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Remote Insurance Underwriter Jobs in Edison, NJ (NOW HIRING)

Venbrook

Underwriter

New York, NY · On-site +1

Excess Liability Insurance Underwriter DEPARTMENT: Brooks Insurance Agency COMPANY OVERVIEW: Brooks Insurance Agency is the wholesale brokerage of Venbrook Group, LLC, a holding company with ...

Acrisure

Production Underwriter

Parsippany, NJ · Remote

$90K - $130K/yr

The Production Underwriter is responsible for driving profitable growth through business ... Utilize a consultative sales approach to identify client needs and recommend appropriate insurance ...

Acrisure

Production Underwriter

New York, NY · Remote

$90K - $130K/yr

The Production Underwriter is responsible for driving profitable growth through business ... Utilize a consultative sales approach to identify client needs and recommend appropriate insurance ...

Empire State Careers

Remote Insurance Agent

Paterson, NJ · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Paterson, NJ · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Newark, NJ · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Newark, NJ · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

New York, NY · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Avenel, NJ · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

New York, NY · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Elizabeth, NJ · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Elizabeth, NJ · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Jersey City, NJ · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Remote Insurance Underwriter information

See Edison, NJ salary details

$33K

$80K

$141.5K

How much do remote insurance underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for remote insurance underwriter in Edison, NJ is $79,993.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,900.00 and $88,200.00 per year, depending on experience, location, and employer.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

What does a remote insurance underwriter do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a remote insurance underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

What is the best insurance company to work for remotely?

Several insurance companies are recognized for offering strong remote work opportunities for insurance underwriters, including companies like Liberty Mutual, The Hartford, and Progressive. These firms often provide flexible schedules, remote collaboration tools, and opportunities for professional development in underwriting. Job seekers should consider company culture, benefits, and remote work policies when evaluating options.
More about Remote Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Edison, NJ?

The most popular types of Insurance Underwriter jobs in Edison, NJ are:

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For Remote Insurance Underwriter jobs in Edison, NJ, the most frequently searched job titles are:

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The top searched job categories for Remote Insurance Underwriter jobs in Edison, NJ are:

What cities near Edison, NJ are hiring for Remote Insurance Underwriter jobs?

Cities near Edison, NJ with the most Remote Insurance Underwriter job openings:

Remote Insurance Underwriter jobs near you
Infographic showing various Remote Insurance Underwriter job openings in Edison, NJ as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $81,659 per year, or $39.3 per hour.

Underwriter

Venbrook

New York, NY • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 6 days ago

Job description

JOB TITLE: Excess Liability Insurance Underwriter
DEPARTMENT: Brooks Insurance Agency
COMPANY OVERVIEW:
Brooks Insurance Agency is the wholesale brokerage of Venbrook Group, LLC, a holding company with subsidiaries engaged in retail broking, wholesale broking, programs, and claims services. As an independent, multi-line wholesaler in the property and casualty marketplace, Brooks Insurance provides coverage on both an excess and surplus (E&S) and admitted basis.
Brooks Insurance works across standard markets and specializes in distressed and complex lines of business. Our strong premium volume reinforces our carrier relationships, positioning Brooks Insurance as a preferred partner and ensuring priority submission review and exceptional service.
Brooks Insurance is the wholesale brokerage of Venbrook. At Venbrook, we envision a world where our clients can confidently pursue their boldest ambitions. Our team of experts leverages agility, innovation, and creative problem-solving to guide our clients through an ever-changing risk environment. We pride ourselves on providing insurance services that allow businesses to make bold decisions, knowing their risks are identified, assessed, and mitigated.
Our culture is derived from the people who create it. We are not different in what we do. We are different in how we do it. We believe our clients are our partners, and we earn their trust every day. We believe in empowering our team and holding ourselves accountable to deliver the best solutions. We value agility, versatility, innovation and creative problem solving and put our people at the core of everything we do.
We offer competitive compensation and a comprehensive benefits package:
  • 401k + employee match
  • Medical, Dental, Vision, Life, and Disability Insurance
  • Paid Time Off (PTO)
  • Paid Holidays
  • Paid Parental leave
  • Paid Sick leave
  • Professional development programs
  • Work-life quality and flexibility

