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Auto Collections Jobs in Denton, TX (NOW HIRING)

Collections Portfolio Specialist

Irving, TX ยท On-site

$17.75 - $24/hr

HS Diploma or GED required (some college coursework a plus) followed by preferably two years of collections and or servicing experience, ideally in auto finance or an installment loan portfolio.

Collections Portfolio Specialist

Irving, TX ยท Hybrid

$17.75 - $24/hr

HS Diploma or GED required (some college coursework a plus) followed by preferably two years of collections and or servicing experience, ideally in auto finance or an installment loan portfolio.

WESTLAKE WARRIOR |Post-Late Stage Collections Dallas, TX | On-site Why Westlake? * Base Pay: * $20 ... UKG Wallet - Advance Pay ABOUT US Westlake Financial is the largest privately held auto finance ...

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Auto finance or collections experience preferred * Strong verbal and written communication skills * Excellent phone presence with experience handling inbound and outbound customer calls * Proficient ...

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Auto Collections information

See Denton, TX salary details

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$20

$28

How much do auto collections jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for auto collections in Denton, TX is $20.13, according to ZipRecruiter salary data. Most workers in this role earn between $16.68 and $22.55 per hour, depending on experience, location, and employer.

What is auto collections?

Auto collections, also known as automotive collections agents or auto debt collectors, are professionals who work to recover overdue payments on car loans or leases. They typically contact customers who have missed payments, negotiate repayment plans, and may arrange for vehicle repossession if debts remain unpaid. Auto collections agents work for banks, credit unions, auto finance companies, or third-party collection agencies. Their goal is to help lenders minimize losses while working with borrowers to resolve outstanding debts in a fair and legal manner.

What are common challenges faced by professionals in auto collections, and how can they be effectively managed?

Professionals in Auto Collections often encounter challenges such as dealing with difficult or unresponsive customers, meeting collection targets, and staying updated on compliance regulations. Effectively managing these challenges involves strong communication and negotiation skills, persistence, and a thorough understanding of relevant laws (like the Fair Debt Collection Practices Act). Working closely with team members and using updated collection technologies can also help streamline processes and improve recovery rates. Many organizations provide ongoing training and support to help employees navigate complex situations.

What are the key skills and qualifications needed to thrive as an auto collections specialist, and why are they important?

To thrive as an Auto Collections Specialist, you need a solid understanding of debt collection laws, negotiation techniques, and customer account management, often supported by a high school diploma or equivalent experience in collections. Familiarity with collections software, CRM systems, and relevant compliance certifications (such as FDCPA) is typically required. Strong communication, problem-solving, and resilience are important soft skills for handling difficult conversations and maintaining professionalism. These competencies are crucial for effectively recovering payments while protecting customer relationships and ensuring regulatory compliance.

What is the difference between Auto Collections vs Auto Loan Processor?

AspectAuto CollectionsAuto Loan Processor
Primary RoleManaging overdue auto loan accounts and pursuing paymentsProcessing new auto loan applications and verifying borrower information
Work EnvironmentCollections departments, financial institutionsLoan departments, banks, credit unions
Required CredentialsTypically high school diploma; collections experience preferredHigh school diploma or equivalent; some roles may require finance or banking knowledge

Auto Collections professionals focus on recovering overdue payments and managing delinquent accounts, while Auto Loan Processors handle the approval and processing of new auto loans. Both roles are essential in auto finance but differ in responsibilities, work environment, and required skills.

What are popular job titles related to Auto Collections jobs in Denton, TX?

For Auto Collections jobs in Denton, TX, the most frequently searched job titles are:

What cities near Denton, TX are hiring for Auto Collections jobs?

Cities near Denton, TX with the most Auto Collections job openings:

Infographic showing various Auto Collections job openings in Denton, TX as of August 2026, with employment types broken down into 85% Full Time, 4% Part Time, and 11% Contract. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $41,861 per year, or $20.1 per hour.

Account Associate (Full-Time & Part-Time)

Westlake Portfolio Services

Dallas, TX โ€ข On-site

$31K - $49K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 18 days ago


Job description

Entry-Level Collections Agent โ€“ Start Your Career Today! Full-Time & Part-Time roles Available!

In-Office Only | Dallas, TX (Must live within 30 miles)

Start Your New Career Path with Westlake Financial!

Join a rapidly growing company where you can get promoted within 6 months based on your performance and build a long-term career in the auto finance industry.

Why Westlake?

