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Backend Engineer Fintech Jobs (NOW HIRING)

Backend Engineer

New York, NY ยท On-site

$120K - $160K/yr

About the Role We're looking for a Backend Engineer to help build and scale the services that power ... Experience in fintech, credit cards, or financial infrastructure. * Exposure to microservices ...

About Clerkie Clerkie is a fintech startup on a mission to democratize financial wellness using the ... About the role We're looking for a Backend Engineer who wants to build and own critical systems in ...

Backend Engineer

New York, NY ยท On-site

$120K - $160K/yr

About the Role We're looking for a Backend Engineer to help build and scale the services that power ... Experience in fintech, credit cards, or financial infrastructure. * Exposure to microservices ...

Staff Backend Engineer

New York, NY ยท On-site

$150K - $200K/yr

About the Role We're looking for a Staff Backend Engineer to lead the architecture, development ... Experience in fintech, credit cards, or regulated financial products. * Familiarity with event ...

Staff Backend Engineer

New York, NY ยท On-site

$150K - $200K/yr

About the Role We're looking for a Staff Backend Engineer to lead the architecture, development ... Experience in fintech, credit cards, or regulated financial products. * Familiarity with event ...

For fintech builders, Fun provides a best-in-class onboarding and deposit stack that drives ... About the Role We're looking for a BackEnd Engineer to join our growing team at Fun and help ...

For fintech builders, Fun provides a best-in-class onboarding and deposit stack that drives ... About the Role We're looking for a BackEnd Engineer to join our growing team at Fun and help ...

For fintech builders, Fun provides a best-in-class onboarding and deposit stack that drives ... About the Role We're looking for a BackEnd Engineer to join our growing team at Fun and help ...

About Clerkie Clerkie is a fintech startup on a mission to democratize financial wellness using the ... About the role We're looking for a Backend Engineer who wants to build and own critical systems in ...

They are seeking a Backend Engineer to join a high-ownership engineering team responsible for ... fintech, or other consumer-scale SaaS is helpful but not required Company : Ultra-secure project ...

They are seeking a Backend Engineer to join their engineering team to build and scale the ... fintech, or other consumer-scale SaaS is helpful but not required Company : Ultra-secure project ...

This is a senior-level engineering role for someone who can own and evolve core backend systems ... Background in fintech, payments, banking, or SaaS platforms * Experience working in regulated ...

This is a senior-level engineering role for someone who can own and evolve core backend systems ... Background in fintech, payments, banking, or SaaS platforms * Experience working in regulated ...

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Showing results 1-20

Backend Engineer Fintech information

See salary details

$60.5K

$147.7K

$199K

How much do backend engineer fintech jobs pay per year?

As of Jun 5, 2026, the average yearly pay for backend engineer fintech in the United States is $147,662.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,000.00 and $172,000.00 per year, depending on experience, location, and employer.

What is the difference between Backend Engineer Fintech vs Backend Developer?

AspectBackend Engineer FintechBackend Developer
Primary FocusFinancial technology applications, payment systems, banking platformsGeneral server-side development across various industries
Required SkillsFintech regulations, secure payment processing, financial data handlingDatabase management, API development, server logic
Work EnvironmentFintech startups, banks, financial service providersTech companies, software agencies, diverse industries
CertificationsFinancial certifications (e.g., CFA, FRM) beneficial but not mandatoryGeneral programming certifications (e.g., AWS, Oracle)

While both roles involve server-side development, a Backend Engineer Fintech specializes in financial applications, security, and compliance within the fintech industry. In contrast, a Backend Developer has a broader scope across various sectors, focusing on general backend systems. The fintech role often requires knowledge of financial regulations and secure payment processing, making it more specialized.

How does a Backend Engineer in fintech typically collaborate with cross-functional teams to deliver secure financial solutions?

As a Backend Engineer in fintech, you will frequently work alongside product managers, frontend developers, and security specialists to design and implement robust financial systems. Collaboration often involves participating in regular sprint meetings, code reviews, and architecture discussions to ensure that backend APIs and services align with both user needs and stringent industry regulations. You may also be responsible for integrating third-party services like payment gateways and ensuring all data handling complies with security standards such as PCI DSS. Effective communication and a proactive approach to problem-solving are critical, as fintech projects often require quick adaptation to evolving compliance requirements.

What does a Backend Engineer do in the fintech industry?

A Backend Engineer in fintech is responsible for developing and maintaining the server-side logic, databases, and application programming interfaces (APIs) that power financial technology products. They ensure secure, efficient, and scalable handling of transactions, user data, and integration with third-party financial services. Their work is crucial for supporting features like payment processing, account management, fraud detection, and regulatory compliance. Backend Engineers collaborate closely with frontend developers, product managers, and security teams to deliver reliable and innovative fintech solutions.

What are the key skills and qualifications needed to thrive as a Backend Engineer in Fintech, and why are they important?

