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Backend Engineer Fintech Jobs (NOW HIRING)

Riverscape Search Agency

Backend Engineer

Columbus, OH · On-site

This is a senior-level engineering role for someone who can own and evolve core backend systems ... Background in fintech, payments, banking, or SaaS platforms * Experience working in regulated ...

Worldpay, Inc.

Senior Backend Engineer

Milwaukee, WI · Hybrid

If you're ready to start learning, growing and making an impact with a career in fintech, we'd like ... As a Lead Software Engineer with strong back-end expertise, you'll start your day aligning with ...

Astra

Staff Backend Engineer

New York, NY · On-site +1

Our fintech platform powers payment processing, fraud detection, and financial compliance for ... The Role We're looking for a Senior/Staff Backend Engineer to architect and build complex financial ...

New

Worldpay, Inc.

Senior Backend Engineer

Jacksonville, FL · Hybrid

If you're ready to start learning, growing and making an impact with a career in fintech, we'd like ... As a Lead Software Engineer with strong back-end expertise, you'll start your day aligning with ...

FIS

Senior Backend Engineer

Milwaukee, WI · Hybrid

If you're ready to start learning, growing and making an impact with a career in fintech, we'd like ... As a Lead Software Engineer with strong back-end expertise, you'll start your day aligning with ...

FIS

Senior Backend Engineer

Jacksonville, FL · Hybrid

If you're ready to start learning, growing and making an impact with a career in fintech, we'd like ... As a Lead Software Engineer with strong back-end expertise, you'll start your day aligning with ...

nitra

Backend Engineer

New York, NY · Hybrid

Our goal is to provide an ecosystem of fintech and software solutions that help doctors better ... A Backend Engineer with experience in Fintech or marketplaces who will be at the forefront of our ...

Astra

Senior Backend Engineer

New York, NY · On-site +1

Our fintech platform powers payment processing, fraud detection, and financial compliance for ... The Role We're looking for a Senior Backend Engineer to architect and build complex financial ...

New

nitra

Backend Engineer

New York, NY · Hybrid

Our goal is to provide an ecosystem of fintech and software solutions that help doctors better ... A Backend Engineer with experience in Fintech or marketplaces who will be at the forefront of our ...

nitra

Backend Engineer

New York, NY · On-site

Our goal is to provide an ecosystem of fintech and software solutions that help doctors better ... A Backend Engineer with experience in Fintech or marketplaces who will be at the forefront of our ...

nitra

Backend Engineer

Washington, DC · Hybrid

Our goal is to provide an ecosystem of fintech and software solutions that help doctors better ... A Backend Engineer with experience in Fintech or marketplaces who will be at the forefront of our ...

nitra

Backend Engineer

Washington, DC · Hybrid

Our goal is to provide an ecosystem of fintech and software solutions that help doctors better ... A Backend Engineer with experience in Fintech or marketplaces who will be at the forefront of our ...

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All JobsBackend Engineer Fintech Jobs

Backend Engineer Fintech information

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$60.5K

$147.7K

$199K

How much do backend engineer fintech jobs pay per year?

As of Jun 5, 2026, the average yearly pay for backend engineer fintech in the United States is $147,662.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,000.00 and $172,000.00 per year, depending on experience, location, and employer.

What is the difference between Backend Engineer Fintech vs Backend Developer?

AspectBackend Engineer FintechBackend Developer
Primary FocusFinancial technology applications, payment systems, banking platformsGeneral server-side development across various industries
Required SkillsFintech regulations, secure payment processing, financial data handlingDatabase management, API development, server logic
Work EnvironmentFintech startups, banks, financial service providersTech companies, software agencies, diverse industries
CertificationsFinancial certifications (e.g., CFA, FRM) beneficial but not mandatoryGeneral programming certifications (e.g., AWS, Oracle)

While both roles involve server-side development, a Backend Engineer Fintech specializes in financial applications, security, and compliance within the fintech industry. In contrast, a Backend Developer has a broader scope across various sectors, focusing on general backend systems. The fintech role often requires knowledge of financial regulations and secure payment processing, making it more specialized.

How does a Backend Engineer in fintech typically collaborate with cross-functional teams to deliver secure financial solutions?

As a Backend Engineer in fintech, you will frequently work alongside product managers, frontend developers, and security specialists to design and implement robust financial systems. Collaboration often involves participating in regular sprint meetings, code reviews, and architecture discussions to ensure that backend APIs and services align with both user needs and stringent industry regulations. You may also be responsible for integrating third-party services like payment gateways and ensuring all data handling complies with security standards such as PCI DSS. Effective communication and a proactive approach to problem-solving are critical, as fintech projects often require quick adaptation to evolving compliance requirements.

