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Climate Risk Insurance Jobs in Columbia, MD (NOW HIRING)

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Climate Risk Insurance information

See Columbia, MD salary details

$81.9K

$120.6K

$184.6K

How much do climate risk insurance jobs pay per year?

As of Jun 16, 2026, the average yearly pay for climate risk insurance in Columbia, MD is $120,582.00, according to ZipRecruiter salary data. Most workers in this role earn between $100,200.00 and $137,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Climate Risk Insurance professional, and why are they important?

To thrive as a Climate Risk Insurance professional, you need expertise in risk assessment, climate science, and insurance principles, often supported by a degree in finance, environmental science, or actuarial studies. Familiarity with modeling software, data analytics platforms, and relevant industry certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Strong analytical thinking, communication, and problem-solving skills help professionals interpret complex data and explain risk scenarios to clients. These skills are crucial for accurately assessing climate-related risks and developing effective insurance solutions in a rapidly changing environment.

What are some common challenges faced by professionals working in climate risk insurance?

Professionals in climate risk insurance often navigate rapidly evolving scientific data, regulatory frameworks, and unpredictable weather events that impact risk assessment and pricing. Collaborating closely with underwriters, actuaries, and climate scientists is essential to accurately model and manage emerging risks. Staying updated on advancements in climate modeling tools and regulatory changes is crucial, as is effectively communicating complex risk information to clients and stakeholders. This dynamic environment requires adaptability, strong analytical skills, and a proactive approach to ongoing learning.

What is climate risk insurance?

Climate risk insurance is a type of insurance product designed to protect individuals, businesses, or governments against financial losses caused by climate-related events, such as floods, hurricanes, droughts, or wildfires. It works by providing payouts or coverage when certain climate-triggered conditions are met, helping policyholders recover from disasters more quickly. This insurance is increasingly important as climate change leads to more frequent and severe weather events, and it can also incentivize risk reduction strategies.

What is the difference between Climate Risk Insurance vs Environmental Risk Analyst?

AspectClimate Risk InsuranceEnvironmental Risk Analyst
Required CredentialsCertifications in insurance, risk management, environmental scienceDegrees in environmental science, risk assessment, or related fields
Work EnvironmentInsurance companies, risk consulting firms, financial institutionsEnvironmental consulting firms, government agencies, corporations
Industry UsageInsurance policies, risk mitigation strategies for climate-related eventsEnvironmental impact assessments, regulatory compliance, risk analysis

Climate Risk Insurance focuses on developing insurance products to protect against climate-related damages, while Environmental Risk Analysts assess environmental risks and advise on mitigation strategies. Both roles require environmental knowledge but differ in their primary functions and industry applications.

What job categories do people searching Climate Risk Insurance jobs in Columbia, MD look for? The top searched job categories for Climate Risk Insurance jobs in Columbia, MD are:
What cities near Columbia, MD are hiring for Climate Risk Insurance jobs? Cities near Columbia, MD with the most Climate Risk Insurance job openings:
Mid-Level Coastal / Water Resources Engineer

Mid-Level Coastal / Water Resources Engineer

Straughan Environmental Inc

Columbia, MD โ€ข Hybrid

$90K - $150K/yr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 28 days ago


Job description

Description

Who We Are

Straughan Environmental, Inc. is a successful, rapidly growing, woman owned business that provides high quality and cost-effective consulting services to a wide variety of clients in the governmental and private sectors. Straughan is committed to advancing sustainable and resilient communities. We are experts in environmental planning, design, assessments, and policy. Our staff consists of wildlife and wetlands scientists; geomorphologists and hydrologists, civil and environmental engineers; inspectors; biologists and botanists; planners; cultural resource specialists; and GIS and CAD professionals. This combination of technical expertise and an understanding of policy make Straughan a highly competitive firm and a great place to advance your career.


Job Purpose

Straughan is seeking a highly motivated and versatile Mid-Level Coastal / Water Resources Engineer with experience in nature-based solutions (NbS) and resilience design to join our Engineering department. This individual will support the planning, design, and implementation of sustainable and resilient projects that integrate ecological processes into engineering solutions. These will include planning and design of various projects including coastal wetland restoration, living shorelines, built and natural infrastructure resilience, coastal and compound flooding solutions.


