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Bank Risk Management Jobs in North Carolina (NOW HIRING)

Fifth Third Bank

Credit Risk Officer II

Charlotte, NC · On-site

Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement ...

Eastdil Secured LLC

Risk Management Analyst

Charlotte, NC · On-site

$75K - $95K/yr

Eastdil Secured Savills is the global real estate investment bank that uniquely combines commercial ... Eastdil Secured Savills is seeking a Risk Management Analyst to support our risk management, vendor ...

Fifth Third

Credit Risk Officer II

Charlotte, NC · On-site

Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement ...

Fifth Third

Credit Risk Officer II

Charlotte, NC

While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES & RESPONSIBILITIES:

US Bank

Impact Finance Officer

Charlotte, NC · On-site

Industry Credit Risk Management - IF Officer is responsible for portfolio management of the bank-wide Impact Finance (IF - formerly Community Development Corp) portfolio across U.S. Bank. IF is part ...

Td

Associate, Capital Risk -US

Charlotte, NC

... Bank's risk appetite. Key Accountabilities: * Provide oversight of US Capital Management, including independent reviews of capital position reporting, stress testing results (including DFAST ...

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Bank Risk Management information

See North Carolina salary details

$46.8K

$101.4K

$154.5K

How much do bank risk management jobs pay per year?

As of Aug 6, 2026, the average yearly pay for bank risk management in North Carolina is $101,382.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,800.00 and $117,200.00 per year, depending on experience, location, and employer.

What does a bank risk management do in a bank?

A bank risk management professional identifies, assesses, and monitors financial risks such as credit, market, and operational risks to ensure the bank's stability. They develop strategies and policies to mitigate potential losses and often use risk management tools and data analysis to support decision-making. Strong analytical skills and knowledge of banking regulations are essential for this role.

What are some common challenges faced in bank risk management?

One of the primary challenges in Bank Risk Management is staying updated with constantly evolving regulatory requirements and ensuring the bank's practices remain compliant. Additionally, professionals in this field must analyze complex financial data to anticipate and mitigate potential risks, which requires accuracy and keen attention to detail. Collaboration with other departments, such as credit, compliance, and operations teams, is frequent and essential for gathering information and implementing risk strategies. Successfully navigating these challenges improves organizational resilience and protects the bank's financial stability.

What are the key skills and qualifications needed to thrive in bank risk management?

To thrive in Bank Risk Management, you generally need strong analytical skills, knowledge of finance and banking regulations, and a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and certifications like FRM (Financial Risk Manager) or CFA are highly valued. Excellent communication, critical thinking, and problem-solving abilities are important soft skills for interpreting data and presenting recommendations to stakeholders. These capabilities are essential for identifying, assessing, and mitigating risks that could impact the financial health and regulatory compliance of the bank.

What is bank risk management?

A Bank Risk Management job involves identifying, assessing, and mitigating financial risks that could impact a bank's operations and stability. Professionals in this role analyze credit, market, operational, and regulatory risks to ensure the bank complies with industry standards and maintains financial security. They develop risk models, monitor exposure, and implement strategies to minimize potential losses. Strong analytical skills, regulatory knowledge, and financial expertise are essential for this role.

Is bank risk management a good career?

Bank risk management is a vital role that involves identifying, analyzing, and mitigating financial risks within banking institutions. It requires strong analytical skills, knowledge of financial regulations, and often certifications like FRM or CFA. The field offers stable employment, competitive salaries, and opportunities for advancement in the financial industry.
What are the most commonly searched types of Bank Risk Management jobs in North Carolina? The most popular types of Bank Risk Management jobs in North Carolina are:
What are popular job titles related to Bank Risk Management jobs in North Carolina? For Bank Risk Management jobs in North Carolina, the most frequently searched job titles are:
What job categories do people searching Bank Risk Management jobs in North Carolina look for? The top searched job categories for Bank Risk Management jobs in North Carolina are:
What cities in North Carolina are hiring for Bank Risk Management jobs? Cities in North Carolina with the most Bank Risk Management job openings:
Bank Risk Management jobs near you
Infographic showing various Bank Risk Management job openings in North Carolina as of August 2026, with employment types broken down into 82% Full Time, and 18% Contract. Highlights an 94% In-person, 3% Hybrid, and 3% Remote job distribution, with an average salary of $101,382 per year, or $48.7 per hour.

