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Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.
Optum Pay is an Electronic Funds Transfer (EFT) and Electronic Remittance Advice (ERA) solution from Optum that delivers a fully integrated claims settlement platform. By combining electronic data exchange and banking functions, Optum Pay helps streamline payer workflows, reduce operational costs, and strengthen provider relationships. The Optum Pay Implementation Team is responsible for onboarding payers onto the Optum Pay processing platform. As a Senior Software Engineer, you will play a key role in designing, developing, and supporting scalable technical solutions that enable efficient and reliable onboarding of payers and sub payers.
This role is responsible for configuring required inputs, validating inbound and outbound files, processing transactions, transmitting required documentation to banking partners, and returning acknowledgements to payers. The position applies independent judgment on complex technical assignments, collaborates closely with product, implementation, and quality teams, and leverages Optum approved engineering practices and tools, including GitHub, GitHub Copilot for code review support, and GitHub Actions for CI/CD based deployments, to deliver scalable, reliable, and secure payment processing capabilities.
You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office for a minimum of four days per week.
Primary Responsibilities:

• Stay up-to-date with emerging technologies, frameworks, and industry trends related to payment systems and cloud computing
• Design and implement microservices-based architecture using domain-driven design principles
• Implement robust monitoring, logging, and alerting mechanisms to ensure system performance and availability
• Develop highly resilient and highly available components for the payment system
• Review requirements and system analysis documents to ensure accuracy, completeness, and feasibility
• Create, review, and contribute to documented technical designs in alignment with established design patterns and standards
• Perform coding and unit testing independently, while providing guidance and mentorship to team members as needed
• Support the Quality Engineering (QE) team during testing by resolving defects, assisting with code deployments, and providing functional or technical clarifications
• Promote and ensure high-quality code by actively supporting QE efforts, including mentoring, hands-on assistance, and writing or executing automated tests when required
• Collaborate with the Deployment Lead and peer developers to successfully execute project deployment activities
• Ensure timely delivery and proper documentation of all required technical artifacts for each project
• Mentor and guide developers on technology stacks, best practices, and application-specific knowledge
• Identify and implement opportunities to optimize, fine-tune, and improve application performance and maintainability
• Communicate effectively with engineers, QE teams, and both onshore and offshore teams to ensure alignment and progress
• Collaborate closely with stakeholders, product owners, and feature teams to refine and develop clear, actionable requirements
• Leverage enterprise-approved AI tools to streamline workflows, automate tasks, and drive continuous improvement

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear directions on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:

• Bachelor's degree in CS or IT or Software Engineering, or a related field
• 7+ years of overall software engineering experience delivering enterprise-scale applications with working in Agile environments (Scrum/Kanban)
• 5+ years of hands-on Java development experience using modern frameworks and libraries such as Spring, Spring Boot, and Spring Batch, with solid object-oriented design principles
• 5+ years of experience in designing, developing, and consuming RESTful web services, including 3+ years building microservices and event-driven architectures using platforms such as Kafka
• 5+ years of experience with relational databases (PostgreSQL, Microsoft SQL Server, Oracle), including data modeling, query optimization, and performance tuning
• 3+ years of experience with batch processing and production environments, including UNIX/Linux commands, scripting, file handling, troubleshooting, and job scheduling using Tivoli Workload Scheduler (TWS) or IBM Workload Scheduler
• 3+ years of experience with cloud and DevOps practices, including AWS/Azure/GCP, CI/CD pipelines, GitHub Actions or similar, and production support experience diagnosing issues, analyzing logs/metrics using splunk or any monitoring tool, and delivering high-quality fixes
• 2+ years of hands-on experience with WTX (IBM Transformation Extender or similar tool), including map design, development, testing, maintenance, and integration with batch and enterprise workflows

Preferred Qualifications:

• 3+ years of experience working within the healthcare payments domain, including claims payment and remittance processing
• 2+ years of experience with payment industry standards, protocols, and security best practices, including data protection and compliance requirements
• Experience collaborating with onshore and offshore teams to support deployments, resolve deployment related issues, and ensure adherence to release governance processes

*All Telecommuters will be required to adhere to UnitedHealth Group's Telecommuter Policy.
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
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