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Auto Lending Jobs in Arizona (NOW HIRING)

Senior Client Executive

Phoenix, AZ · On-site

$100K - $150K/yr

... Auto Lending with the backing of Warburg Pincus, Bain Capital Ventures and Fiserv. Position Purpose: The Senior Client Executive assumes the leadership role in managing defi SOLUTIONS business ...

At OneMain, our Auto Loan Representatives in the auto purchase department serve as the initial ... Actively market and sell OneMain lending products and services and demonstrate strong collaborative ...

At OneMain, our Auto Loan Representatives in the auto purchase department serve as the initial ... Actively market and sell OneMain lending products and services and demonstrate strong collaborative ...

Auto Verifications Specialist

Tempe, AZ · On-site

$16.50 - $20.50/hr

Auto Verifications Specialist The Auto Verifications Specialist supports the auto finance process ... Experience in financial services, lending, automotive or document review * Experience working in a ...

... lending, captive financing, floorplan products, cash management, private banking, and payment processing. As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and ...

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Auto Lending information

What is auto lending?

Auto lending refers to the process of providing loans to individuals or businesses to purchase vehicles, such as cars, trucks, or SUVs. An auto loan is typically secured by the vehicle being purchased, meaning the lender can repossess the car if payments are not made. Borrowers repay the loan over a set period, usually with fixed monthly payments that include both principal and interest. Auto lending can be offered by banks, credit unions, online lenders, or dealerships, and loan terms, interest rates, and qualification requirements can vary widely.

What is the difference between Auto Lending vs Auto Finance Specialist?

AspectAuto LendingAuto Finance Specialist
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer finance or sales certificationsSimilar credentials; often requires knowledge of finance, sales, or banking certifications
Work EnvironmentBank branches, credit unions, auto dealershipsAuto dealerships, financial institutions, credit unions
Employer & Industry UsageFinancial institutions offering auto loansAuto dealerships and lenders providing financing options
Common Search & ComparisonYesYes

Auto Lending and Auto Finance Specialist roles often overlap, focusing on providing auto loans and financing options. Auto Lending typically refers to the process of approving and managing auto loans within financial institutions, while Auto Finance Specialists work directly with customers at dealerships or lenders to secure financing. Both roles require knowledge of credit, finance, and customer service, making them closely related but distinct in their work environment and specific responsibilities.

What are some common challenges faced by professionals working in auto lending and how can they be addressed?

Professionals in auto lending often encounter challenges such as accurately assessing borrower creditworthiness, managing regulatory compliance, and staying updated with rapidly changing market rates. Another key challenge is balancing customer service with risk management, especially when evaluating applications from borrowers with non-traditional credit histories. These challenges can be addressed by continuous training, leveraging advanced underwriting technology, and maintaining open communication with both customers and dealership partners to ensure informed and fair lending decisions.

What are the key skills and qualifications needed to thrive in auto lending, and why are they important?

To thrive in Auto Lending, you need a solid understanding of credit analysis, loan processing, and financial regulations, often supported by a background in finance or banking. Familiarity with loan origination systems, credit bureau platforms, and compliance software is typically required. Strong communication, attention to detail, and customer service skills help build trust with clients and ensure accurate processing. These skills and qualities are vital for assessing risk, maintaining regulatory compliance, and delivering a positive borrower experience.

What are popular job titles related to Auto Lending jobs in Arizona?

For Auto Lending jobs in Arizona, the most frequently searched job titles are:

What cities in Arizona are hiring for Auto Lending jobs?

Cities in Arizona with the most Auto Lending job openings:

Infographic showing various Auto Lending job openings in Arizona as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution.

Lead Analytics Consultant - Auto Pricing

Wells Fargo

Chandler, AZ • On-site

Full-time

Posted 28 days ago


Wells Fargo rating

7.8

Company rating: 7.8 out of 10

Based on 708 frontline employees who took The Breakroom Quiz

88th of 171 rated banks


Job description

About this role:

Wells Fargo is seeking a Lead Analytics Consultant for pricing loss estimation within Wells Fargo Auto. This role will be responsible for developing, validating, and implementing loss assumptions that directly inform pricing decisions across all originations. The position will apply advanced analytics to improve loss estimation accuracy, optimize portfolio profitability, and influence business strategies. The individual will collaborate with cross-functional stakeholders to drive data-driven decisions while supporting risk management objectives and regulatory compliance.


