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Auto Subrogation Jobs in Florida (NOW HIRING)

Identifies and addresses subrogation/salvage opportunities or potential fraud occurrences by evaluating the facts of the claim and making referrals to appropriate Claim, Recovery or SIU resources for ...

Identifies and addresses subrogation/salvage opportunities or potential fraud occurrences by evaluating the facts of the claim and making referrals to appropriate Claim, Recovery or SIU resources for ...

Oversees all aspects of claims handling for the specialty auto business, including liability ... Lead end-to-end claims operations, including FNOL (First Notice of Loss), adjudication, subrogation ...

SVP, Chief Claims Officer

Miami, FL ยท On-site

$250K - $350K/yr

Oversees all aspects of claims handling for the specialty auto business, including liability ... Lead end-to-end claims operations, including FNOL (First Notice of Loss), adjudication, subrogation ...

Oversees all aspects of claims handling for the specialty auto business, including liability ... Lead end-to-end claims operations, including FNOL (First Notice of Loss), adjudication, subrogation ...

... Auto and General Liability line(s) of business. The position is responsible for coordinating all ... Coordinates third party recovery with subrogation/salvage unit. * Makes recommendations on claims ...

Claims Major Case Director

Sarasota, FL ยท On-site +1

$92K - $130K/yr

... well as auto and trucking claims on a national basis with value in excess of $250,000 ... Identifies and addresses subrogation/contribution/SIU opportunities. * Sets accurate/timely loss ...

Showing results 41-60

Auto Subrogation information

See Florida salary details

$29.1K

$50.8K

$74.4K

How much do auto subrogation jobs pay per year?

As of Aug 6, 2026, the average yearly pay for auto subrogation in Florida is $50,800.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,600.00 and $56,800.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What cities in Florida are hiring for Auto Subrogation jobs? Cities in Florida with the most Auto Subrogation job openings:
Infographic showing various Auto Subrogation job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $50,800 per year, or $24.4 per hour.

Bodily Injury Adjuster II

First Acceptance Corporation

Marianna, FL โ€ข On-site, Remote

$44K - $58K/yr

Full-time

Re-posted 25 days ago


Job description

RESPONSIBILITY
  • Plans and/or conducts investigations to analyze coverage and determine liability, compensability, and extent of damages.
  • Completes Bodily Injury Evaluation forms and/or makes recommendations for the disposition of claims in excess of individual settlement authority.
  • Compiles information for discussion and decision-making by the claims committee where appropriate.
  • Determines the need for independent adjusters, cause and origin experts, independent medical examiners, economists, accident re-constructionists, and engineers. Assesses actual damages associated with claims and conducts negotiations to settle claims.
  • Determines if subrogation is appropriate and takes steps necessary to initiate recovery efforts.
  • Evaluates policy coverage, and contacts insureds, claimants, attorneys, body shops and medical staff to determine injuries stemming from an accident while determining and establishing reserve requirements.
  • Evaluates the medical injury exposure within guidelines, obtaining authority when appropriate, and makes proper and timely payments.
  • Maintains accurate records and handles administrative responsibilities associated with the processing and payment of claims.
  • Records/updates status notes and documents results of contacts, the duration of contacts and relevant medical information; reports are consistent with internal procedures and best practices.
  • Maintains computer log indicating results of claim review and intentions for claim handling.
  • Keeps internal and/or external customers advised of file status and other matters as required.
  • Responds timely and appropriately to all settlement demands.
  • Evaluates each claim for potential fraud and works with Special Investigations Unit as required.? Performs other duties as assigned.

JOB REQUIREMENTS
  • High School Diploma or equivalency required.
  • A 2-year degree or higher in a field related to the position is preferred.
  • At least one year of automobile liability experience is required.
  • A minimum of 2 years of previous auto liability claim handling experience or minimum 1 year of bodily injury claims experience is preferred.
  • Must currently hold or have the ability to secure and maintain adjuster license(s) within 60 days of employment.
  • Knowledge and understanding of applicable insurance statutes, regulations and case law.
  • Insurance industry knowledge.
  • Proficiency in Microsoft Office Suite products such as Word, Excel, PowerPoint, etc.
  • Strong customer service skills. Time management, prioritization, and organizational skills.
  • Ability to make effective decisions on behalf of the organization with regards to casualty claims processing.
  • Ability to think critically and anticipate, recognize, identify, and develop solutions to problems in a timely manner.
  • Excellent interpersonal and communication skills, including presentation skills.
  • Commitment to First Acceptance's company values.

PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to do manual tasks, which may include the use of hands to finger and handle controls. Tasks may also require the ability to talk or hear. The employee will frequently sit, bend, and reach with hands and arms and is occasionally required to stand and walk. Specific vision abilities required by this job include close vision, color vision, and the ability to adjust focus. The employee may occasionally lift and/or move up to 10 pounds. Other abilities include possessing the capacity to learn, concentrate, think, and read. Oftentimes the employee will be communicating and interacting with others while working.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and perform any other job-related duties requested by anyone authorized to give instructions or assignments.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.