ZipRecruiter

Log In

1

Bad Credit Loans Jobs (NOW HIRING)

Redwood Credit Union

DMV Specialist I

Napa, CA

$21.75 - $26.75/hr

... Credit Union is looking for a DMV Specialist, who will perform a variety of tasks within the Loan ... times and bad. As a not-for-profit financial institution, we are committed to a people-first ...

Redwood Credit Union

DMV Specialist I

Napa, CA

$21.75 - $26.75/hr

... Credit Union is looking for a DMV Specialist, who will perform a variety of tasks within the Loan ... times and bad. As a not-for-profit financial institution, we are committed to a people-first ...

Redwood Credit Union

DMV Specialist I

Napa, CA · On-site

$21.75 - $26.75/hr

... Credit Union is looking for a DMV Specialist, who will perform a variety of tasks within the Loan ... times and bad. As a not-for-profit financial institution, we are committed to a people-first ...

Gateway First Bank

Mortgage Underwriter

Plano, TX · On-site

You already know what bad underwriting looks like. Thin files, missing COCs, originators who ghost ... Responsible for underwriting designated residential loans by analyzing credit data to ensure ...

previous page

Showing results 41-60

All JobsBad Credit Loans Jobs

Bad Credit Loans information

What are the key skills and qualifications needed to thrive as a loan officer specializing in bad credit loans, and why are they important?

To thrive as a Loan Officer specializing in Bad Credit Loans, you need a solid understanding of credit risk assessment, lending regulations, and financial products, typically supported by a degree in finance or business and relevant work experience. Familiarity with loan origination systems, credit reporting tools, and compliance software is essential. Strong interpersonal skills, problem-solving abilities, and empathy help build trust with clients facing financial challenges. These skills are crucial for responsibly guiding high-risk borrowers, managing compliance, and ensuring mutually beneficial lending outcomes.

What is the difference between Bad Credit Loans vs Mortgage Loan Officers?

AspectBad Credit LoansMortgage Loan Officers
Required CredentialsMinimal; often no formal certification neededLicensing and certifications required (e.g., NMLS)
Work EnvironmentFinancial institutions, online lendersBanks, mortgage companies, brokerages
Industry UsageLoan approval for individuals with poor creditAssist clients in obtaining mortgage loans
Common Search/ComparisonYesYes

While Bad Credit Loans focus on providing financial assistance to individuals with poor credit scores, Mortgage Loan Officers specialize in helping clients secure mortgage loans for property purchase. Both roles involve lending but differ in credentials, work environment, and industry focus.

What are bad credit loans?

Bad credit loans are financial products designed for individuals with a poor or limited credit history. These loans typically have higher interest rates and stricter terms compared to traditional loans because lenders view borrowers with bad credit as higher risk. They can be unsecured or secured and are offered by online lenders, credit unions, and some banks. While they provide access to funds when other options may not be available, it's important to understand the terms and ensure the loan is affordable before applying.

What are some common challenges faced by loan officers specializing in bad credit loans, and how can they be addressed?

Loan officers working with bad credit loans often encounter challenges such as higher default risk, stricter regulatory compliance, and the need to educate clients about realistic loan terms. Successful loan officers address these challenges by thoroughly assessing applicants' credit profiles, clearly explaining loan conditions, and staying updated on lending regulations. Building trust with clients and maintaining transparent communication are also crucial for fostering positive outcomes and reducing misunderstandings.
More about Bad Credit Loans jobs
What are the most commonly searched types of Bad Credit Loans jobs? The most popular types of Bad Credit Loans jobs are:
What job categories do people searching Bad Credit Loans jobs look for? The top searched job categories for Bad Credit Loans jobs are:
Bad Credit Loans jobs near you
Infographic showing various Bad Credit Loans job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, 5% Part Time, and 11% Temporary. Highlights an 84% In-person, 5% Hybrid, and 11% Remote job distribution.

Member Relationship Specialist

Redwood Credit Union

Mill Valley, CA • On-site

$24 - $31/hr

Full-time

Posted 18 days ago

Job description

Redwood Credit Union is looking for a Full Time Member Relationship Specialist, who will be responsible for a variety of member service duties associated with new accounts, loan transactions and documentation and provides excellent Member service, and contributes to the success of the branch by selling and referring Credit Union products. As the face of the organization, you serve a critical role by providing exceptional service to all credit union and community members, volunteers, team members, and service providers.
 
