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Auto Lending Jobs in Oregon (NOW HIRING)

OR · On-site

... Home Lending and Auto Lending. The team ensures loans meet high standards for accuracy, compliance, and salability through a multi-layered quality framework spanning origination, servicing ...

OR · On-site

If you have consumer-lending compliance experience and share our passion for consumer protection ... Perform duties tied to auto servicing compliance functions to meet applicable regulatory ...

Upstart's Auto team is transforming automotive lending by building technology that creates a seamless experience for borrowers, dealers, lending partners, and investors. The team is responsible for ...

OR · On-site

Upstart's Secured Lending Fraud Oversight function is the Bank's first-line fraud detection, investigation, and monitoring across the HELOC and Auto Lending business lines. As a business unit ...

Lead the execution of go-to-market initiatives across Personal Loans, HELOC, Indirect Auto, and future marketplace products. * Develop executive relationships with CEOs, CFOs, Chief Lending Officers ...

Auto Retail Lending (ARL): Tackling unique, deep-modeling challenges such as competing risk, collateral, and recovery modeling for dealership-based auto lending. * Underwriting: Managing MLE-heavy ...

Senior Software Engineer, Auto

OR · On-site +1

$122K - $161K/yr

Upstart's Auto Direct team is expanding access to secured lending products that help more borrowers move forward financially. The team builds customer-facing experiences, eligibility systems ...

... auto financing option for their next vehicle. That's what GLS has done for over 10 years, helping ... Educate dealers on all aspects of the company lending program(s) and how to maximize the value of ...

The Team Upstart's Secured Lending organization is building the first-line risk and control infrastructure that will support the next stage of growth across home equity line of credit, auto direct ...

OR · On-site

The Team Upstart's Secured Lending organization is building the first-line risk and control infrastructure that will support the next stage of growth across home equity line of credit, auto direct ...

You will be part of a larger team that also supports Upstart's unsecured and auto-secured lending products. As the Assistant General Counsel, HELOC at Upstart, reporting into the Product & Regulatory ...

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Showing results 1-20

Auto Lending information

See Oregon salary details

$11.6K

$88.8K

$147.5K

How much do auto lending jobs pay per year?

As of Jul 28, 2026, the average yearly pay for auto lending in Oregon is $88,850.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,500.00 and $132,200.00 per year, depending on experience, location, and employer.

What is auto lending?

Auto lending refers to the process of providing loans to individuals or businesses to purchase vehicles, such as cars, trucks, or SUVs. An auto loan is typically secured by the vehicle being purchased, meaning the lender can repossess the car if payments are not made. Borrowers repay the loan over a set period, usually with fixed monthly payments that include both principal and interest. Auto lending can be offered by banks, credit unions, online lenders, or dealerships, and loan terms, interest rates, and qualification requirements can vary widely.

What is the difference between Auto Lending vs Auto Finance Specialist?

AspectAuto LendingAuto Finance Specialist
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer finance or sales certificationsSimilar credentials; often requires knowledge of finance, sales, or banking certifications
Work EnvironmentBank branches, credit unions, auto dealershipsAuto dealerships, financial institutions, credit unions
Employer & Industry UsageFinancial institutions offering auto loansAuto dealerships and lenders providing financing options
Common Search & ComparisonYesYes

Auto Lending and Auto Finance Specialist roles often overlap, focusing on providing auto loans and financing options. Auto Lending typically refers to the process of approving and managing auto loans within financial institutions, while Auto Finance Specialists work directly with customers at dealerships or lenders to secure financing. Both roles require knowledge of credit, finance, and customer service, making them closely related but distinct in their work environment and specific responsibilities.

What are some common challenges faced by professionals working in auto lending and how can they be addressed?

Professionals in auto lending often encounter challenges such as accurately assessing borrower creditworthiness, managing regulatory compliance, and staying updated with rapidly changing market rates. Another key challenge is balancing customer service with risk management, especially when evaluating applications from borrowers with non-traditional credit histories. These challenges can be addressed by continuous training, leveraging advanced underwriting technology, and maintaining open communication with both customers and dealership partners to ensure informed and fair lending decisions.

What are the key skills and qualifications needed to thrive in Auto Lending, and why are they important?