Visit us at https://www.venbrook.com/contact-us/careers
JOB SUMMARY:
The Excess Liability Insurance Underwriter evaluates, selects, and prices excess and surplus (E&S) casualty risks within delegated underwriting authority. This is a technical carrier underwriting role focused on sound risk selection, disciplined pricing, portfolio profitability, and documentation quality across a broad range of target classes including contracting/wrap-up/project-specific risks, product liability, service classes, real estate, and institutional exposures. The underwriter works within the carrier's underwriting guidelines and appetite to make binding decisions on new business, renewals, and endorsements.
POSITION REQUIREMENTS:
Sound Judgment & Underwriting Authority: Exercises disciplined analytical thinking to evaluate complex excess casualty risk exposures and make binding underwriting decisions within delegated authority limits. Balances risk quality with portfolio profitability.
Technical Underwriting Depth: Demonstrates strong command of excess and surplus lines casualty underwriting principles, coverage structures, attachment points, and pricing methodology across multiple target classes.
Portfolio & Market Awareness: Monitors loss trends, emerging risks, and E&S market conditions to proactively adjust underwriting strategies and maintain a profitable, disciplined book of business.
Broker & Carrier Collaboration: Builds and maintains effective working relationships with wholesale brokers and internal carrier teams. Communicates underwriting decisions clearly, including rationale for pricing, coverage structure, or declinations.
Attention to Detail & Documentation: Thoroughly reviews applications, loss history, and exposure data. Produces clear, accurate underwriting files that reflect sound decision-making and comply with carrier guidelines, surplus lines regulations, and audit standards.
DUTIES/RESPONSIBILITIES:
Risk Assessment & Underwriting Authority
  • Analyze complex excess casualty risk submissions, including underlying primary programs, loss history, and exposure data
  • Evaluate risks across target classes including contracting/wrap-up/project-specific, product liability, service classes, real estate, and institutional exposures
  • Underwrite excess and surplus (E&S) lines submissions that fall outside standard market appetite
  • Make binding decisions on new business, renewals, and endorsements within delegated underwriting authority
  • Determine appropriate coverage structures, attachment points, limits, terms, conditions, and endorsements in accordance with underwriting guidelines
  • Refer risks outside delegated authority to senior underwriting leadership with a clear, documented recommendation
  • Apply surplus lines regulatory knowledge in structuring and transacting placements appropriately

Portfolio & Profitability Management
  • Maintain a profitable book of business through disciplined risk selection and consistent application of underwriting guidelines
  • Monitor loss trends, emerging risks, and E&S market conditions to adjust underwriting strategies
  • Collaborate with carrier actuarial teams to refine pricing models and ensure rate adequacy
  • Identify and escalate portfolio-level concerns, deteriorating segments, or appetite shifts to leadership
  • Participate in audits and internal reviews to ensure compliance with underwriting standards

Broker Engagement
  • Maintain effective working relationships with wholesale brokers within the carrier's distribution model
  • Communicate underwriting decisions clearly and professionally, including rationale for pricing, structure, or coverage changes
  • Provide guidance to brokers on risk characteristics, carrier appetite, and submission requirements
  • Represent the carrier at industry events, broker meetings, and training sessions as appropriate

Documentation & Compliance
  • Prepare clear, accurate underwriting files that document the basis for each binding decision
  • Ensure all transactions adhere to surplus lines regulatory requirements, internal policies, and delegated authority limits
  • Maintain thorough knowledge of underwriting guidelines, carrier appetite, and state-specific insurance laws
  • Stay current on legal developments and emerging excess casualty liability trends

REQUIRED SKILLS/ABILITIES:
Required
  • 5+ years of experience in excess casualty or surplus lines underwriting
  • Experience making binding underwriting decisions within a delegated authority framework
  • Strong technical knowledge of E&S casualty coverage structures, attachment points, and pricing methodology
  • Ability to analyze complex risk submissions, loss data, and exposure information to reach sound underwriting conclusions
  • Solid understanding of surplus lines regulations and E&S market placement
  • Excellent written and verbal communication skills, including the ability to clearly document and defend underwriting decisions
  • Proficiency with underwriting platforms, rating tools, and productivity software

Preferred
  • Professional designations such as CPCU, ARM, or AU
  • Experience underwriting across multiple casualty classes including contracting, product liability, real estate, and institutional risks
  • Familiarity with actuarial pricing models and loss development concepts

EDUCATION & EXPERIENCE:
  • Bachelor's degree in business, finance, risk management, or a related field
  • 5+ years of experience in excess casualty or surplus lines underwriting
  • Professional designations such as CPCU, ARM, or AU preferred

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