To thrive as a Backend Engineer in Fintech, you need strong programming skills (such as Java, Python, or Go), a solid understanding of data structures and algorithms, and experience with financial systems or APIs, often supported by a degree in computer science or related fields. Familiarity with cloud platforms (AWS, GCP), relational and NoSQL databases, and tools like Docker, Kubernetes, and CI/CD pipelines is typically required, and certifications in cloud technologies can be advantageous. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for collaborating with cross-functional teams and ensuring robust system design. These skills and qualities are essential for building secure, scalable, and compliant financial applications that meet industry regulations and user needs.
Infographic showing various Backend Engineer Fintech job openings in the United States as of May 2026, with employment types broken down into 91% Full Time, and 9% Part Time. Highlights an 72% Physical, 8% Hybrid, and 20% Remote job distribution, with an average salary of $147,662 per year, or $71 per hour.

Backend Engineer

Made Card

New York, NY โ€ข On-site

$120K - $160K/yr

Full-time

Medical, Dental, Vision, PTO

Posted 10 days ago


Job description

About the Company

Madeโ€™s mission is to help homeowners save time, money, and stress. It starts with Made Card - a credit card designed specifically for homeowners, with unmatched rewards on mortgage payments, home improvements, utilities, and essential purchases. Each swipe powers a personalized home management platform where users can manage home systems & appliances, stay ahead on upkeep, and get help - from AI-driven guidance to in-person services - exactly when they need it most. By bringing together financial tools, data, and trusted professionals, we give people more control, more savings, and more time to enjoy the place they call home.

Weโ€™re partnered with leading national players in the residential homeownership space - from mortgage lenders and servicers to real estate brokerages and home improvement providers - embedding Made into the key moments of the homeowner journey. These partnerships let us reach millions of households across the country and deliver meaningful benefits to homeowners.

Backed by top investors like Village Global, Jump Capital, Recharge Capital, and Soma Capital, our leadership team brings deep fintech, mortgage, and credit card experience from Ramp, Bain Capital, JP Morgan Chase, American Express, and Morgan Stanley. Weโ€™re building the financial and engagement platform for the next generation of homeowners - one that puts the homeowner at the center, and redefines what it means to feel at home.

About the Role

Weโ€™re looking for a Backend Engineer to help build and scale the services that power the Made Card and homeowner platform. Youโ€™ll contribute to the design, development, and maintenance of core systems while collaborating closely with product, frontend, and infrastructure teams. This is a role for someone who enjoys solving complex backend problems and wants to grow within a fast-paced startup environment.

What Youโ€™ll Do
  • Feature Development: Build and maintain backend services and APIs using Python.

  • Database & Systems: Design, implement, and optimize data models across Postgres, DynamoDB, and Redis.

  • Infrastructure: Contribute to deployments and scaling using Kubernetes, Docker, and AWS.

  • Collaboration: Partner with frontend engineers, product managers, and designers to deliver end-to-end features.

  • Code Quality: Write clean, maintainable, and testable code while participating in code reviews.

  • Performance & Reliability: Ensure backend services are performant, secure, and resilient.

  • Problem Solving: Debug, troubleshoot, and resolve backend issues across staging and production environments.

  • Continuous Learning: Stay current with backend technologies and bring new ideas to improve our stack and workflows.

Ideal Background
  • 3โ€“5+ years of backend engineering experience.

  • Proficiency in Python and experience building distributed web applications.

  • Familiarity with Postgres, DynamoDB, and Redis for data modeling and optimization.

  • Experience designing and consuming RESTful services.

  • Understanding of Kubernetes, Docker, and AWS infrastructure.

  • Strong problem-solving skills and a track record of delivering production-ready systems.

  • Collaborative mindset with excellent communication skills.

We understand that not everyone comes from a traditional background. If you are a rockstar with a non-traditional path, we'd love to talk to you!

Nice to Have
  • Experience in fintech, credit cards, or financial infrastructure.

  • Exposure to microservices, event-driven architectures, or streaming systems.

  • Familiarity with CI/CD pipelines, automated testing, and monitoring tools.

  • Passion for building products that improve peopleโ€™s financial lives.

Why Join Made Now

Youโ€™ll be an early backend engineer helping to build the foundation of Madeโ€™s core services. This is a rare opportunity to work across databases, APIs, and infrastructure while contributing directly to the architecture and standards that will scale with millions of homeowners.

Benefits
  • Base Compensation Band: $120,000โ€“$160,000 (determined by experience, qualifications, and location)

  • Compensation: Competitive salary with a meaningful stake in the company via equity

  • Health & Well-being: Weโ€™ll invest in your physical and mental well-being with comprehensive medical, dental, & vision benefits

  • Grow Together: Company-wide orientation for you to successfully onboard and other learning & development opportunities including regular review cycles that feature 360 degree feedback

  • Mortgage Benefit: Receive up to $25,000 toward closing costs of a new mortgage via our mortgage partners

  • Play Together: Quarterly budgets for team and company outings. Use it for team swag, cooking classes, or team dinners!

  • Generous Time Off: Flexible paid time off, sick days, and 11 company holidays

Throughout the interview process, please remember that emails will only be from madecard.com emails. We won't ever be asking for any personally identifiable information during the interview process itself. Please reach out to talent@madecard.com if you have any requests to verify the authenticity of an outreach.


Made Card is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. Made Card makes hiring decisions based solely on qualifications, merit, and business needs at the time.

Compensation Range: $120K - $160K