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Front End Underwriter Jobs (NOW HIRING)

Remote work may be considered for the right candidate What We Are Looking For * 5+ years of front-end Jumbo underwriting experience required * 6+ years of front end, retail purchase mortgage ...

Remote work may be considered for the right candidate What We Are Looking For * 5+ years of front-end Jumbo underwriting experience required * 6+ years of front end, retail purchase mortgage ...

Remote work may be considered for the right candidate What We Are Looking For * 5+ years of front-end Jumbo underwriting experience required * 6+ years of front end, retail purchase mortgage ...

Remote work may be considered for the right candidate What We Are Looking For * 5+ years of front-end Jumbo underwriting experience required * 6+ years of front end, retail purchase mortgage ...

Remote work may be considered for the right candidate What We Are Looking For * 5+ years of front-end Jumbo underwriting experience required * 6+ years of front end, retail purchase mortgage ...

Complete back-end and front-end DTI calculations. * Evaluate collateral using the appraisal or AVM ... Maintain underwriting decision records in Encompass sufficient to support NCUA examination ...

Complete back-end and front-end DTI calculations. * Evaluate collateral using the appraisal or AVM ... Maintain underwriting decision records in Encompass sufficient to support NCUA examination ...

Complete back-end and front-end DTI calculations. * Evaluate collateral using the appraisal or AVM ... Maintain underwriting decision records in Encompass sufficient to support NCUA examination ...

Lead the design evolution of a scalable visual rule-authoring platform, and an underwriting workbench used for life insurance underwriting. * Define and own shared frontend platform capabilities used ...

Lead the design evolution of a scalable visual rule-authoring platform, and an underwriting workbench used for life insurance underwriting. * Define and own shared frontend platform capabilities used ...

Complete back-end and front-end DTI calculations. * Evaluate collateral using the appraisal or AVM ... Maintain underwriting decision records in Encompass sufficient to support NCUA examination ...

Lead the design evolution of a scalable visual rule-authoring platform, and an underwriting workbench used for life insurance underwriting. * Define and own shared frontend platform capabilities used ...

$150 - $200/hr

Senior Front-End & BFF Developer Location: Remote Type: Contract Our direct client is seeking a ... pricing, underwriting, data, workspace, and operational experiences. * Build and maintain BFF ...

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Front End Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do front end underwriter jobs pay per year?

As of Sep 9, 2026, the average yearly pay for front end underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a front end underwriter?

Front End Underwriters are professionals in the mortgage or lending industry who review and evaluate loan applications before they are processed further. Their main role is to assess the creditworthiness of applicants, ensuring all documentation is complete and accurate, and that loans comply with lending guidelines and regulations. They typically analyze financial documents, credit reports, and property appraisals to identify potential risks early in the loan approval process. By doing so, Front End Underwriters help minimize the chances of defaults and ensure responsible lending practices.

How does a front end underwriter typically collaborate with loan officers and other team members during the mortgage approval process?

Front End Underwriters work closely with loan officers, processors, and sometimes borrowers to ensure all loan applications meet lending guidelines from the beginning. They review documentation provided by loan officers, clarify missing or inconsistent information, and may recommend additional documentation to support the application. Regular communication is essential to resolve issues quickly and maintain a smooth workflow, helping to prevent delays in the mortgage process. This collaborative approach not only improves efficiency but also helps maintain regulatory compliance and customer satisfaction.

What are the key skills and qualifications needed to thrive as a front end underwriter, and why are they important?

To thrive as a Front End Underwriter, you need expertise in mortgage underwriting, risk assessment, and a solid understanding of lending guidelines, often supported by experience in finance or relevant certifications. Proficiency with automated underwriting systems (AUS), loan origination platforms, and knowledge of compliance software is essential. Strong analytical thinking, attention to detail, and effective communication skills set top candidates apart. These skills ensure accurate loan evaluations, mitigate risk, and facilitate smooth mortgage processing in a highly regulated environment.

What are popular job titles related to Front End Underwriter jobs?

For Front End Underwriter jobs, the most frequently searched job titles are:

Infographic showing various Front End Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 17% Part Time, 1% Temporary, and 5% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Multifamily Underwriter - Principal

Plano, TX • On-site

Fannie Mae
Finance and Insurance • 5 - 10K employees

Full-time

Medical, Life

Posted 27 days ago


Fannie Mae rating

9.2

Company rating: 9.2 out of 10

Based on 9 frontline employees who took The Breakroom Quiz


Job description

Playing an essential role in the U.S. economy, Fannie Mae is foundational to housing finance. Here, your expertise can help fuel purpose-driven innovation that expands access to homeownership and affordable rental housing across the country. Join Fannie Mae to grow your career and help people find a place to call home.
Job Description
As a valued contributor to our team, you will consult with team members and management on managing communications and/or negotiations between Fannie Mae and clients regarding loans and other investments.
THE IMPACT YOU WILL MAKE
The Multifamily Underwriting - Principal role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:
  • Review Lender loan underwriting packages and set the loan terms for Multifamily loans prior to their acquisition.
  • Calibrate with your team on underwriting Multifamily deals and reviewing the issuance of securities to customers.
  • Gather and assess the strengths, risks, and mitigants of each loan to determine the supportable loan sizing parameters while maintaining credit risk standards and adhering to guidance limitations.
  • Confer with management on potential risks and costs involved with providing services to a customer.
  • Review and recommend changes to the review process to determine lending decisions.
  • Recommend changes to process related to issuance of securities or other financial loans to the customer.
  • Serve in a team leadership role and use your skills to identify current, emerging, and potential risks within the execution.
  • Work closely with the regional Senior Director to enhance the credit team's execution of loan underwriting reviews.
  • Help identify execution enhancements within the credit team and lead the implementation of changes by engaging with all relevant stakeholders.
  • Develop a subject matter expertise in multiple credit-related areas and lead special initiatives across the front-end of the business.

THE EXPERIENCE YOU BRING TO THE TEAM
Minimum Required Experience
  • 8 years of relevant experience
  • Proficiency in industry and GSE Multifamily Underwriting practices
  • Expert in identifying the strengths, risks, and mitigants relating to Multifamily loans
  • Demonstrated relationship and project management skills, with a proven ability to engage effectively with internal and external stakeholders
  • Experience with various Multifamily property types
  • Specialized expert knowledge in at least one area of Multifamily loan underwriting
  • Demonstrates curiosity and adaptability by learning and responsibly applying new techniques, including artificial intelligence, to reimagine how we work

Desired Experience
  • Bachelor's degree or equivalent
  • Experience in Fannie Mae DUS underwriting standards, products, and tolerances.
  • Demonstrated strategic thinking abilities, strong relationship management skills, and an ability to offer effective solutions to complicated issues
  • Ability to lead the planning, execution, and related training for complex solutions
  • Strong written, verbal, and presentation skills for communicating complicated transactions to senior leadership, internal stakeholders, and external partners
  • Adept at delivering clear and concise presentations tailored to diverse stakeholder audiences
  • Advanced business writing skills

Multifamily Risk - Underwriting - Principal
#LI-NL1 - Hybrid
Qualifications
Review Process, Underwriting, Underwriting Risk
Education:
Bachelor's Level Degree (Required)
The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers.
For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote.
Fannie Mae is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, gender identity/gender expression, marital or parental status, or any other protected factor. Fannie Mae is committed to providing reasonable accommodations to qualified individuals with disabilities who are employees or applicants for employment, unless to do so would cause undue hardship to the company. If you need assistance using our online system and/or you need a reasonable accommodation related to the hiring/application process, please complete this form.
The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here.
Requisition compensation:
175000
to
239000

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