:
  • Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities.
  • Calpine is committed to Equal Employment Opportunity and providing reasonable accommodations to applicants with physical and/or mental disabilities. If you are interested in applying for employment and need special assistance or an accommodation to use our website or to apply for a position, please send an e-mail with your request to hrrecruitment@calpine.com. Determination on requests for reasonable accommodation are made on case-by-case basis.
    Please view Equal Employment Opportunity Posters provided by OFCCP here

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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