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Catastrophe Loss Adjuster Jobs (NOW HIRING)

Oklahoma Farm Bureau Insurance

Total Loss Adjuster

Tulsa, OK · On-site

$54K - $70K/yr

Travel as necessary with storm teams to assist with catastrophe losses as required. * Confirm ... As a licensed Claims Adjuster, you may be required at the direction of the company to assist with ...

SageSure

Property Field Adjuster II

Lafayette, LA

Partner with external parties (contractors, public adjusters, attorneys, etc.) and internal ... loss estimating and claims handling experience Bachelor's degree Experience in catastrophe-focused ...

Shelter Insurance

Total Loss Auto Adjuster

Little Rock, AR · On-site

$23.27 - $28.84/hr

Total Loss Auto Adjuster $23.27 - $28.84 / hour Job Level: Individual Contributor Shelter maintains ... May be assigned duties regarding catastrophe teams for auto losses. Required to evaluate and settle ...

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How much do catastrophe loss adjuster jobs pay per hour?

As of Aug 18, 2026, the average hourly pay for catastrophe loss adjuster in the United States is $20.54, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $21.88 per hour, depending on experience, location, and employer.

What is a catastrophe loss adjuster?

Catastrophe Loss Adjusters are insurance professionals who assess and evaluate property damage and losses resulting from large-scale disasters, such as hurricanes, floods, wildfires, or earthquakes. They travel to affected areas to inspect damaged property, interview policyholders, and determine the extent of the insurance company's liability. Their work helps ensure that claims are processed efficiently and policyholders receive fair settlements after catastrophic events.

What skills and qualifications are needed to be a catastrophe loss adjuster?

To thrive as a Catastrophe Loss Adjuster, you need expertise in property and casualty insurance, damage assessment, and claims investigation, usually supported by relevant licenses and sometimes a degree in a related field. Familiarity with claims management software, estimation tools like Xactimate, and industry certifications such as AIC or CPCU is common. Excellent problem-solving, resilience, and strong communication skills help handle stressful situations and interact with policyholders compassionately. These skills ensure accurate, efficient claims handling and customer satisfaction during high-pressure catastrophe events.

What challenges do catastrophe loss adjusters face during large-scale disaster events?

Catastrophe Loss Adjusters often encounter challenges such as high claim volumes, tight deadlines, and difficult working conditions following disasters. They may need to travel to affected areas on short notice, work long hours, and handle emotionally distressed policyholders. Effective communication and organizational skills are crucial, as is the ability to adapt quickly and work collaboratively with other adjusters, insurance companies, and emergency response teams.

What is the difference between Catastrophe Loss Adjuster vs Property Loss Adjuster?

AspectCatastrophe Loss AdjusterProperty Loss Adjuster
CertificationsAdjuster licenses, CAT-specific trainingAdjuster licenses, property claims training
Work EnvironmentRapid deployment to disaster sites, large-scale claimsOffice and field work for individual property claims
Employer & IndustryInsurance companies, catastrophe response teamsInsurance companies, property insurers
Search & Comparison IntentFocus on large-scale disaster claimsFocus on individual property claims

The main difference is that Catastrophe Loss Adjusters handle large-scale disaster claims after events like hurricanes or earthquakes, often working in the field during emergencies. Property Loss Adjusters typically manage individual property claims, working in offices or on-site for specific damage assessments. Both roles require licensing and industry-specific training, but their scope and work environment differ significantly.

Is a catastrophe loss adjuster a good job?

A catastrophe loss adjuster is a role that involves assessing property damage after large-scale disasters, often requiring travel, strong communication skills, and knowledge of insurance claims. The job can be rewarding for those interested in emergency response and insurance, but it can also be physically demanding and unpredictable during major events.
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What job categories do people searching Catastrophe Loss Adjuster jobs look for?

The top searched job categories for Catastrophe Loss Adjuster jobs are:

Catastrophe Loss Adjuster jobs near you
Infographic showing various Catastrophe Loss Adjuster job openings in the United States as of August 2026, with employment types broken down into 76% Full Time, 22% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $42,717 per year, or $20.5 per hour.

