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Chfc Jobs (NOW HIRING)

CFP, ChFC, PFS, CFA, CIC. Responsibilities * Prospecting for clients through referrals, personal observation and networking * Developing and maintaining long-term relationships with clients * Fact ...

CFP certification preferred, or CFP exam passed with relevant professional experience (ChFC or comparable credentials also considered). Excellent written and verbal communication skills with the ...

CFP, ChFC, PFS, CFA, CIC. Responsibilities * Prospecting for clients through referrals, personal observation and networking * Developing and maintaining long-term relationships with clients * Fact ...

CFP, ChFC, PFS, CFA, CIC. Responsibilities * Prospecting for clients through referrals, personal observation and networking * Developing and maintaining long-term relationships with clients * Fact ...

CFP, ChFC, PFS, CFA, CIC. Responsibilities * Prospecting for clients through referrals, personal observation and networking * Developing and maintaining long-term relationships with clients * Fact ...

CFP, ChFC, PFS, CFA, CIC. Responsibilities * Prospecting for clients through referrals, personal observation and networking * Developing and maintaining long-term relationships with clients * Fact ...

CFP, ChFC, PFS, CFA, CIC. Responsibilities * Prospecting for clients through referrals, personal observation and networking * Developing and maintaining long-term relationships with clients * Fact ...

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Chfc information

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How much do chfc jobs pay per hour?

As of May 30, 2026, the average hourly pay for chfc in the United States is $14.42, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $14.42 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Chartered Financial Consultant (ChFC), and why are they important?

To thrive as a Chartered Financial Consultant (ChFC), you need a comprehensive understanding of financial planning, investment strategies, insurance, tax planning, and estate planning, typically supported by earning the ChFC designation and relevant financial licenses. Familiarity with financial planning software, CRM systems, and compliance tools is essential for managing client portfolios and adhering to industry regulations. Exceptional interpersonal skills, analytical thinking, and ethical judgment help build trust and deliver tailored solutions for diverse client needs. These skills are crucial for providing high-quality, compliant financial advice that supports clients' long-term goals and fosters lasting professional relationships.

What are some common challenges faced by Chartered Financial Consultants (ChFC) when managing diverse client portfolios?

Chartered Financial Consultants often encounter the challenge of balancing the diverse financial goals, risk tolerances, and investment timelines of multiple clients. Keeping up with evolving regulations, market trends, and tax laws adds complexity to developing tailored financial plans. Additionally, ChFCs must communicate effectively with clients to manage expectations and build trust, while collaborating with other professionals such as accountants and estate planners to deliver comprehensive solutions. Successfully navigating these challenges requires strong analytical, interpersonal, and organizational skills.

What is a ChFC (Chartered Financial Consultant)?

A ChFC, or Chartered Financial Consultant, is a professional designation for financial advisors awarded by The American College of Financial Services. This credential demonstrates advanced knowledge in financial planning, including insurance, income taxation, retirement planning, investments, and estate planning. ChFCs must complete a rigorous series of courses and exams, adhere to ethical standards, and meet continuing education requirements. Many ChFCs work with individuals, families, or businesses to help them achieve their financial goals.

What job makes $10,000 a month without a degree?

High-earning sales roles such as insurance agents, real estate brokers, or financial advisors can generate $10,000 or more per month through commissions and performance. These jobs often require strong interpersonal skills, industry knowledge, and licensing or certifications but do not necessarily require a college degree.

Which is harder, ChFC or CFP?

The ChFC (Chartered Financial Consultant) and CFP (Certified Financial Planner) are professional designations in financial planning. The CFP generally has a more comprehensive exam and requires more experience, making it considered more challenging, while the ChFC focuses on coursework and may have a different exam structure. Both require passing exams, completing coursework, and adhering to ethical standards, but the CFP is often viewed as more rigorous due to its broader scope and higher industry recognition.

What is the difference between Chfc vs Financial Advisor?

