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Auto Credit Analyst Jobs in Arizona (NOW HIRING)

Senior Accountant

Tempe, AZ · On-site

$72K - $91K/yr

Live your best (work) life at TruWest Credit Union! Do you like knowing what tomorrow will bring ... analysis and reconciliation of specific general ledger accounts to include loans and shares, auto ...

Senior Accountant

Tempe, AZ

$72K - $91K/yr

Live your best (work) life at TruWest Credit Union! Do you like knowing what tomorrow will bring ... analysis and reconciliation of specific general ledger accounts to include loans and shares, auto ...

MetLife Auto & Home Insurance * LifeLock Identity Theft Protection * Dave Ramsey's SmartDollar ... UHaul Federal Credit Union * Paid holidays, vacation, and sick time * You Matter Employee ...

Member Loan Specialist

Glendale, AZ · On-site

$23.22 - $26.39/hr

... credit cards, auto, and home equity, as well as submitting qualified department referrals. Solicits ... Demonstrate critical thinking and being self-reliant to better analyze and solve problems.

MetLife Auto & Home Insurance * LifeLock Identity Theft Protection * Dave Ramsey's SmartDollar ® ... U-Haul Federal Credit Union * Paid holidays, vacation, and sick time * You Matter Employee ...

MetLife Auto & Home Insurance * LifeLock Identity Theft Protection * Dave Ramsey's SmartDollar ® ... U-Haul Federal Credit Union * Paid holidays, vacation, and sick time * You Matter Employee ...

MetLife Auto & Home Insurance * LifeLock Identity Theft Protection * Dave Ramsey's SmartDollar ... UHaul Federal Credit Union * Paid holidays, vacation, and sick time * You Matter Employee ...

Branch Service Lead

Phoenix, AZ · On-site

$23.65 - $29.57/hr

... credit cards, auto, and home equity, while offering a variety of peace-of-mind ancillary products ... Demonstrate critical thinking and being self-reliant to better analyze and solve problems.

... credit cards, auto, and home equity, as well as submitting qualified department referrals. Solicits ... Demonstrate critical thinking and being self-reliant to better analyze and solve problems.

Showing results 21-40

Auto Credit Analyst information

See Arizona salary details

$14

$27

$45

How much do auto credit analyst jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for auto credit analyst in Arizona is $27.89, according to ZipRecruiter salary data. Most workers in this role earn between $21.49 and $31.35 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an auto credit analyst?

To thrive as an Auto Credit Analyst, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by a bachelor’s degree in a related field. Familiarity with credit scoring systems, financial modeling software, and databases like Experian or Equifax is typically required. Excellent communication, problem-solving abilities, and sound judgment help analysts effectively evaluate creditworthiness and negotiate terms. These skills ensure accurate risk assessment and contribute to responsible lending decisions that protect the lender and support customer needs.

What is the difference between Auto Credit Analyst vs Auto Loan Underwriter?

AspectAuto Credit AnalystAuto Loan Underwriter
CredentialsTypically requires a bachelor's degree in finance, economics, or related fieldRequires similar credentials, often with additional underwriting certifications
Work EnvironmentWorks in banks, finance companies, or auto dealerships analyzing credit dataWorks in lending institutions evaluating loan applications and risk
Job FocusAssesses creditworthiness of auto loan applicants based on financial dataReviews and approves or denies auto loan applications based on risk assessment

Auto Credit Analysts and Auto Loan Underwriters both evaluate auto loan applications, often sharing similar qualifications and work environments. The main difference lies in their focus: Credit Analysts analyze overall credit data, while Underwriters make final approval decisions. Both roles are essential in auto financing, with overlapping skills and industry usage.

What is an auto credit analyst?

Auto Credit Analysts are financial professionals who evaluate the creditworthiness of individuals or businesses applying for auto loans. They review credit reports, financial statements, and application details to assess risk and determine whether to approve or deny a loan application. Their analysis helps lenders minimize financial losses while making informed lending decisions. Additionally, they may recommend appropriate loan terms based on the applicant's credit profile and the lender's policies.

What are some common challenges faced by auto credit analysts in evaluating loan applications?

Auto Credit Analysts often encounter challenges such as assessing applicants with limited or poor credit history and balancing the need for risk mitigation with the goal of approving more loans. They also need to stay current with lending regulations and adapt to changes in consumer behavior or economic conditions. Effective communication with sales teams and underwriters is essential to ensure that credit decisions are both sound and timely, especially during periods of high application volume.
What are popular job titles related to Auto Credit Analyst jobs in Arizona? For Auto Credit Analyst jobs in Arizona, the most frequently searched job titles are:
What cities in Arizona are hiring for Auto Credit Analyst jobs? Cities in Arizona with the most Auto Credit Analyst job openings:
Infographic showing various Auto Credit Analyst job openings in Arizona as of August 2026, with employment types broken down into 90% Full Time, and 10% Contract. Highlights an 100% In-person job distribution, with an average salary of $58,003 per year, or $27.9 per hour.

