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Associate Underwriter Jobs in Edison, NJ (NOW HIRING)

Chubb

Senior Underwriter

Whitehouse Station, NJ · On-site

$86K - $124K/yr

The candidate must be able to work effectively and collaborate with a team of underwriters, underwriting associates, operations, claims and loss control personnel worldwide. The underwriter will be ...

Chubb

Senior Underwriter, Technology

New York, NY · On-site

$100K - $165K/yr

Develop technical expertise of underwriting associates. * Utilize agency travel to build a robust prospect pipeline. Chubb is a world leader in insurance. With operations in 54 countries, Chubb ...

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All JobsAssociate Underwriter JobsAssociate Underwriter Jobs in Edison, NJ

Associate Underwriter information

See Edison, NJ salary details

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How much do associate underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for associate underwriter in Edison, NJ is $79,993.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,900.00 and $88,200.00 per year, depending on experience, location, and employer.

What does an associate underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.

What are the key skills and qualifications needed to thrive as an associate underwriter?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

What are some common challenges faced by associate underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the most commonly searched types of Underwriter jobs in Edison, NJ?

The most popular types of Underwriter jobs in Edison, NJ are:

What are popular job titles related to Associate Underwriter jobs in Edison, NJ?

For Associate Underwriter jobs in Edison, NJ, the most frequently searched job titles are:

What job categories do people searching Associate Underwriter jobs in Edison, NJ look for?

The top searched job categories for Associate Underwriter jobs in Edison, NJ are:

What cities near Edison, NJ are hiring for Associate Underwriter jobs?

Cities near Edison, NJ with the most Associate Underwriter job openings:

Associate Underwriter jobs near you
Infographic showing various Associate Underwriter job openings in Edison, NJ as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 26% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $81,659 per year, or $39.3 per hour.

Senior Underwriter - Energy

First Citizens Bank

Manhattan, NY • Hybrid

$170K - $200K/yr

Full-time

Re-posted 9 days ago

First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

108th of 175 rated banks

Job description

Overview

This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office.

The VP, Senior Underwriter Energy/Renewables Project Finance leads underwriting efforts by servicing Energy portfolios at the highest level of ability and complexity. Supports the Energy lending team with expertise in structuring, analysis, and credit documentation for Energy credit actions. Establishes viability of repayment sources and prepares credit approval memos. Identifies, gathers, and reviews financial information to determine credit grades and appropriate loan structuring. Assesses and communicates risks to assist department risk mitigation strategies. Provides service and support for both associates and customers, assisting with customer calls and may assist in identifying cross-sales opportunities. Offers guidance on escalated or difficult underwriting matters. Leads special projects as needed to facilitate Energy lending activities and service capabilities and may act in a leadership role to less experienced underwriters in the work group.


Responsibilities & Qualifications

Duties & Responsibilities:


Underwriting - Leads the underwriting of Energy credit actions according to applicable regulations, procedures, and guidelines. Interacts directly with customers to gather information throughout the approval process and to determine the viability of repayment. Reviews financial statements, communicates with customers or prospects, and performs analysis to recommend credit grades, covenants, and appropriate loan structuring. Ensures all involved parties are updated on underwriting progress and outcome. Provides leadership in daily activities through underwriting production and credit analysis expertise.
Risk Management - Identifies risks through reviews, analysis, and research of new and existing Energy loans. Works closely with Bank associates and partners to resolve risk issues, communicating review schedule and potential changes in the Energy portfolio. Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management. May assist in the development of strategies to manage risk within the credit portfolio.
Analysis - Sources, compiles, and interprets financial data to support structuring and approval of loans. Reviews industry information and comparisons, key risks and mitigants, and collaterals to form a general business overview of the borrower. Utilizes results of analysis to underwrite complex loans.
Business Support - May assist in identifying cross-sales opportunities for new and existing relationships based on analysis activities. Identifies servicing information and prepares credit analysis documentation. Partners with associates and customers to determine needs and structuring of new requests, participating in customer and prospect calls as needed. Assists management with peer development and training.


Qualifications:

Bachelor's Degree and 6 years of experience in Commercial Lending or Credit Analysis, Financial Statement Spreading, Preparation of Projections, and Trailing Twelve-Month Analysis, Management

- OR- 

High School Diploma or GED and 10 years of experience in Commercial Lending or Credit Analysis, Financial Statement Spreading, Preparation of Projections, and Trailing Twelve-Month Analysis, Management

Preferred Qualifications:

  • Bachelor's Degree in related field such as Finance, Economics, or Business
  • Renewable Energy experience
  • Experience and/or desire to train less experienced associates
  • Professional business experience
  • Desire to learn from management and experienced colleagues
  • Project finance experience
  • Distributed Generation experience to include community solar
  • US renewable project finance experience
  • Tax equity experience
  • Commercial Finance experience
  • Excel and modeling experience

Additional Information

If hired in New York City, New York or Santa Monica, California the base pay for this position is generally between $170,000.00 and $200,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-Hybrid

Qualifications:

If hired in New York City, New York or Santa Monica, California the base pay for this position is generally between $170,000.00 and $200,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-Hybrid

Education:UNAVAILABLEEmployment Type: FULL_TIME

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