FULL-TIME role

  • Competitive pay โ€“ guaranteed base pay up to $15/hr.

  • Earn more with performance bonuses โ€“ up to $1,500+ each month!

  • Total potential compensation of $31,200โ€“$49,200+ per year.

  • Grow your career fast โ€“ become promotion-eligible in as little as 6 months.

  • ย Join the #1 privately held auto finance company in the U.S. and be part of a winning team!

PART-TIME role

  • Competitive payย โ€“ guaranteed base pay up toย $15/hr.
  • Earn more with performance bonusesย โ€“ up toย $750+ each month!
  • Total potential compensationย ofย $22,620โ€“$31,620+ per year.
What Youโ€™ll Do:
  • Connect with customers through outbound calls (donโ€™t worry, weโ€™ll train you!) using our easy auto-dial system.

  • Talk with customers to set up payment plans on early delinquent accounts and help them get back on track.

  • Answer inbound calls and provide friendly, professional support.

  • Use your communication skills and empathy to find fair, personalized solutions.

  • Follow company guidelines to ensure every interaction is handled the right way.

What Weโ€™re Looking For:
  • Excellent communication and negotiation skills โ€” you enjoy talking with people and finding solutions.

  • Strong listening skills and a genuine desire to help customers.

  • Thrives in a fast-paced call center environment where every day is different.

About Westlake Financial:

Westlake Financial is the largest privately held auto finance company in the U.S., known for rapid growth, innovation, and a strong path for career advancement.

Ready to Get Started?

Apply now to join a winning team and kick off your career with Westlake Financial in Dallas!


TASKS AND RESPONSIBILITIES

The Pre-30-Day Collector plays an important role in helping customers stay on track with their accounts while supporting Westlake Financialโ€™s continued success. Weโ€™re looking for someone whoโ€™s goal-driven, customer-focused, and ready to grow with us.

  • Use strong communication and negotiation skills to work with customers and help them make timely payments.

  • Meet and exceed daily and monthly performance goals.

  • Make effective outbound calls to customers to arrange payments or set up plans to resolve past-due accounts.

  • Handle inbound customer calls โ€” providing professional, friendly assistance while addressing both service and collection needs.

  • Work with Westlake customers to find and arrange collection solutions for individual accounts.

  • Be a dependable team player who contributes to a positive, supportive work environment.


    EXPERIENCE AND REQUIREMENTS

    • High School Diploma or GED preferred
    • Good communication, listening, and problem-solving skills
    • Basic to intermediate computer knowledge
    • Reliable attendance
    • Proper grammar and email etiquette
    • Type a minimum of 35 WPM
    • Ability to work under time constraints and daily deadlines
    • Good interpersonal skills and teamwork awareness
    • Willing and able to work a flexible schedule, including evening shifts, overtime and weekends
    • Bi-lingual (Spanish) is welcomed but not required
    • Auto Collections experience preferred

    MACHINES, OFFICE EQUIPMENT & SOFTWARE

    • Daybreak or other retail consumer servicing systems.
    • Cisco or other auto dialer systems.
    • Web navigation and/or web-based applications.
    • Personal computer: Microsoft Word, Excel, and Outlook.
    • Comfortable using a computer keyboard and number pad for data entry.

    ย 

    ย Full-Time Employee Benefits (Available for Full-time role Only):

    • Medical, Dental, and Vision Insurance
    • 401(k) with company match
    • Employee Stock Ownership Program
    • Paid vacation, sick days, and holidays
    • Life and Disability Insurance
    • Wellness Programs + Gym Access (Dallas office)
    • Discounts on entertainment, tech, and travel
    • UKG Wallet (early wage access)
    • Career growth & advancement support

      Ready to Get Started?

      • Apply now to join a winning team and kick off your career with Westlake Financial in Dallas!

      ย 

      ABOUT US

      Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. This leads to cementing us as a leader in the automotive lending industry. ย 

      Westlake continues to grow its market share within the Auto Industry with assets in excess of 22B.ย  We have business relationships in all 50 states, including Puerto Rico.ย  We are looking to acquire talented individuals as we expand our market share.ย  Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 22,000 dealer partners throughout North America.ย 

      ย 

      ACKNOWLEDGMENTS
      We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angelesโ€™ Fair Chance Initiative for Hiring Ordinance.

      We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative.ย 

      Equal Opportunity Employer
      This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review theย Know Your Rightsย notice from the Department of Labor.

      #Collections #Collector #DebtCollection #DebtCollector #Debt

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