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Bad Credit Loans Jobs (NOW HIRING)

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Sales Assistant Manager

Longview, TX · On-site

$50K - $70K/yr

Bad credit, lack of credit and good credit are welcome. At eCar Financial, we feel that we offer a more personal relationship, lower costs, and a real ease of doing business. The loans made are owner ...

Be Seen First

Sales Assistant Manager

Longview, TX · On-site

$50K - $70K/yr

Bad credit, lack of credit and good credit are welcome. At eCar Financial, we feel that we offer a more personal relationship, lower costs, and a real ease of doing business. The loans made are owner ...

Complete loan applications, including credit analyses and summaries of loan requests, and submit for approval. * Minimize bad debt risk and maximize accounts receivable collections. * Generate ...

Complete loan applications, including credit analyses and summaries of loan requests, and submit for approval. * Minimize bad debt risk and maximize accounts receivable collections. * Generate ...

SVP Chief Credit Officer

Chicago, IL · On-site

$135K - $165K/yr

Oversee the development and implementation of credit policies and risk management strategies to minimize bad debts and maintain a healthy loan portfolio. * Lead the credit approval process, ensuring ...

SVP Chief Credit Officer

Chicago, IL · On-site

$135K - $165K/yr

Oversee the development and implementation of credit policies and risk management strategies to minimize bad debts and maintain a healthy loan portfolio. * Lead the credit approval process, ensuring ...

SVP Chief Credit Officer

Chicago, IL · On-site

$135K - $165K/yr

Oversee the development and implementation of credit policies and risk management strategies to minimize bad debts and maintain a healthy loan portfolio. * Lead the credit approval process, ensuring ...

SoFi Student Loan Refinancing Program * Career development opportunities within UHS and its 300 ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

Oversee the development and implementation of credit policies and risk management strategies to minimize bad debts and maintain a healthy loan portfolio. * Lead the credit approval process, ensuring ...

... bad debt reviews, and audit requests. * Identify opportunities to improve processes, customer ... Support additional credit and collections initiatives as assigned. The responsibilities described ...

Maintain loan documentation files and monitors compliance * Consult immediate superior for advice ... Process bad-debt charge-offs in a timely manner * Oversee processing of accounts receivable and ...

Maintain loan documentation files and monitors compliance * Consult immediate superior for advice ... Process bad-debt charge-offs in a timely manner * Oversee processing of accounts receivable and ...

Provide deep expertise in equipment financing and leasing structures, including underwriting loans ... Partner with Accounting and Treasury to refine bad debt reserve methodology, manage financing ...

Evaluate incoming debt-sale opportunities by building loan-level and cohort-level collection and ... bad contact data). * Produce recurring portfolio-risk reporting for leadership. Building the ...

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Bad Credit Loans information

What are the key skills and qualifications needed to thrive as a loan officer specializing in bad credit loans, and why are they important?

To thrive as a Loan Officer specializing in Bad Credit Loans, you need a solid understanding of credit risk assessment, lending regulations, and financial products, typically supported by a degree in finance or business and relevant work experience. Familiarity with loan origination systems, credit reporting tools, and compliance software is essential. Strong interpersonal skills, problem-solving abilities, and empathy help build trust with clients facing financial challenges. These skills are crucial for responsibly guiding high-risk borrowers, managing compliance, and ensuring mutually beneficial lending outcomes.

What is the difference between Bad Credit Loans vs Mortgage Loan Officers?

AspectBad Credit LoansMortgage Loan Officers
Required CredentialsMinimal; often no formal certification neededLicensing and certifications required (e.g., NMLS)
Work EnvironmentFinancial institutions, online lendersBanks, mortgage companies, brokerages
Industry UsageLoan approval for individuals with poor creditAssist clients in obtaining mortgage loans
Common Search/ComparisonYesYes

While Bad Credit Loans focus on providing financial assistance to individuals with poor credit scores, Mortgage Loan Officers specialize in helping clients secure mortgage loans for property purchase. Both roles involve lending but differ in credentials, work environment, and industry focus.

What are bad credit loans?

Bad credit loans are financial products designed for individuals with a poor or limited credit history. These loans typically have higher interest rates and stricter terms compared to traditional loans because lenders view borrowers with bad credit as higher risk. They can be unsecured or secured and are offered by online lenders, credit unions, and some banks. While they provide access to funds when other options may not be available, it's important to understand the terms and ensure the loan is affordable before applying.

What are some common challenges faced by loan officers specializing in bad credit loans, and how can they be addressed?

Loan officers working with bad credit loans often encounter challenges such as higher default risk, stricter regulatory compliance, and the need to educate clients about realistic loan terms. Successful loan officers address these challenges by thoroughly assessing applicants' credit profiles, clearly explaining loan conditions, and staying updated on lending regulations. Building trust with clients and maintaining transparent communication are also crucial for fostering positive outcomes and reducing misunderstandings.
More about Bad Credit Loans jobs
What are the most commonly searched types of Bad Credit Loans jobs? The most popular types of Bad Credit Loans jobs are:
Infographic showing various Bad Credit Loans job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, 5% Part Time, and 11% Temporary. Highlights an 84% In-person, 5% Hybrid, and 11% Remote job distribution.

Sales Assistant Manager

eCar Financial

Longview, TX • On-site

$50K - $70K/yr

Full-time

Re-posted 18 days ago

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Job description

eCar Financial is hiring an Assistant Manager with growth & learning opportunities in sales and finance.

What we are looking for:

-self-motivated

-goal oriented

-income motivated

-people skills

-upbeat positive personality

-situational customer skills

-computer and social media savvy

Car Sales experience not necessary; we are willing to train. Working at eCar can be one of the best choices you could make in life if you enjoy cars, sales, finance, social media, working with people to help them reach their automotive needs, Sales goals that can earn more income with bonuses and incentives

Company Description

eCar Financial is a privately owned company. We offer a diversified inventory for consumers' needs, as well as wants. Credit is not a problem, as most of our approvals are primarily based on income and residence. Bad credit, lack of credit and good credit are welcome. At eCar Financial, we feel that we offer a more personal relationship, lower costs, and a real ease of doing business. The loans made are owner-financed (in house loans) that enable us to make loans that other car companies may not be able to do. eCar Financial tries to say yes if possible. Our long-term goal is to have our customers grow with us and for the consumer to have a car experience above the rest.