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Back End Underwriter Jobs (NOW HIRING)

Slope

Senior Backend Engineer

San Francisco, CA · On-site

Build and own production systems for underwriting, bank-data review, credit review workflows ... Strong production backend experience with Node.js/TypeScript. * Strong SQL skills and comfort ...

Socket.dev

Senior Backend Engineer

San Francisco, CA · On-site

Build and own production systems for underwriting, bank-data review, credit review workflows ... Strong production backend experience with Node.js/TypeScript. * Strong SQL skills and comfort ...

Mmc,-LLC-

Sr Staff Engineer Backend

Dallas, TX · On-site

A Day in the LifeThe Sr Staff Engineer, Backend will architect and lead the distributed systems ... Credit and risk infrastructure -- the services that orchestrate underwriting workflows, external ...

Lendistry

Sr Staff Engineer Backend

Los Angeles, CA · On-site

Credit and risk infrastructure - the services that orchestrate underwriting workflows, external ... Own the backend architecture of Lendistry's lending platform - service decomposition, domain ...

Lendistry

Sr Staff Engineer Backend

Lumberton, NC · On-site

Credit and risk infrastructure - the services that orchestrate underwriting workflows, external ... Own the backend architecture of Lendistry's lending platform - service decomposition, domain ...

Lendistry

Sr Staff Engineer Backend

Santa Clara, CA · On-site

Credit and risk infrastructure - the services that orchestrate underwriting workflows, external ... Own the backend architecture of Lendistry's lending platform - service decomposition, domain ...

PetsApp

Senior Backend/Infra Engineer

Boston, MA · On-site

$170K - $180K/yr

Manage and Evolve the AI Driven Underwriting Engine -Own the reliability, scalability, and ... Backend - Django, Airflow DAG, Postgres * Infrastructure - Docker, ECS, RDS, Lambda, Airflow ...

Blockworks

Senior Backend Engineer

New York, NY · On-site

$190K - $210K/yr

We give businesses a platform to earn trust and provide investors with the information they need to underwrite the asset class. Who You Are: You have a keen focus on backend and API development and ...

Firstsource

Mortgage Underwriter

Palm Bay, FL · On-site

Complete back-end and front-end DTI calculations. * Evaluate collateral using the appraisal or AVM ... Maintain underwriting decision records in Encompass sufficient to support NCUA examination ...

Firstsource

Mortgage Underwriter

Palm Bay, FL · On-site

Complete back-end and front-end DTI calculations. * Evaluate collateral using the appraisal or AVM ... Maintain underwriting decision records in Encompass sufficient to support NCUA examination ...

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Back End Underwriter information

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$32.5K

$78.9K

$139.5K

How much do back end underwriter jobs pay per year?

As of Sep 9, 2026, the average yearly pay for back end underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a back end underwriter?

Back end underwriters are professionals who review and evaluate loan applications after the initial processing stage to ensure that all documentation meets the lender's guidelines and regulatory requirements. They analyze credit reports, income statements, and property appraisals to assess the risk of granting a loan. Their primary goal is to make the final decision on whether to approve or deny a loan application based on thorough risk assessment and compliance checks. Back end underwriters play a critical role in minimizing financial risk for lenders and ensuring that loans are granted responsibly.

What are the key skills and qualifications needed to thrive as a back end underwriter?

Strong analytical skills, attention to detail, and a solid understanding of lending guidelines and risk assessment are essential for a Back End Underwriter, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination systems (LOS), automated underwriting systems like DU or LP, and relevant certifications such as DE (Direct Endorsement) can be highly beneficial. Exceptional organizational skills, effective communication, and sound judgment help underwriters navigate complex cases and collaborate with loan officers. These competencies are crucial for accurately assessing loan risk, ensuring regulatory compliance, and supporting sound lending decisions.

What are some common challenges back end underwriters face when reviewing loan files, and how can these be managed?

