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Backend Engineer Fintech Jobs (NOW HIRING)

Career Renew

Software Engineer - Fintech

Austin, TX · Hybrid

$140K - $180K/yr

We are looking for a Backend Software Engineer to join a fast-growing, AI-first fintech platform and help accelerate engineering execution. You'll be someone who thinks like an architect - designing ...

Bluum Finance Inc.

Backend Engineer

Manhattan, NY · On-site +1

We're looking for an experienced Backend Engineer to join our team at Bluum Finance. You'll be ... or fintech is a plus Experience with large-scale, multi-tenant systems or Platform-as-a-Service ...

Bluum Finance Inc.

Backend Engineer

Richmond, VA · On-site +1

We're looking for an experienced Backend Engineer to join our team at Bluum Finance. You'll be ... or fintech is a plus Experience with large-scale, multi-tenant systems or Platform-as-a-Service ...

Tabby LLC

... growing FinTech in the GCC region. Tabby launched in 2019 and has since raised +$1 billion in ... We're looking for a Senior Backend Engineer to help scale the systems behind Tabby's core products.

twenty80.io

Backend Engineer

Columbus, OH

$175K - $185K/yr

Experience working within a FinTech, banking, payments, or SaaS product organization. * Stable ... engineers or demonstrating technical leadership capabilities. Core Competencies * Backend system ...

Clerkie

Backend Engineer

San Francisco, CA · Remote

$120/hr

About Clerkie Clerkie is a fintech startup on a mission to democratize financial wellness using the ... About the role We're looking for a Backend Engineer who wants to build and own critical systems in ...

Made Card

Backend Engineer

Manhattan, NY · On-site

$120K - $160K/yr

About the Role We're looking for a Backend Engineer to help build and scale the services that power ... Experience in fintech, credit cards, or financial infrastructure. * Exposure to microservices ...

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Backend Engineer Fintech information

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$60.5K

$147.7K

$199K

How much do backend engineer fintech jobs pay per year?

As of Jun 6, 2026, the average yearly pay for backend engineer fintech in the United States is $147,662.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,000.00 and $172,000.00 per year, depending on experience, location, and employer.

What is the difference between Backend Engineer Fintech vs Backend Developer?

AspectBackend Engineer FintechBackend Developer
Primary FocusFinancial technology applications, payment systems, banking platformsGeneral server-side development across various industries
Required SkillsFintech regulations, secure payment processing, financial data handlingDatabase management, API development, server logic
Work EnvironmentFintech startups, banks, financial service providersTech companies, software agencies, diverse industries
CertificationsFinancial certifications (e.g., CFA, FRM) beneficial but not mandatoryGeneral programming certifications (e.g., AWS, Oracle)

While both roles involve server-side development, a Backend Engineer Fintech specializes in financial applications, security, and compliance within the fintech industry. In contrast, a Backend Developer has a broader scope across various sectors, focusing on general backend systems. The fintech role often requires knowledge of financial regulations and secure payment processing, making it more specialized.

How does a Backend Engineer in fintech typically collaborate with cross-functional teams to deliver secure financial solutions?

As a Backend Engineer in fintech, you will frequently work alongside product managers, frontend developers, and security specialists to design and implement robust financial systems. Collaboration often involves participating in regular sprint meetings, code reviews, and architecture discussions to ensure that backend APIs and services align with both user needs and stringent industry regulations. You may also be responsible for integrating third-party services like payment gateways and ensuring all data handling complies with security standards such as PCI DSS. Effective communication and a proactive approach to problem-solving are critical, as fintech projects often require quick adaptation to evolving compliance requirements.

What does a Backend Engineer do in the fintech industry?

A Backend Engineer in fintech is responsible for developing and maintaining the server-side logic, databases, and application programming interfaces (APIs) that power financial technology products. They ensure secure, efficient, and scalable handling of transactions, user data, and integration with third-party financial services. Their work is crucial for supporting features like payment processing, account management, fraud detection, and regulatory compliance. Backend Engineers collaborate closely with frontend developers, product managers, and security teams to deliver reliable and innovative fintech solutions.

What are the key skills and qualifications needed to thrive as a Backend Engineer in Fintech, and why are they important?

To thrive as a Backend Engineer in Fintech, you need strong programming skills (such as Java, Python, or Go), a solid understanding of data structures and algorithms, and experience with financial systems or APIs, often supported by a degree in computer science or related fields. Familiarity with cloud platforms (AWS, GCP), relational and NoSQL databases, and tools like Docker, Kubernetes, and CI/CD pipelines is typically required, and certifications in cloud technologies can be advantageous. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for collaborating with cross-functional teams and ensuring robust system design. These skills and qualities are essential for building secure, scalable, and compliant financial applications that meet industry regulations and user needs.
Infographic showing various Backend Engineer Fintech job openings in the United States as of May 2026, with employment types broken down into 91% Full Time, and 9% Part Time. Highlights an 72% Physical, 8% Hybrid, and 20% Remote job distribution, with an average salary of $147,662 per year, or $71 per hour.
Senior Backend Engineer, Fintech (Remote)

Senior Backend Engineer, Fintech (Remote)

CloudDevs

Manhattan, NY • Remote

Full-time

Medical, PTO

This job post has expired today. Applications are no longer accepted.

Job description

A fast-growing technology company in the United States is seeking a Senior Software Engineer specializing in backend development to join their fintech team. This role involves designing and implementing complex backend systems and delivering features in an agile environment using Scala and cloud technologies. The ideal candidate will possess strong skills in distributed systems and collaborative teamwork, alongside a passion for quality and performance.

This position offers a competitive salary and generous benefits including unlimited PTO and employer-paid health coverage. #J-18808-Ljbffr

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