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Benefits Rep Jobs (NOW HIRING)

AMBA

Benefits Representative

Elizabethtown, KY

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Kentucky (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Dothan, AL

Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Johnston, IA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Edmond, OK

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Oklahoma (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Independence, KY

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Kentucky (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Torrance, CA · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Position at AMBA Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time ...

AMBA

Benefits Representative

Louisville, KY

Insurance Benefits Representative (1099 Independent Contractor) Location: Kentucky (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Caldwell, ID · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Idaho (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Hattiesburg, MS

Insurance Benefits Representative (1099 Independent Contractor) Location: Mississippi (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Hoover, AL · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Bozeman, MT · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Montana (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Ogden, UT

Insurance Benefits Representative (1099 Independent Contractor) Location: Utah (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Leavenworth, KS · On-site

Insurance Benefits Representative (1099 Independent Contractor) Location: Kansas (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Sheridan, WY · On-site

Insurance Benefits Representative (1099 Independent Contractor) Location: Wyoming (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Johnston, IA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Saginaw, MI

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Michigan (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Tulsa, OK

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Oklahoma (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Johnston, IA · On-site

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Ontario, CA · On-site

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Colorado Springs, CO · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

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Benefits Rep information

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$32K

$54.4K

$79.5K

How much do benefits rep jobs pay per year?

As of Jul 8, 2026, the average yearly pay for benefits rep in the United States is $54,438.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $67,500.00 per year, depending on experience, location, and employer.

What jobs pay 4000 a week without a degree?

Benefits representatives typically do not earn $4,000 weekly without specialized experience or advanced skills. High-paying roles that can reach this level without a degree are rare and often involve sales, real estate, or entrepreneurial ventures, which require strong communication, negotiation skills, and sometimes licensing or certifications. Most jobs paying this amount consistently without a degree are in sales, real estate, or business ownership, rather than benefits representation.

What are some common challenges Benefits Representatives face when assisting employees with complex benefits inquiries?

Benefits Representatives often encounter challenges when employees have unique or complicated situations, such as navigating leave of absence policies, coordinating multiple benefit plans, or understanding legal compliance requirements. Handling these cases requires strong communication skills, up-to-date knowledge of regulations, and the ability to explain benefits information clearly. Collaborating closely with HR, payroll, and external vendors is essential to ensure employees receive accurate information and a positive experience.

What jobs pay $500,000 a year in the US?

Benefits representatives typically do not earn $500,000 annually; such high salaries are usually associated with executive roles, specialized medical professionals, or successful entrepreneurs. High-paying jobs often require advanced skills, extensive experience, and sometimes ownership of a business or high-level management positions. Most roles in benefits administration have salaries below this threshold, with top executives or industry leaders reaching higher compensation levels.

What are Benefits Reps?

Benefits Representatives, often called Benefits Reps, are professionals who help employees understand and manage their workplace benefits, such as health insurance, retirement plans, and other employee perks. They act as a bridge between employees and the company’s human resources or benefits providers, answering questions, explaining plan options, and assisting with enrollment or claims. Benefits Reps also help ensure that employees are aware of their rights and responsibilities regarding their benefits packages. Their work is crucial in maintaining employee satisfaction and compliance with legal requirements.

What are the key skills and qualifications needed to thrive as a Benefits Representative, and why are they important?

To thrive as a Benefits Representative, you need strong knowledge of employee benefits programs, attention to detail, and often a bachelor's degree in business, human resources, or a related field. Familiarity with HRIS software, benefits administration systems, and relevant certifications such as CEBS can be highly valuable. Excellent communication, problem-solving, and customer service skills help you effectively explain complex benefits information and address employee concerns. These skills ensure accurate benefits administration, regulatory compliance, and a positive experience for employees seeking assistance.

What jobs pay $700 a day?

Benefits representatives typically do not earn $700 a day; such high daily pay is more common in specialized roles like freelance consultants, high-level sales professionals, or certain contract positions in industries like finance or technology. These roles often require advanced skills, certifications, or extensive experience. Most standard benefits or insurance roles offer salaries or hourly wages below this level.

What does a benefit rep do?

A benefits representative assists clients or employees with understanding, enrolling in, and managing their benefit plans, such as health insurance, retirement, or disability programs. They often communicate benefits information, resolve issues, and ensure compliance with company policies and regulations. Strong communication skills and knowledge of benefits systems are essential for this role.

What is the difference between Benefits Rep vs Customer Service Representative?

AspectBenefits RepCustomer Service Representative
Required CredentialsHigh school diploma; certifications in benefits or insurance helpfulHigh school diploma; customer service or communication skills emphasized
Work EnvironmentOffice settings, insurance companies, HR departmentsCall centers, retail, service industries, office environments
Employer & Industry UsageInsurance firms, HR departments, healthcare providersRetail, telecommunications, hospitality, various service sectors
Common Search & ComparisonBenefits Rep vs Customer Service Rep

The Benefits Rep and Customer Service Representative roles share similarities in communication skills and work environments but differ mainly in their focus. Benefits Reps specialize in explaining and managing employee benefits and insurance plans, often requiring knowledge of benefits administration. Customer Service Reps handle general customer inquiries across various industries, focusing on service and support. Understanding these differences helps job seekers find roles aligned with their skills and career goals.

What cities are hiring for Benefits Rep jobs? Cities with the most Benefits Rep job openings:
What are the most commonly searched types of Benefits Rep jobs? The most popular types of Benefits Rep jobs are:
What states have the most Benefits Rep jobs? States with the most job openings for Benefits Rep jobs include:
Benefits Rep jobs near you
Infographic showing various Benefits Rep job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, 1% Temporary, and 4% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $54,438 per year, or $26.2 per hour.
Benefits Representative

Benefits Representative

AMBA

Elizabethtown, KY

$90K/yr

Full-time, Contractor

Retirement

Re-posted 29 days ago

Job description

Insurance Benefits Representative (1099 Independent Contractor)
Location: Kentucky (statewide, any city)
Compensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
 
About AMBA
For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.
 
In Kentucky, AMBA is the exclusive endorsed provider for the Kentucky Public Retirees Association, giving direct access to their members and communities. 
 
Why Partner with AMBA
  • Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
  • Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
  • Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
  • Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
  • Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
What You Will Do
  • Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
  • Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
  • Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
  • Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
Who Thrives in This Role
This opportunity may be a strong fit if you have:
  • An entrepreneurial mindset and a self-starter approach
  • Comfort with phone-based outreach, follow-up, and virtual appointments
  • Strong communication and relationship-building skills
  • A commitment to providing ethical, high-quality service
  • A Life and Health insurance license or willingness to obtain one prior to onboarding
  • Motivation to grow income through a performance-based compensation model
Compensation and Support
  • Performance-based commissions with advanced payouts and lifetime vesting
  • No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
  • Monthly performance bonuses and travel incentives
  • Ongoing onboarding, sales training, and mentorship
  • Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
Ready to Take the Next Step
Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.

Apply