$72K - $91K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 15 days ago


Job description

Live your best (work) life at TruWest Credit Union!
Do you like knowing what tomorrow will bring? And the day after? And the day after that? Same, us too! At TruWest, we offer steady work schedules that makes it easy for you to plan (work) life around.
Self-care is important. So why not get paid for it? TruWest offers paid time off and we also observe all Federal Holidays which gives you 11 more days a year to spend on YOU or hanging out with family, friends or furbabies (bonus)!
Benefits? We've got you covered (get it?)! We offer first day medical, dental, vision and 401(k). We'll even help you save for retirement by matching your 401(k) contributions. Don't even know what a 401(k) is? That's okay, we'll show you the ropes and you'll learn a ton about finances, loans, accounts and planning for your future. We want you to know all about our products and services so you can help our members. Don't believe us? Just check out our video that highlights all the amazing things we do here:
https://vimeo.com/721196286/593a894041
Final salary is dependent on a candidate's experience and qualifications.
If you're looking for a place to call home, you've found it. What are you waiting for? Click Apply Now!
Want to learn more? Scroll down and check out the job details.
Full Job Details:
This position provides support to the accounting function of the credit union. This position is responsible for the preparation of financial statements, board reports, and regulatory reports. This position is responsible for the maintenance of the Credit Union's general ledger system as well as various subsidiary ledgers such as fixed assets and prepaid assets. Provides spontaneous service excellence to members, employees and business associates; demonstrating the values shown on TruWest's Vision, Mission and Values Card.
Education
(1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree.
Experience
Three years to five years of similar or related experience.
Knowledge and Skills
Individual must possess a solid working knowledge of general accounting practices and general ledger maintenance. Individual must have strong organizational skills, ability to prioritize workload and work independently. Strong practical experience with Microsoft Excel, Microsoft Word, Microsoft Access, DataWatch Monarch, Velixo or equivalent software programs and strong mathematical and analytical skills are also required. Excellent interpersonal and communication skills required, along with demonstrated problem resolution and process improvement skills.
Essential Duties and Responsibilities
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
  • Reconcile the Corporate Credit Union account and Federal Reserve account

  • Prepares month end financial statements and board reports
  • Prepares month end journal entries including expense and income accruals
  • Prepares state, federal and regulatory reports (5300 CALL Report)
  • Responsible for the maintenance of fixed assets and prepaid subsidiary ledgers
  • Responsible for analysis and reconciliation of specific general ledger accounts to include loans and shares, auto loan participations, and dealer chargebacks
  • Responsible for monthly recording and balancing of cash-flow settlement received from our servicer on mortgage loans
  • Responsible for analysis of transactions integrated from the core system to the

Acumatica Accounting system
  • Maintain GL accounts in the Keystone core system and Acumatica Accounting system
  • Assists in analyzing data to ensure proper accounting procedures have been followed

  • Responsible for the timely completion of all Credit Union tax statements
  • Act as a subject matter expert and resource for accounting operations, providing technical guidance and support to the accounts payable function and other team members as needed to ensure accuracy, compliance, and continuity of operations
  • Participate in and support departmental and organizational projects, including system implementations, process improvement initiatives, process documentation, testing, data validation, and other strategic initiatives that enhance operational efficiency and effectiveness
  • Supports VP of Accounting with budget planning preparation
  • Provides various reports to Management
  • Assists auditors and examiners in timely completion of annual audits
  • Follow credit union policies for compliance with all laws and regulations, specifically, but not limited to, the Bank Secrecy Act, Security Policies and Confidentiality Policies

Secondary Duties and Responsibilities
  • Assists with Accounts Payable as needed
  • Crosstrain as backup to Sr Financial Analyst
  • Complete special projects and other duties as assigned

Physical Demands
While performing the duties of this job, the employee is regularly required to sit, stand, walk, bend and regularly lift objects of up to 15 lbs.; use hands to handle or feel objects, tools, or controls; reach with hands and arms above shoulder height and below the waist; and talk and hear. Specific vision abilities required by this job include close vision, distance vision, color vision, the ability to adjust focus; and the ability to utilize computers and focus on computer monitors for extended periods of time.
Disclosure
This job description outlines the general and specific duties associated with the role, but it is not intended to be a comprehensive list of all responsibilities, qualifications, or tasks required. It does not constitute an Employment Agreement and does not restrict TruWest Credit Union's right to assign, reassign, or eliminate duties and responsibilities at any time. The job description reflects the current assignment of essential functions, which may change as the needs of the credit union or department evolve or for other reasons deemed appropriate.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.