What does a Backend Engineer do in the fintech industry?

A Backend Engineer in fintech is responsible for developing and maintaining the server-side logic, databases, and application programming interfaces (APIs) that power financial technology products. They ensure secure, efficient, and scalable handling of transactions, user data, and integration with third-party financial services. Their work is crucial for supporting features like payment processing, account management, fraud detection, and regulatory compliance. Backend Engineers collaborate closely with frontend developers, product managers, and security teams to deliver reliable and innovative fintech solutions.

What are the key skills and qualifications needed to thrive as a Backend Engineer in Fintech, and why are they important?

To thrive as a Backend Engineer in Fintech, you need strong programming skills (such as Java, Python, or Go), a solid understanding of data structures and algorithms, and experience with financial systems or APIs, often supported by a degree in computer science or related fields. Familiarity with cloud platforms (AWS, GCP), relational and NoSQL databases, and tools like Docker, Kubernetes, and CI/CD pipelines is typically required, and certifications in cloud technologies can be advantageous. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for collaborating with cross-functional teams and ensuring robust system design. These skills and qualities are essential for building secure, scalable, and compliant financial applications that meet industry regulations and user needs.
Infographic showing various Backend Engineer Fintech job openings in the United States as of May 2026, with employment types broken down into 91% Full Time, and 9% Part Time. Highlights an 72% Physical, 8% Hybrid, and 20% Remote job distribution, with an average salary of $147,662 per year, or $71 per hour.

Backend Engineer

Riverscape Search Agency

Columbus, OH • On-site

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Senior Engineer III

Our client is building a state-of-the-art platform that enables financial institutions to transition commercial banking relationships by automating account switching across receivables (AR), payables (AP), and payroll systems. The platform integrates with external financial systems, processes transactional data, and supports workflows that require accuracy, auditability, and reliability.

This platform automates complex account switching across receivables (AR), payables (AP), and payroll systems, integrating with external financial platforms while ensuring accuracy, auditability, and reliability in regulated environments.

This is a senior-level engineering role for someone who can own and evolve core backend systems, operate in production environments, and make sound architectural decisions with minimal oversight.

As an Engineer III, you will design, build, and scale backend systems that power critical financial workflows. You will take ownership of services end-to-end—from architecture through production—ensuring systems are performant, reliable, and maintainable over time. You must have exceptional communication skills.

What You'll Do

  • Design and build scalable backend services and APIs
  • Own critical services end-to-end, including production performance and reliability
  • Lead technical design for complex features and platform enhancements
  • Improve system performance, scalability, and fault tolerance
  • Identify and resolve bottlenecks across application, database, and infrastructure layers
  • Debug production issues and lead root cause analysis with permanent fixes
  • Contribute to CI/CD pipelines, deployment processes, and system observability
  • Implement monitoring, logging, and alerting for production systems
  • Support integrations with external financial systems and data sources
  • Contribute to AI/LLM-enabled workflow enhancements where applicable
  • Mentor junior engineers and elevate engineering standards

Technical Requirements

  • Strong experience building and operating backend systems in production environments
  • Proven ability to diagnose and resolve performance and reliability issues
  • Experience designing and developing scalable APIs
  • Hands-on experience with Python-based backend development
  • Experience with AWS (compute, storage, networking)
  • Experience with relational and/or NoSQL databases
  • Familiarity with CI/CD pipelines and deployment practices
  • Experience with monitoring, logging, and observability tools

Core Competencies:

  • System performance and scalability
  • Reliability and fault tolerance
  • Root cause analysis and production support

Data Responsibilities

  • Design and maintain application-level database schemas
  • Optimize indexing and data access patterns for performance

(Note: This role does not include enterprise data architecture or analytics modeling.)

Qualifications

· 8+ years of backend software engineering experience

  • Full-stack Python/Django + React/TypeScript)
  • Proven experience designing and supporting production systems
  • Strong track record of making sound technical and architectural decisions
  • Experience resolving complex production issues independently
  • Background in fintech, payments, banking, or SaaS platforms
  • Experience working in regulated environments (PCI, SOC2, etc.)
  • Exposure to API-led architecture (REST, JSON; SOAP/XML a plus)
  • Full-stack familiarity (Python/Django + React/TypeScript) is a plus

Apply