The ideal candidate will have a strong understanding of coastal and watershed systems, climate resilience challenges (e.g., flooding, sea-level rise), and a passion for delivering innovative, sustainable solutions. This role includes collaboration with multidisciplinary teams to perform field assessments, modeling, design, and permitting for a variety of projects. The understanding of grant-based projects and how to pursue grants is a plus.


Straughan operates under a flexible, hybrid workplace strategy. Employees work primarily from home with schedules approved by their supervisor. While all candidates will be considered, we have a strong preference for candidates residing in one of the following areas: Coastal Delaware, Coastal Maryland, Northen Virginia (NOVA), or Coastal Virginia. Office reporting locations are our Headquarters (Maryland) and/or the Newark, DE office. Occasional travel for field work and client meetings is expected.


Straughan Benefits

One of the ways Straughan supports our staff is by providing generous benefits such as Medical, Dental and Vision Insurance, 401k Retirement plan with an employer match, tuition assistance, PTO, 8 holidays, Parental leave, HSA, FSA, Flexible work schedule, employer paid short and Longterm disability.


Compensation Range for this position is $90,000 - $150,000. The compensation for this role is commensurate with experience.ย 


ย Duties & Responsibilitiesย 

  • Lead tasks or components of projects focused on nature-based and hybrid infrastructure solutions
  • Support project managers with planning, budgeting, and execution of coastal and water resources projects
  • Perform hydrologic and hydraulic modeling (e.g., HEC-RAS, SWMM, coastal/storm surge models)
  • Design and support development of:ย 
    • Living shorelines
    • Coastal and upland wetland and floodplain restoration projects
    • Green stormwater infrastructure (bioswales, buffers, BMPs)
  • Conduct alternatives analyses comparing gray and nature-based solutions
  • Integrate climate resilience considerations (sea level rise, extreme precipitation, flood risk)
  • Perform field assessments, site investigations, and data collection
  • Prepare engineering plans, specifications, reports, and visualizations
  • Coordinate with ecologists, planners, GIS specialists, and stakeholders
  • Support environmental permitting at local, state, and federal levels
  • Participate in stakeholder and client meetings, presenting technical findings
  • Mentor junior engineers and support staff development
  • Support proposal development, cost estimating, and business development efforts
  • Assist with construction phase services, including submittal review and site visits
  • Being able to communicate effectively with team

Requirements

ย Qualificationsย 

ย Education: Bachelor's degree in Civil, Environmental, Coastal, or Water Resources Engineering (or related field)ย 

Experience:ย 

  • ย Minimum 5+ years of relevant experience in water resources, coastal engineering, or resilience planning
  • Strong communication and interpersonal skills
  • Experience with engineering design software (AutoCAD, MicroStation)
  • Proficiency with H&H and/or coastal modeling tools (HEC-RAS, SWMM, ADCIRC, Delft3D, or similar)
  • Experience conducting field work and site evaluations
  • Familiarity with nature-based solutions, green infrastructure, or ecosystem-based design approaches
  • Environmental permitting experience

Certification

  • Professional Engineer (PE) required or ability to obtain within 1 year

Desired Qualifications

  • Experience with coastal processes, shoreline stabilization, or sediment transport
  • Design experience with:ย 
    • Living shorelines or oyster reefs
    • Floodplain reconnection or wetland restoration
    • Low impact development (LID) and environmental site design (ESD)
  • Familiarity with climate adaptation and resilience planning
  • Experience with federal or resilience-focused programs (e.g., FEMA, USACE, NOAA)
  • Hydrodynamic and coastal modeling experience (ADCIRC, Delft3D, HEC-RAS 2D)
  • GIS experience (ArcGIS Pro)
  • Experience with blue-green infrastructure and nature-based performance evaluation
  • Grant-funded project experience or resilience planning studies
  • Public outreach or stakeholder engagement experience
  • Familiarity with Mid-Atlantic region regulations and projects
  • Familiarity with Drainage, Stormwater Management, and Sediment Control Design


Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position as required by applicable law.

  • Prolonged periods standing
  • Physical ability to perform outdoor field work, on water, and in unpleasant field conditions
  • Physically able to conduct inspections and carry equipment used for inspections
  • Must be able to lift up to 50 pounds at a time
  • Must be able to traverse various types of terrain for extended periods of time

Straughan is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status ย