Total Loss Adjuster

Oklahoma Farm Bureau Insurance

Tulsa, OK • On-site

$54K - $70K/yr

Full-time

Posted 4 days ago

Job description

Primary Purpose: Obtains all necessary information to evaluate auto total loss claims and expedite settlement.
Essential Duties and Responsibilitiesinclude the following. Other duties may be assigned.
  1. Confirm coverage for claims. Responsible for the accurate and efficient completion of all phases of an auto total loss claim; process from inception to settlement.
  2. Investigate personally and/or in conjunction with Specialist/Manager on major losses and complex claims.
  3. Obtain (via telephone, correspondence, or personal visit) appraisals, repair estimates, total loss evaluations form, market comparable, photos, NADA, etc., as required.
  4. Analyze all accumulated data, reports, photos, etc. and evaluate total loss claims; determine coverage and extent of loss; prepare corresponding claims summaries.
  5. Settle auto total loss claims within limits of authority; issue checks/ACH for claim payment, if required, obtain liability releases upon settlement, and close claim files.
  6. Responsible for completion of tag tax and title, approving and extending rental vehicle usage; reporting vehicles to the insurance pool, posting salvage proceeds, and completing salvage transmittals.
  7. Confer with the District Claims Manager regarding complex claims or when potential exposure exceeds settlement authority.
  8. Periodically review all open claims files assigned to adjuster, obtain any necessary information, and adjust reserve amounts as needed.
  9. Travel to county offices as needed. Travel as necessary with storm teams to assist with catastrophe losses as required.
  10. Confirm coverage for claims and set reserves amounts; follow up on necessary information; and record diaries for schedules review of files; issue payment & correspondence as needed.

*Note: As a licensed Claims Adjuster, you may be required at the direction of the company to assist with and/or handle all lines of insurance claims within the assigned territory.
Competencies
To perform the job successfully, an individual should demonstrate the following competencies:
  1. Analyze complex or diverse information; Collects and researches data; Uses facts and experience to complement data.
  2. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Responds to requests for service and assistance; Meets commitments.
  3. Interpersonal Skills - Maintains confidentiality; Keeps emotions under control.
  4. Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Demonstrates group presentation skills; Participates in meetings.
  5. Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information.
  6. Business Acumen - Understands business implications of decisions; Displays orientation to profitability.
  7. Ethics - Treats people with respect; Keeps commitments; Inspires the trust of others; Works with integrity and ethically; Upholds organizational values.
  8. Organizational Support - Follows policies and procedures; Supports organization's goals and values.
  9. Judgement - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions; Includes appropriate people in decision-making process; Makes timely decisions.
  10. Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently.
  11. Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Accepts responsibility for own actions.
  12. Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Monitors own work to ensure quality.
  13. Quantity - Meets productivity standards; Completes work in timely manner; Works quickly.
  14. Safety and Security - Observes safety and security procedures.
  15. Adaptability - Adapts to changes in the work environment; Able to deal with frequent change, delays, or unexpected events.
  16. Attendance/Punctuality - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time.
  17. Dependability - Follows instructions, responds to management direction; Commits to long hours of work when necessary to reach goals.

Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
Bachelor's degree from a four-year college or university; or two to four years related experience and/or training; or equivalent combination of education and experience.
The worker is expected to participate in continuing education program(s) such as participation in the AIC or INS courses through home study and sitting for the national exams.
Skills and Knowledge
  • Language Skills
    • Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, and business correspondence. Ability to effectively present information and respond to common inquiries or complaints from groups of managers and supervisors, company departments, insureds, third parties, witnesses, doctors, attorneys, agents, county offices, and other insurance companies.
  • Mathematical Skills
    • Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
  • Reasoning Ability
    • Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

  • Computer Skills
    • To perform this job successfully, an individual should have knowledge of computers and computer systems.
  • Certificates, Licenses, Registrations
    • Valid Oklahoma driver's license or obtainment of valid Oklahoma driver's license is required. Satisfactory driving record is a condition of employment.
    • Obtainment of adjuster license is required.
  • Other Skills and Abilities
    • Must have investigative skills and a proven ability to work with people and solve problems.
    • Ability to manage stress due to high volumes of work, long hours, and dealing with discontented insureds and/or third parties.
    • Worker is expected to maintain regular attendance.
  • Other Qualifications
    • Work unscheduled hours and some travel.

Physical DemandsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is frequently required to climb or balance and stoop, kneel, crouch, or crawl. The employee is occasionally required to taste or smell. The employee must regularly lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.
Work EnvironmentThe work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. This is not a remote position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is frequently exposed to outside weather conditions. The employee is occasionally exposed to wet and/or humid conditions; moving mechanical parts; high, precarious places; fumes or airborne particles; extreme cold; extreme heat and risk of electrical shock. The noise level in the work environment is usually moderate.

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