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Auto Loan Collector Jobs (NOW HIRING)

PSECU

Auto Collector

State College, PA · On-site

$16.75 - $22.25/hr

The Auto Collector is responsible for conducting collection functions to reduce overall delinquency ... Auto Collectors will work to proactively reduce delinquency in the auto loan portfolio in ...

PSECU

Auto Collector

Harrisburg, PA · On-site

$16.75 - $22.50/hr

The Auto Collector is responsible for conducting collection functions to reduce overall delinquency ... Auto Collectors will work to proactively reduce delinquency in the auto loan portfolio in ...

PSECU

Auto Collector

Harrisburg, PA · On-site

$16.75 - $22.50/hr

The Auto Collector is responsible for conducting collection functions to reduce overall delinquency ... Auto Collectors will work to proactively reduce delinquency in the auto loan portfolio in ...

Premier Auto Credit

Collector 61-90 days

Glendale, CA · On-site

$20 - $22/hr

Collector 61-90 days (late stage) If you are experienced within a call center environment and love ... As part of the Premier Auto Credit family, you will be responsible to contact auto loan customers ...

Heritage Federal Credit Union

Collector

Evansville, IN · On-site

$14.75 - $19.75/hr

The Collector is responsible for performing collection activities on past-due member accounts, primarily for loans (auto/vehicle, mortgage and home equity, credit cards, and other consumer products)

Heritage Federal Credit Union

Collector

Evansville, IN · On-site

$14.75 - $19.75/hr

The Collector is responsible for performing collection activities on past-due member accounts, primarily for loans (auto/vehicle, mortgage and home equity, credit cards, and other consumer products)

Heritage Federal Credit Union

Collector

Evansville, IN

$14.75 - $19.75/hr

The Collector is responsible for performing collection activities on past-due member accounts, primarily for loans (auto/vehicle, mortgage and home equity, credit cards, and other consumer products)

Workway, Inc.

Be Seen First

Bankruptcy Collections Specialist

Irving, TX · On-site

$20 - $24/hr

Currently, we have a Collector Account Manager/Bankruptcy opportunity with a Financial Services ... Manage a portfolio of delinquent auto loan accounts, including early-stage and charged-off accounts

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Auto Loan Collector information

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How much do auto loan collector jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for auto loan collector in the United States is $17.40, according to ZipRecruiter salary data. Most workers in this role earn between $15.62 and $17.31 per hour, depending on experience, location, and employer.

What is the difference between Auto Loan Collector vs Auto Loan Underwriter?

AspectAuto Loan CollectorAuto Loan Underwriter
Required CredentialsHigh school diploma or equivalent; some roles may prefer experience in collections or financeBachelor's degree in finance, economics, or related field; certifications like CUAI may be beneficial
Work EnvironmentOffice setting, often in collections or finance departmentsOffice environment, typically in lending or underwriting departments
Employer & Industry UsageUsed by banks, credit unions, and auto finance companies to recover unpaid loansUsed by lenders to assess risk and approve auto loan applications

While both roles are involved in auto financing, an Auto Loan Collector focuses on recovering unpaid loans, whereas an Auto Loan Underwriter evaluates loan applications to determine approval. They work in different stages of the loan process but are both essential in auto finance operations.

What is the highest paid position at a car dealership?

At a car dealership, the highest paid position is typically the general manager or dealership owner, who oversees operations and sales. Among staff roles, sales managers and finance directors often earn the highest salaries, especially with commissions and bonuses included.

What are the duties of collections?

An auto loan collector is responsible for contacting borrowers to recover overdue payments, negotiating repayment plans, and ensuring compliance with loan agreements. They maintain accurate records of communication and may use collection software to track accounts. Strong communication and negotiation skills are essential for this role.

What are the key skills and qualifications needed to thrive as an Auto Loan Collector, and why are they important?

To thrive as an Auto Loan Collector, you need a solid understanding of loan servicing procedures, debt collection regulations, and effective negotiation techniques, typically supported by a high school diploma or relevant experience. Familiarity with loan management software, customer relationship management (CRM) systems, and compliance tools is commonly required. Strong communication, problem-solving, and resilience are crucial soft skills for handling difficult conversations and building rapport with customers. These skills ensure successful debt recovery while maintaining customer relationships and adhering to legal standards.

What is the highest paying job working with cars?

The highest paying jobs working with cars include automotive engineers, automotive service managers, and specialized technicians such as collision repair shop owners. These roles often require advanced technical skills, certifications, and experience, and can offer six-figure salaries depending on the location and level of expertise.

What are the typical challenges faced by Auto Loan Collectors and how can they be managed effectively?

Auto Loan Collectors often encounter challenges such as handling difficult conversations with delinquent borrowers, navigating strict regulatory requirements, and meeting collection targets while maintaining customer relationships. To manage these challenges, it's important to develop strong communication and negotiation skills, stay updated on relevant laws (like the Fair Debt Collection Practices Act), and work closely with teammates and supervisors for support and best practices. Many organizations also provide regular training and access to advanced collection software to help collectors perform efficiently and within compliance.

Do you need a job to get an auto loan?

Having a job can improve your chances of getting an auto loan because lenders often consider income stability and employment status when evaluating loan applications. However, some lenders may approve auto loans based on other factors such as credit history, savings, or co-signers. Employment is not always mandatory, but it generally helps in securing favorable loan terms.

What does an Auto Loan Collector do?

An Auto Loan Collector is responsible for contacting borrowers who are behind on their car loan payments to arrange for payment or resolve delinquent accounts. They communicate with customers via phone, email, or mail, and may negotiate payment plans or settlements. Their goal is to recover past-due amounts while maintaining positive customer relationships and complying with legal guidelines. Auto Loan Collectors also document all interactions and may collaborate with repossession agents if payments cannot be collected.
More about Auto Loan Collector jobs
What states have the most Auto Loan Collector jobs? States with the most job openings for Auto Loan Collector jobs include:
What job categories do people searching Auto Loan Collector jobs look for? The top searched job categories for Auto Loan Collector jobs are:
Auto Loan Collector jobs near you
Infographic showing various Auto Loan Collector job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $36,200 per year, or $17.4 per hour.
Auto Loan Collector

Auto Loan Collector

EMPIRE FINANCIAL COMPANY

Kansas City, MO • On-site

$15 - $17/hr

Full-time

Posted 8 days ago

Job description

Job Description: We are seeking a motivated and detail-oriented Auto Loan Collector to join our team. The ideal candidate will be responsible for managing the collection of overdue auto loan accounts, communicating with customers, and ensuring compliance with all regulatory requirements.

Schedule:

  • You will be asked what day of the week you will like to have off between Tuesday, Wednesday and Thursday. You will have the day off that you decide and Sunday off. The following week you will alternate and work Monday to Friday with Saturday and Sunday off.

Key Responsibilities:

  • Contact customers to collect overdue payments via phone, email, and mail.
  • Negotiate payment plans and settlements with customers.
  • Maintain accurate records of customer interactions and payment agreements.
  • Work with the team to resolve disputes and ensure customer satisfaction.

Qualifications:

  • Previous experience in collections or customer service is preferred.
  • Strong communication and negotiation skills.
  • Ability to work independently and as part of a team.
  • Bilingual in Spanish is a plus.

Job Type: Full-time

Expected hours: 40 per week

Experience:

  • Customer service: 1 year (Required)

Language:

  • Spanish (Preferred)