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Associate Underwriter Jobs in Rome, NY (NOW HIRING)

Captives Underwriter

Clinton, NY · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

Associate Underwriter information

See Rome, NY salary details

$30.8K

$74.7K

$132.1K

How much do associate underwriter jobs pay per year?

As of Jul 29, 2026, the average yearly pay for associate underwriter in Rome, NY is $74,682.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,800.00 and $82,400.00 per year, depending on experience, location, and employer.

Is underwriting an entry-level position?

Associate underwriters are often considered entry-level roles in the insurance and finance industries, typically requiring a bachelor's degree and some related internship or work experience. These positions involve evaluating risks, analyzing data, and may require knowledge of underwriting software. Advancement usually depends on experience, performance, and additional certifications such as the Chartered Property Casualty Underwriter (CPCU).

Is underwriting a high paying career?

Associate underwriters typically earn competitive salaries that can increase with experience, certifications, and specialization. While salaries vary by industry and location, underwriting is generally considered a stable and well-paying career within the insurance and finance sectors.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the key skills and qualifications needed to thrive as an Associate Underwriter, and why are they important?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

What are some common challenges faced by Associate Underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

What does an Associate Underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.

What do associate underwriters make?

Associate underwriters typically earn a salary ranging from $50,000 to $70,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced associates or those in specialized fields can earn higher compensation, often supplemented with bonuses or incentives.

What is the role of an associate underwriter?

An associate underwriter assists in evaluating insurance applications by analyzing risk factors, reviewing policy details, and supporting senior underwriters. They often use underwriting software and need strong analytical skills to help determine policy terms and pricing within established guidelines.
What are the most commonly searched types of Underwriter jobs in Rome, NY? The most popular types of Underwriter jobs in Rome, NY are:
What are popular job titles related to Associate Underwriter jobs in Rome, NY? For Associate Underwriter jobs in Rome, NY, the most frequently searched job titles are:
What cities near Rome, NY are hiring for Associate Underwriter jobs? Cities near Rome, NY with the most Associate Underwriter job openings:
Infographic showing various Associate Underwriter job openings in Rome, NY as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Hybrid job distribution, with an average salary of $74,682 per year, or $35.9 per hour.

Small Commercial Lines Associate Underwriter/Underwriter Trainee

Utica Mutual Insurance

New Hartford, NY • On-site, Remote

$41K - $61K/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago


Utica National Insurance Group rating

5.8

Company rating: 5.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

281st of 299 rated insurance


Job description

The Company  

At Utica National Insurance Group, 1,400 employees countrywide take our corporate promise to heart every day: To make people feel secure, appreciated, and respected.

Utica National Insurance Group is an "A" rated $2.0B award-winning, nationally recognized property & casualty insurance carrier.

Operating along the Eastern half of the United States, based in our Home Office in Central New York, with Regional Office locations including NYC, Dallas and Charlotte.

What you will do

We are seeking a detail-oriented and motivated individual to join our team as a Commercial Lines Associate Underwriter/Underwriter Trainee. In this role, you will be responsible for screening applications for missing information, contacting and working with agencies to obtain necessary information, and evaluating the acceptability of applications. You will also assist in the renewal process by reviewing loss activity and requesting and evaluating loss runs and driver lists. Additionally, you will be responsible for initiating cancellation notices and reviewing and screening loss control reports. This is a great opportunity for someone looking to start a career in underwriting and grow within our company.


Key responsibilities

  • Screen applications for missing information.
  • Contact and work with agency to obtain and make initial evaluation of acceptability based on received information.
  • Revise TAS worksheets and update as needed based on additional information obtained on the insured.
  • Request and evaluate loss runs.
  • Review loss activity on renewals.
  • Request driver list, order and evaluate motor vehicle reports.
  • Initiate cancellation notices.
  • Review and screen loss control reports. Compare and verify findings with underwriting file information (COPE, sales, payroll, number of employees, etc.). Update Underwriting Checklist as needed. Follow up on outstanding loss control recommendations.
  • Research insured’s website, social media sites and conduct a general search of internet.
  • Review and issue endorsements.
  • Set and follow up on diary items.
  • Prepare and send conditional renewal notices.
  • Identify and document marketing classifications.
  • Prepare quote proposals.
  • Import email, fax and reports into OnBase.
  • Follow up on reinsurance certificates.
  • Add SIC on Underwriting Checklist for Commercial Edge business.
  • Underwrite and issue designated small new non-flow regional business.
  • Underwrite and issue designated regional renewal business.
  • Review new business 45 day check list to ensure file is in order – reports ordered, outstanding items addressed and diaries are set.
  • Form and build relationships with agencies.

What you will need

  • High school diploma or equivalent; 2-4 year college preferred
  • Insurance agency or commercial insurance business background desired
  • Key Skills: logical, analytical, decision-making, self-motivated, organized

Salary range: $41,000-$61,500

The final salary to be paid and position within the internal salary range will take into consideration the individual’s work experience, geographic location, education, certification(s) or additional qualifications, and scope and responsibilities within the role.

Benefits:                              

We believe strongly that talented people are core to our success and are attracted to companies that provide competitive pay, comprehensive benefits packages, career advancement and challenging work opportunities. We offer a Comprehensive Benefits Plan for full time employees that include the following:

  • Medical and Prescription Drug Benefit
  • Dental Benefit
  • Vision Benefit
  • Life Insurance and Disability Benefits 
  • 401(k) Profit Sharing and Investment Plan (Includes annual Company financial contribution and discretionary Profit Sharing contribution based upon annual company financial results)
  • Health Savings Account (HSA) 
  • Flexible Spending Accounts 
  • Tuition Assistance, Training, and Professional Designations
  • Company-Paid Family Leave
  • Adoption/Surrogacy Assistance Benefit
  • Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
  • Student Loan Refinancing Services
  • Business Travel Accident Insurance
  • Matching Gifts program
  • Paid Volunteer Day
  • Employee Referral Award Program
  • Wellness programs
  • Personal Insurance Discount

Additional Information:

This position is a full time salaried, exempt (non overtime eligible) position.

Utica National is an Equal Opportunity Employer.

Apply now and find out what it’s like to be a part of an amazing team, thrive in an exciting environment and work for a company you can be proud of. Once you complete your application, you can monitor your status in the hiring process by logging into your profile. A representative from our Talent Acquisition team will be in touch regarding any change in your candidacy.  

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