Credit Risk Officer II

Fifth Third Bank

Charlotte, NC • On-site

Full-time

Posted 23 days ago

Fifth Third Bank rating

7.5

Company rating: 7.5 out of 10

Based on 113 frontline employees who took The Breakroom Quiz

105th of 170 rated banks

Job description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk recommendations, credit risk portfolio management and monitoring, approves credit exposure, providing feedback on proper structuring and pricing. Monitors ongoing credit administration and attends LOB pipeline meetings to ensure credit standards are followed across assigned business segment. Participant in customer calls as needed. Monitors credit quality through forward looking analysis as well as reviewing system-generated reports.
Responsible and accountable for credit risk management and constructive, credible challenge by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES & RESPONSIBILITIES:
  • Approve or reject most complex loans within delegated authority and approved risk limits including where difficult questions of policy or credit risk may be involved.
  • With Line of Business (LOB) input, ensures that policies, including enterprise level policies, appropriately reflect the Bank's credit risk appetite and are approved and reviewed in an appropriate and timely manner.
  • Advise credit and loan personnel on the company's overall policy, noting significant forward looking trends and recommending policy changes if necessary.
  • Provide necessary forward looking review for ongoing maintenance of credit exposure as applicable.
  • Review and challenge credit approval packages for loans approved within the LOB's lending policies, limits, appetite, and delegated authorities.
  • In event of a limit breach, collaborates with the LOB to develop and execute action plans to return the relevant credit exposure to a level within credit risk appetite.
  • Responsible for providing effective, credible challenge on client selection, risk identification/mitigation, and adherence to risk appetite, policies, and underwriting standards.
  • Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities.
  • Review periodic Bancorp credit quality reports to assess assigned LOB's adherence to the Bank's credit risk appetite and business objectives.
  • Attend and provide effective, credible challenge to the LOB in various meetings including administrative loan meetings, portfolio review meetings, etc.
  • Provide information, analysis, and credit risk and portfolio recommendations to the Senior Credit Officer.
  • Represent Bancorp in high-level customer interaction as well as community affairs.
  • Adjudicate requests to change regulatory classifications both for upgrades and downgrades.
  • Responsible for oversight and challenge to the LOB regarding the timeliness of transfers to the Special Assets Group.
  • Accountable for the following as it relates to a portfolio review:
    • Using both internal and external data to identify portfolio trends such as increasing concentration risks, increasing industry risks, increasing material underwriting exceptions and emerging risks.
    • Determining a Direction of Risk (DOR) and Level of Risk (LOR) for the portfolio, together with actions that should be taken to reduce risk or strengthen risk management ensuring that, amongst other things, lessons learned are identified and operationalized where appropriate.

SUPERVISORY RESPONSIBILITIES: May supervise others. Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.
MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED:
  • Bachelor's Degree in Finance, Business Administration, or Accounting. Master's Degree preferred.
  • Ten+ years of related credit experience.
  • Financial and credit analysis including portfolio management.
  • Knowledge of the banking industry, relevant banking regulation, commercial banking, capital markets, and treasury management products and the associated risks.
  • Proficient in basic spreadsheet applications such as Excel, Word, etc.
  • Demonstrated ability to learn and understand various computer systems.
  • Excellent communications and organizational skills.
  • Excellent people/relationship building skills.

#LI-GM1
WORKING CONDITIONS:
  • Normal office environment with little exposure to dust, noise, temperature and the like.
  • Extended time at desk, viewing computer screens.
Credit Risk Officer II
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Charlotte, North Carolina 28202
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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About Fifth Third Bank

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Fifth Third Bank, National Association established in 1858, is a diversified financial services company headquartered in Cincinnati, Ohio. Fifth Third is among the largest money managers in the Midwest. It operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Cincinnati, OH, US

Year founded

1858

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