Key Responsibilities
Sales & Service:
o Provide excellent service to all Members, volunteers, internal employees, and service providers.
o Cross-sell RCU and RCUSG products and services.
o Open accounts and match Member needs to RCU and RCUSG products and services.
o Determine the appropriate loan product(s) to meet the Member(s) needs.
o Obtain information from Member to complete loan application; examine and collect proper loan documents.
o Complete loan-funding process and recommend additional products or services to meet Member needs.
o Research Member questions, problems, and complaints and respond with accurate information.
o Safeguard member information and ensure confidentiality by following established policy and procedures.
Transactions:
o Perform file maintenance on all types of accounts.
o Perform accurate teller transactions and reconcile cash nightly.
Teamwork and Other Functions:
o Conduct audits of Credit Union documents and files.
o Answer phone and efficiently complete phone requests.
o Participate in branch, departmental, and company meetings.
o Perform branch opening and closing duties.
 
Join us and discover why you'll love working at Redwood Credit Union! 
 
ABOUT REDWOOD CREDIT UNION (RCU):
At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad.
 
As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all. 
 
Why work for Redwood Credit Union?
•  25th largest credit union in the U.S. and the largest financial institution based in the North Bay
•   Recognized by Newsweek as one of "America's Best Credit Unions 2026"
•   Awarded a 5-Star Bauer Rating
•  Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"
•   Top Corporate Philanthropists (#24) - San Francisco Business Times
•   Voted Best Places to Work in the North Bay 20 years in a row
•   World-class Employee Engagement scores
•   Rated Superior in Service by more than 90% of Members, surveyed by SF Gate
•   Industry leading Net Promoter Scores across the U.S.
Minimum Qualifications: Knowledge, Skills and Abilities
  • Knowledge of financial institution products and services, including loans.
  • Thorough knowledge of personal computers with internet/intranet access and office equipment operation.
  • Skilled in counting and balancing cash.
  • Skilled in the operation of office equipment including personal computers with Internet and intranet access.
  • Ability to communicate effectively both verbally and in writing.
  • Ability to establish and maintain effective working relationships with a diverse group of people.
  • Ability to identify errors and make corrections.
  • Ability to effectively cross-sell products and services using a needs-based sales approach.
  • Ability and desire to work in a team environment.
  • Ability to work a rotating schedule which will include working on rotating Saturdays.
Licenses and Certifications
  • Ability to obtain and maintain registration with the National Mortgage Licensing System and Registry in compliance with the requirements of Federal Law, including the SAFE ACT and NCUA part 761.
  • Position requires the ability to be a registered and designated Credit Endorsee with the California Department of Insurance.
The ideal candidate has a combination of education and experience equivalent to a high school diploma, and at least 18 months experience in retail sales and/or cash handling experience.
 
Compensation: Base starting range $24.00 to $31.00 per hour commensurate with experience. (This position is also eligible for a 15% Geographical Differential)
Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.
 
Redwood Credit Union offers a robust benefits package to our eligible employees including:
•  Competitive medical, dental, and vision insurance, mental health offerings
•  Employee performance incentive plan
• Salary Advancement– Merit increase based on performance
• 401(k) program with employer match
• Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!
 
RCU Discounts and Perks:
• RCU employees are eligible for a .75% discount off RCU standard collateral auto loans
• RCU employees are eligible for a 1% discount on all recreational or boat loan products
• 2% discount off Visas and LOC Loans through RCU
• 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.
• 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.
• 0% interest on garment, fitness, or home office equipment loan of up to $500
• 100% financing for employee purchased homes!
 
 Physical Requirements:
• Ability to stand, bend, stoop, sit, walk, twist, and turn.
• Ability to lift up to 25 pounds.
• Ability to use a computer keyboard and calculator.
• Work environment is indoors, majority of the time is spent standing or sitting at a workstation.
 
*Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position. 
 
Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET. 
                                                  
                                                  We are an Equal Opportunity Employer

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us at careers@redwoodcu.org. To ensure fairness and consistency, we’re unable to respond to individual inquiries about application status.