AspectChfcFinancial Advisor
CertificationsRequires the Chfc designation, including coursework and experienceMay hold various certifications like CFP, CFA, or no specific credential
Work EnvironmentTypically works in financial planning firms, banks, or insurance companiesWorks in financial planning, investment firms, banks, or independently
Industry UsagePrimarily in financial planning and insurance sectorsBroader, including investment advising, estate planning, and wealth management

The main difference between a Chfc and a Financial Advisor is that the Chfc is a specific certification focused on comprehensive financial planning, while a Financial Advisor is a broader role that may or may not hold specific credentials. The Chfc designation emphasizes expertise in financial planning, insurance, and estate strategies, making it ideal for professionals specializing in holistic financial advice. Conversely, Financial Advisors can have various backgrounds and certifications, offering a wider range of services in the financial industry.

More about Chfc jobs
What states have the most Chfc jobs? States with the most job openings for Chfc jobs include:
Infographic showing various Chfc job openings in the United States as of May 2026, with employment types broken down into 96% Full Time, 3% Part Time, and 1% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $30,000 per year, or $14.4 per hour.
Insurance Account Representative - State Farm Agent Team Member

Insurance Account Representative - State Farm Agent Team Member

State Farm

Bakersfield, CA • On-site

$50K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago


State Farm rating

7.5

Company rating: 7.5 out of 10

Based on 1,357 frontline employees who took The Breakroom Quiz

193rd of 259 rated insurance


Job description

Responsive recruiter
Replies within 24 hours
Benefits:
  • Opportunity for advancement
  • Paid time off
  • Training & development
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Vision insurance

Insurance Account Representative - Sales-Focused Role
About Our Agency
At Isaias Ruiz - State Farm Agent, we are a high-performing State Farm agency based in Bakersfield, serving Kern County and licensed across California, Arizona, Nevada, and Oregon. Since 2019, we have built a reputation for personalized service, strong relationships, and consistent results - earning a 4.9-star Google rating across more than 440 customer reviews.
We are a bilingual, community-driven office focused on helping families and businesses protect what matters most. Led by Agent Isaias Ruiz, ChFC, our team of seven takes pride in doing the work the right way and delivering a high level of service every time.
About the Opportunity
This is a sales-driven role for someone who wants to build a long-term career, not just have a job.
You will be part of a team that values:
  • Consistency over hype
  • Discipline over motivation
  • Growth over comfort

If you are competitive, coachable, and serious about increasing your income through performance, this role will give you the structure and opportunity to do it.
What You Will Do
This role is centered around production, activity, and follow-through.
  • Generate new business through outbound calls, referrals, and follow through
  • Conduct needs-based conversations and recommend the right coverage
  • Build long-term relationships with customers to drive retention and referrals
  • Follow a structured sales process and track daily activity
  • Consistently hit and exceed individual production goals
  • Participate in ongoing training and coaching to improve performance

What We Are Looking For
We hire carefully - our team is growing and every hire matters
  • Competitive mindset and strong internal drive
  • High level of accountability and ownership of results
  • Comfortable being measured on activity and performance
  • Strong communication skills and ability to build rapport
  • Coachable with a willingness to improve daily
  • Sales experience is preferred, but attitude and work ethic matter more

If you are looking for something easy or low expectation, this will not be the right fit. If you want to grow, be challenged, and get paid based on your results, this is the environment for you.
Licensing
  • Must be willing to obtain Property and Casualty and Life and Health licenses
  • We provide guidance, resources and support through the licensing process

Compensation
  • Hourly base plus uncapped commission and bonuses
  • Income grows with your consistency and production

Growth Path
We believe in promoting from within and developing our team.
  • Clear path from entry level to senior producer and team lead roles
  • Ongoing sales training and real-time coaching from a ChFC-designated agent
  • For those with the long-term ambition, we openly coach team members toward State Farm agency ownership

Why Our Team
We are not a passive office. We track activity, measure results, and hold each other accountable. At the same time, we support each other, invest in development, and create real opportunities for growth.
Apply
If you are serious about building a career in insurance and financial services and want to be in an environment that will push you to grow, apply today and we will reach out with next steps.
Compensation: $50,000.00 - $75,000.00 per year
State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. Agents are responsible for and make all employment decisions regarding their employees.

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