In this role, you will:

  • Develop and implement pricing loss estimation strategies and recommendations that optimize portfolio profitability while measuring, monitoring, and improving returns on new originations.
  • Advise on complex analytical and modeling initiatives in partnership with Pricing, Risk, Finance, and Auto Lending stakeholders to support key business objectives and operational effectiveness.
  • Analyze, validate, and enhance statistical models and analytical solutions using large-scale data sets to generate actionable financial, risk, and business insights that support decision-making.
  • Provide subject matter expertise and recommendations on pricing strategies, credit loss assumptions, data modeling approaches, and risk exposure assessments while ensuring alignment with business objectives and regulatory requirements.
  • Monitor and analyze Auto portfolio loss performance, identifying emerging trends, risks, model limitations, and opportunities to improve forecasting accuracy and portfolio performance.
  • Partner with senior leaders and business stakeholders to deliver analytical insights, influence strategic decisions, and support the development of innovative risk and pricing solutions.
  • Apply expertise in credit risk, loss forecasting, and risk-based pricing within a regulated financial services environment to support the establishment of loss assumptions that influence product pricing and profitability.
  • Translate complex analyses, forecasting results, and statistical model outputs into clear, actionable recommendations for leadership utilizing advanced analytical tools and programming languages such as SAS and Python.
  • Develop business strategies that will drive growth, profitability, and competitive advantage for Wells Fargo
  • Develop, test, analyze and implement strategies to achieve the financial objective relevant to macro-economicconditions
  • Work closely with cross functional team (Tech, Product, Risk, Operations) to drive impact on a given product, problem, orinitiative

Required Qualifications:

  • 5+ years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • 5+ years of experience in analytical work, including framing problems, conducting analysis, synthesizing insights, and influencing leadership decisions
  • Experience with credit loss forecasting and pricing strategies within regulated financial services, including experience setting enterprise level assumptions that directly impact product pricing and profitability.
  • Advanced analytical capability (e.g., SAS, Python) with the ability to translate complex model outputs into executive level insights and business decisions.
  • Strong financial acumen, including understanding of pricing P&L impact, margin trade-offs, and portfolio risk dynamics.
  • Proficient with reporting tools such as Power BI or Tableau
  • Demonstrated ability to interpret customer and operational data, identify themes, and translate insights into clear business recommendations
  • Experience in auto lending or financial services.
  • Proven ability to operate effectively in a highly regulated environment, partnering with Risk, Finance, Audit, and Regulators.
  • Strong analytical skills with a high attention to detail and data quality
  • Understanding of statistical and advanced analytics techniques, including hypothesis testing, regression analysis, and machine learning
  • Strong conceptual thinking and ability to drive clarity in ambiguity while dealing with credit and operationalproblems
  • Highly refined and professional verbal and written communications
  • Outstanding problem solving anddecision-makingskills based on analytics
  • Adept in data analysis tools and programming (R, Python, SQL, SAS)


Job Expectations:

  • Willingness to work on-site at one of the stated locations on the job opening.
  • This position offers a hybrid work schedule.
  • Relocation assistance is not available for this position.
  • This position is not eligible for Visa sponsorship.

Locations:

  • Charlotte, NC - 550 S. Tryon St.

  • Irving, TX - 4101 Las Colinas Blvd.

  • Chandler, AZ - 2800 S. Price Rd

Posting End Date:

16 Aug 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visitDisability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.


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About Wells Fargo

Sourced by ZipRecruiter

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $1.9 trillion in assets, proudly serves one in three U.S. households and more than 10% of small businesses in the U.S., and is a leading middle market banking provider in the U.S. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 41 on Fortune's 2022 rankings of America's largest corporations. In the communities we serve, the company focuses its social impact on building a sustainable, inclusive future for all by supporting housing affordability, small business growth, financial health and a low-carbon economy.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

San Francisco, CA, US

Year founded

1852

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