To thrive in Auto Lending, you need a solid understanding of credit analysis, loan processing, and financial regulations, often supported by a background in finance or banking. Familiarity with loan origination systems, credit bureau platforms, and compliance software is typically required. Strong communication, attention to detail, and customer service skills help build trust with clients and ensure accurate processing. These skills and qualities are vital for assessing risk, maintaining regulatory compliance, and delivering a positive borrower experience.
What are popular job titles related to Auto Lending jobs in Oregon? For Auto Lending jobs in Oregon, the most frequently searched job titles are:
Infographic showing various Auto Lending job openings in Oregon as of July 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, 5% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $88,850 per year, or $42.7 per hour.
Product Quality Manager, Home Lending & Auto

Product Quality Manager, Home Lending & Auto

Upstart

OR • On-site

Other

Posted 18 days ago


Upstart rating

7.6

Company rating: 7.6 out of 10

Based on 6 frontline employees who took The Breakroom Quiz


Job description

The Team: 

Upstart's Secured Lending Quality team is responsible for building and operating the first line of defense quality control program across Upstart's secured lending products, including Home Lending and Auto Lending. The team ensures loans meet high standards for accuracy, compliance, and salability through a multi-layered quality framework spanning origination, servicing, collections, and non-performing loan monitoring. The team operates independently from production management, providing credible challenges to the business while using AI-powered technology to deliver scalable, examination-ready quality assurance.

As the Secured Lending Quality Manager, you will lead quality control execution across the secured product portfolio, including pre-close and post-close reviews, compliance monitoring and testing, servicing and collections quality reviews, non-performing loan reviews, and investor defect analysis. You will serve as a key leader in strengthening Upstart's quality infrastructure, partner closely with Operations, Compliance, Legal, and Risk, and help scale a modern, data-driven quality program in a fast-moving lending environment. This is an opportunity for an experienced quality leader who is energized by building programs from the ground up and improving how quality is measured, monitored, and operationalized across the secured lending lifecycle.

How you'll make an impact

  • Lead execution of Upstart's secured lending quality control program across origination, servicing, and collections, including pre-close and post-close reviews, compliance testing, denied/withdrawn application reviews, investor defect analysis, and non-performing loan reviews
  • Oversee QC sampling methodology and ensure risk-based, statistically sound sample selection aligned with regulatory expectations
  • Serve as product owner for the QC Engine, including rule approval, output validation, threshold calibration, and performance reporting
  • Drive root cause analysis and remediation for defect trends, investor kickouts, repurchase demands, early payment defaults, and other quality issues
  • Develop quality reporting, dashboards, and trend analyses for senior leadership, including defect trends, escape rates, cure rates, sampling coverage, and corrective action status
  • Prepare the Quality function for audits and regulatory exams through strong documentation, evidence management, and examination-ready processes
  • Partner with Operations, Compliance, Legal, Risk, and servicing teams to align on quality standards, escalation paths, and remediation timelines
  • Oversee third-party, subservicer, servicing, and collections quality reviews, including compliance with applicable consumer lending requirements
  • Support model risk monitoring through quality reviews tied to credit decisioning, adverse action accuracy, and early default trends

Minimum Qualifications 

  • 7+ years of experience in quality control, compliance testing, or risk management in consumer lending, including secured lending products such as mortgage, home equity, or auto
  • 2+ years of experience leading a QC team or managing quality analysts or auditors
  • Experience conducting pre-close and post-close file reviews, defect identification, root cause analysis, and corrective action management
  • Experience with regulatory exams and responses involving agencies such as the OCC, FDIC, CFPB, or state regulators
  • Experience designing or implementing QC sampling methodologies, including random and risk-based sampling
  • Experience with non-performing loan reviews, early default analysis, repurchase reviews, or servicing quality oversight
  • Working knowledge of key consumer lending regulations applicable to secured products
  • Bachelor's degree or equivalent practical experience

Preferred Qualifications

  • Experience with AI-powered or automated QC tools
  • Experience with investor delivery requirements, repurchase demands, or loan buybacks
  • Experience with third-party and subservicer oversight frameworks
  • Experience building dashboards, executive reporting, or board-ready quality materials
  • Ability to translate complex regulatory requirements into practical QC procedures and testing frameworks
  • Strong cross-functional communication skills in a fast-paced lending environment

Position location This role is available in the following locations: Remote 

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

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