Back End Underwriters often encounter challenges such as incomplete documentation, discrepancies in borrower information, or tight deadlines for loan approvals. Managing these effectively requires strong attention to detail, effective communication with loan processors and originators, and efficient time management. Building good working relationships with other departments and staying updated on changing lending guidelines can also help streamline the process and reduce errors.

What cities are hiring for Back End Underwriter jobs?

Cities with the most Back End Underwriter job openings:

What states have the most Back End Underwriter jobs?

States with the most job openings for Back End Underwriter jobs include:

What are popular job titles related to Back End Underwriter jobs?

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Infographic showing various Back End Underwriter job openings in the United States as of August 2026, with employment types broken down into 79% Full Time, 16% Part Time, 1% Temporary, and 4% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Backend Engineer

San Francisco, CA • On-site

Slope
See more jobs at Slopeexternal

Full-time

Re-posted 24 days ago

Key responsibilities

  • Build and own production systems for underwriting, bank-data review, credit review workflows, and portfolio monitoring.

  • Create reusable infrastructure for evidence gathering, decisioning, monitoring, and human-in-the-loop review.

  • Build internal tools to assist the credit risk team in data review, understanding decisions, handling exceptions, and improving workflow efficiency.

Job description

About Slope
Slope builds AI-native credit infrastructure for B2B commerce. We help growing businesses access capital and help credit teams make faster, better, more automated decisions.
We are looking for a senior backend engineer to own the backend systems that make that possible.
The role
You will work on the backend systems that power Slope's embedded credit, payments and underwriting.
You should be excited by messy, important problems. Your job is to turn ambiguous problems and improvements into reliable production systems.
What you'll do
  • Build and own production systems for underwriting, bank-data review, credit review workflows, portfolio monitoring.
  • Create reusable infrastructure for evidence gathering, decisioning, monitoring, and human-in-the-loop review.
  • Build internal tools that help the credit risk team review data, understand decisions, handle exceptions, and move faster without sacrificing correctness.
  • Clearly communicate technical assumptions, tradeoffs, failure modes, system boundaries, and migration plans.
  • Own ambiguous projects end-to-end: define the problem, propose a path, align across teams, ship production slices, measure, and iterate.
  • Improve the reliability, latency, correctness of systems that directly affect credit decisions and customer experience.
What we're looking for
  • 5+ years of backend engineering experience, preferably in a fast-moving environment.
  • Strong production backend experience with Node.js/TypeScript.
  • Strong SQL skills and comfort working with relational databases, data warehouses, ETL/data pipelines, and messy real-world data.
  • Experience designing APIs, services, jobs, data models, and contracts that other teams depend on.
  • Experience in payments infrastructure.
  • A track record of shipping systems where correctness, reliability, and operational clarity matter.
  • High agency and proactive: you do not need fully specified tickets, and you know how to create clarity when the problem is vague.
  • Strong written and verbal communication. You can explain tradeoffs, and failure modes.
  • Product judgment for internal users. You care whether the system actually improves underwriting decisions and workflows, not just whether the code shipped.
  • Experience with AWS, Postgres, Snowflake, queues, async jobs, observability tooling, and third-party financial APIs.
  • Excitement around building AI-native infrastructure and agentic workflows, both within the engineering team as well as broader credit and data science teams.
  • Excited to experiment with AI tools.
  • Strong plus: Startup experience, especially in a high-ownership environment.
Why Slope
  • You will work on the core systems that determine how Slope understands risk, extends capital, and helps businesses grow.
  • You will have high ownership: small team, important surface area, real production impact.
  • You will report to the CEO and work on mission-critical projects.
  • You will help build the operating system for B2B credit: faster decisions, better workflows, stronger feedback loops, and scalable infrastructure.

Slope is backed by top investors including OpenAI's Sam Altman, Y Combinator, Union Square Ventures, and leading founders/operators across fintech and technology.
Other
Location: San Francisco preferred. Exceptional remote candidates in compatible time zones considered.
Level: Senior IC.

Apply