2

Remote Underwriter Jobs in Rome, NY (NOW HIRING)

Insurance Underwriter

Utica, NY · On-site +1

$100K - $140K/yr

... are _ . REMOTE - WORK FROM HOME MAY BE AVAILABLE Work directly with physicians and attorneys to ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Remote Underwriter information

See Rome, NY salary details

$30.8K

$74.7K

$132.1K

How much do remote underwriter jobs pay per year?

As of Jun 14, 2026, the average yearly pay for remote underwriter in Rome, NY is $74,682.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,800.00 and $82,400.00 per year, depending on experience, location, and employer.

What Does a Remote Underwriter Do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What are the key skills and qualifications needed to thrive as a Remote Underwriter, and why are they important?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.
What are the most commonly searched types of Underwriter jobs in Rome, NY? The most popular types of Underwriter jobs in Rome, NY are:
What are popular job titles related to Remote Underwriter jobs in Rome, NY? For Remote Underwriter jobs in Rome, NY, the most frequently searched job titles are:
What cities near Rome, NY are hiring for Remote Underwriter jobs? Cities near Rome, NY with the most Remote Underwriter job openings:
Infographic showing various Remote Underwriter job openings in Rome, NY as of June 2026, with employment types broken down into 88% Full Time, and 12% Part Time. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $74,682 per year, or $35.9 per hour.
P&C Excess Casualty Center Underwriter

P&C Excess Casualty Center Underwriter

The Hartford

Clinton, NY • On-site, Remote

$69K - $148K/yr

Full-time

Posted 11 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

53rd of 261 rated insurance


Job description

Executive Underwriter - UH07CDSenior Underwriter - UH08CAUnderwriter - UH08CB

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.

The Hartford's Excess team is looking to add a Center Renewal Underwriter to their team which delivers specialized umbrella and excess solutions in a variety of industries for middle and large commercial clients. Our highly experienced, responsive and accessible team is the driving force behind our best in class underwriting, claim and risk engineering capabilities.
Responsibilities:

  • Center underwriters are responsible for balancing renewal retention goal and rate goals and managing cross sell routines

  • Technical underwriting expertise in the risk selection, pricing, administration and account management of the Umbrella and Excess book of business.

  • Profitably writing and balancing a territorial book of business.

  • Identifying appropriate opportunities consistent with risk appetite.

  • Creating, driving and executing strategies for new and renewal accounts.

  • Effectively providing excellent account management service of an assigned territory through strategic planning and operational excellence. Has the ability to tailor a service plan for each client based on their individual needs.

  • Positively impacting and influencing final account pricing and terms.

  • Driving accountability personally and with our business partners.

Qualifications:

  • 3+ years of P&C General Liability and/or Middle Market Underwriting is preferred

  • Demonstrated success in developing and maintaining solid relationships with all internal and external business partners

  • Excellent communication, interpersonal and presentation skills

  • An ability to think analytically about business problems, make recommendations and propose solutions.

  • High energy self-starter, who is resilient and has an entrepreneurial spirit

  • Demonstration of solid time, organizational, and desk management skills

  • Goal-oriented and delivers outcomes

  • Ability to challenge the status quo and compete to win

  • Superior technical knowledge and sound decision-making and analytical skills.

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).Candidates who do not live near an office will have aremote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$69,200 - $148,200

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits


What The Hartford employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


Hartford logo

About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

Social media