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Auto Loan Collector Jobs (NOW HIRING)

PSECU

Auto Collector

Harrisburg, PA · On-site

$16.75 - $22.50/hr

The Auto Collector is responsible for conducting collection functions to reduce overall delinquency ... Auto Collectors will work to proactively reduce delinquency in the auto loan portfolio in ...

PSECU

Auto Collector

State College, PA

$16.75 - $22.25/hr

The Auto Collector is responsible for conducting collection functions to reduce overall delinquency ... Auto Collectors will work to proactively reduce delinquency in the auto loan portfolio in ...

PSECU

Auto Collector

Harrisburg, PA · On-site

$16.75 - $22.50/hr

The Auto Collector is responsible for conducting collection functions to reduce overall delinquency ... Auto Collectors will work to proactively reduce delinquency in the auto loan portfolio in ...

PSECU

Auto Collector

Indiana, PA · On-site

$15.50 - $20.75/hr

The Auto Collector is responsible for conducting collection functions to reduce overall delinquency ... Auto Collectors will work to proactively reduce delinquency in the auto loan portfolio in ...

BancForce

Consumer Collector

Los Angeles, CA · On-site

$29 - $34/hr

Resolve delinquent consumer loan accounts: credit cards, personal and auto loans, real estate and ... Collector #CreditUnion #Mortageloan #CreditCard #ConsumerLoan #SolarLoan #CSS Company Description ...

Premier Auto Credit

Collector 61-90 days

Glendale, CA · On-site

$20 - $22/hr

Collector 61-90 days (late stage) If you are experienced within a call center environment and love ... As part of the Premier Auto Credit family, you will be responsible to contact auto loan customers ...

Heritage Federal Credit Union

Collector

Evansville, IN · On-site

$14.75 - $19.75/hr

The Collector is responsible for performing collection activities on past-due member accounts, primarily for loans (auto/vehicle, mortgage and home equity, credit cards, and other consumer products)

Heritage Federal Credit Union

Collector

Evansville, IN · On-site

$14.75 - $19.75/hr

The Collector is responsible for performing collection activities on past-due member accounts, primarily for loans (auto/vehicle, mortgage and home equity, credit cards, and other consumer products)

Heritage Federal Credit Union

Collector

Evansville, IN · On-site

$14.75 - $19.75/hr

The Collector is responsible for performing collection activities on past-due member accounts, primarily for loans (auto/vehicle, mortgage and home equity, credit cards, and other consumer products)

Tower Federal Credit Union

Collector II

Laurel, MD · On-site

$29.21 - $36.51/hr

Hiring Range - $29.21/hr - $36.51/hr SUMMARY OF POSITION Collector II position is responsible for ... Sends Intent to repossess letters to delinquent auto loans, and cross collateralized accounts.

Tower

Collector II

Laurel, MD · On-site

$29.21 - $36.51/hr

Hiring Range - $29.21/hr - $36.51/hr SUMMARY OF POSITION Collector II position is responsible for ... Sends Intent to repossess letters to delinquent auto loans, and cross collateralized accounts.

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Auto Loan Collector information

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How much do auto loan collector jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for auto loan collector in the United States is $17.40, according to ZipRecruiter salary data. Most workers in this role earn between $15.62 and $17.31 per hour, depending on experience, location, and employer.

What does an auto loan collector do?

An Auto Loan Collector is responsible for contacting borrowers who are behind on their car loan payments to arrange for payment or resolve delinquent accounts. They communicate with customers via phone, email, or mail, and may negotiate payment plans or settlements. Their goal is to recover past-due amounts while maintaining positive customer relationships and complying with legal guidelines. Auto Loan Collectors also document all interactions and may collaborate with repossession agents if payments cannot be collected.

What are the key skills and qualifications needed to thrive as an auto loan collector?

To thrive as an Auto Loan Collector, you need a solid understanding of loan servicing procedures, debt collection regulations, and effective negotiation techniques, typically supported by a high school diploma or relevant experience. Familiarity with loan management software, customer relationship management (CRM) systems, and compliance tools is commonly required. Strong communication, problem-solving, and resilience are crucial soft skills for handling difficult conversations and building rapport with customers. These skills ensure successful debt recovery while maintaining customer relationships and adhering to legal standards.

What are the typical challenges faced by auto loan collectors and how can they be managed effectively?

Auto Loan Collectors often encounter challenges such as handling difficult conversations with delinquent borrowers, navigating strict regulatory requirements, and meeting collection targets while maintaining customer relationships. To manage these challenges, it's important to develop strong communication and negotiation skills, stay updated on relevant laws (like the Fair Debt Collection Practices Act), and work closely with teammates and supervisors for support and best practices. Many organizations also provide regular training and access to advanced collection software to help collectors perform efficiently and within compliance.

What is the difference between Auto Loan Collector vs Auto Loan Underwriter?

AspectAuto Loan CollectorAuto Loan Underwriter
Required CredentialsHigh school diploma or equivalent; some roles may prefer experience in collections or financeBachelor's degree in finance, economics, or related field; certifications like CUAI may be beneficial
Work EnvironmentOffice setting, often in collections or finance departmentsOffice environment, typically in lending or underwriting departments
Employer & Industry UsageUsed by banks, credit unions, and auto finance companies to recover unpaid loansUsed by lenders to assess risk and approve auto loan applications

While both roles are involved in auto financing, an Auto Loan Collector focuses on recovering unpaid loans, whereas an Auto Loan Underwriter evaluates loan applications to determine approval. They work in different stages of the loan process but are both essential in auto finance operations.

Is debt collection a stressful job?

Auto loan collectors often find the job stressful due to the need to handle difficult conversations and enforce payment deadlines. The role requires strong communication skills and resilience, as it involves managing potentially confrontational interactions and meeting collection targets. However, stress levels can vary based on individual temperament and workplace support systems.
More about Auto Loan Collector jobs

What states have the most Auto Loan Collector jobs?

States with the most job openings for Auto Loan Collector jobs include:

What job categories do people searching Auto Loan Collector jobs look for?

The top searched job categories for Auto Loan Collector jobs are:

Auto Loan Collector jobs near you
Infographic showing various Auto Loan Collector job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $36,200 per year, or $17.4 per hour.

Auto Loan Collector

EMPIRE FINANCIAL COMPANY

Kansas City, MO • On-site

$15 - $17/hr

Full-time

Re-posted 3 days ago

Job description

Job Description: We are seeking a motivated and detail-oriented Auto Loan Collector to join our team. The ideal candidate will be responsible for managing the collection of overdue auto loan accounts, communicating with customers, and ensuring compliance with all regulatory requirements.

Schedule:

  • You will be asked what day of the week you will like to have off between Tuesday, Wednesday and Thursday. You will have the day off that you decide and Sunday off. The following week you will alternate and work Monday to Friday with Saturday and Sunday off.

Key Responsibilities:

  • Contact customers to collect overdue payments via phone, email, and mail.
  • Negotiate payment plans and settlements with customers.
  • Maintain accurate records of customer interactions and payment agreements.
  • Work with the team to resolve disputes and ensure customer satisfaction.

Qualifications:

  • Previous experience in collections or customer service is preferred.
  • Strong communication and negotiation skills.
  • Ability to work independently and as part of a team.
  • Bilingual in Spanish is a plus.

Job Type: Full-time

Expected hours: 40 per week

Experience:

  • Customer service: 1 year (Required)

Language:

  • Spanish (Preferred)