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Associate Property Adjuster Jobs (NOW HIRING)

Capstone ISG

Property Adjuster (Inside)

Inside Property Adjuster - Remote Join a Growing Leader in Independent Claims Adjusting Capstone ... High school diploma or equivalent required; college coursework, an associate degree, or a bachelor ...

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Associate Property Adjuster information

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$23.5K

$71.3K

$97.5K

How much do associate property adjuster jobs pay per year?

As of Aug 9, 2026, the average yearly pay for associate property adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What is an associate property adjuster?

Associate Property Adjusters are entry-level professionals who investigate and evaluate insurance claims related to property damage, such as damage to homes, buildings, or personal property. They gather information, inspect damages, review policy details, and determine the extent of the insurance company’s liability. These adjusters work closely under the supervision of more experienced adjusters to ensure claims are processed accurately and fairly. Their role often includes communicating with policyholders, contractors, and other parties to resolve claims efficiently.

What are the key skills and qualifications needed to thrive as an associate property adjuster?

To thrive as an Associate Property Adjuster, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by a relevant degree or industry certification. Familiarity with claims management software, estimating tools like Xactimate, and standard office applications is typically required. Excellent communication, negotiation, and customer service skills help in managing client expectations and resolving claims efficiently. These competencies are vital for accurately assessing property damage, processing claims swiftly, and ensuring customer satisfaction.

What are some common challenges faced by an associate property adjuster, and how can they be managed?

Associate Property Adjusters often encounter challenges such as managing a high volume of claims, dealing with distressed clients, and accurately assessing damages under tight deadlines. To handle these challenges effectively, strong organizational skills, clear communication, and the ability to remain calm under pressure are essential. Building a support network within your team and staying up-to-date with industry best practices can also help you navigate complex claims and provide excellent customer service.

What is the difference between Associate Property Adjuster vs Claims Adjuster?

AspectAssociate Property AdjusterClaims Adjuster
CredentialsHigh school diploma or equivalent; some roles may require licensingHigh school diploma; licensing often required
Work EnvironmentField and office-based, inspecting property claimsField and office-based, handling various insurance claims
Employer & IndustryInsurance companies, adjusting property claimsInsurance companies, adjusting various types of claims including property

The Associate Property Adjuster primarily focuses on inspecting and evaluating property damage claims, often working under supervision. Claims Adjusters handle a broader range of claims, including property, auto, and liability, with more independence. Both roles require similar credentials and work environments, but the Associate Property Adjuster is typically an entry-level position within the property insurance sector.

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What are the most commonly searched types of Property Adjuster jobs? The most popular types of Property Adjuster jobs are:
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What job categories do people searching Associate Property Adjuster jobs look for? The top searched job categories for Associate Property Adjuster jobs are:
Associate Property Adjuster jobs near you

Property Adjuster (Inside)

Capstone ISG

Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Inside Property Adjuster - Remote
Join a Growing Leader in Independent Claims Adjusting
Capstone ISG is one of the nation's fastest-growing independent adjusting firms. As we continue to grow, we seek professionals who bring initiative, sound judgment, a strong internal drive for results, and a commitment to exceptional customer service.
Our team members are dedicated to delivering high-quality claims services while helping make Capstone a collaborative, rewarding, and enjoyable place to build a career.
Position Summary
The Inside Property Adjuster is responsible for investigating, evaluating, negotiating, and resolving residential and commercial property claims from initial assignment through final disposition. Our focus is on delivering thorough claim investigations, accurate coverage analysis, high-quality work product, and timely claim resolution.
We are seeking a conscientious, detail-oriented claims professional with strong decision-making abilities and the capacity to perform effectively in a fast-paced, remote environment. The successful candidate will demonstrate excellent organizational and time-management skills and the ability to balance a diverse workload while meeting client expectations and service standards.
This is a fully remote position. Candidates must be able to work during Eastern Time Zone business hours.
Benefits Include
  • Competitive salary with annual raises
  • Quarterly performance bonuses
  • Medical, Dental, and Vision Insurance
  • 401(k) Retirement Plan
  • Short-Term and Long-Term Disability Insurance
  • Life Insurance
  • Paid Sick Leave, Vacation, and Holidays
  • Fitness Membership Reimbursement
  • Company-paid training and continuing education
  • Remote work environment
  • Opportunities for professional growth and advancement
Primary Responsibilities
  • Review claim forms, insurance policies, endorsements, client instructions, and supporting documentation to evaluate coverage and determine potential exposure.
  • Investigate, evaluate, negotiate, and resolve residential and commercial property claims of varying severity and complexity.
  • Establish and maintain appropriate loss reserves based on claim facts, coverage, and anticipated exposure.
  • Prepare clear, accurate, and timely written reports by collecting, analyzing, and summarizing information required by clients.
  • Prepare settlement letters, coverage correspondence, denial letters, Reservation of Rights letters, and other claim-related communications as needed.
  • Manage an assigned caseload while meeting established productivity, quality, and client service expectations.
  • Maintain accurate and complete claim file documentation, including timely diary management and follow-up activities.
  • Review and manage work product received from field adjusters to ensure accuracy, completeness, and compliance with client requirements.
  • Review and analyze property damage estimates, photographs, inspection reports, invoices, and other supporting documentation.
  • Evaluate contents inventories, perform moderate- to complex-pricing analyses, and prepare detailed claim inventory reports.
  • Conduct subrogation investigations and identify potential recovery opportunities.
  • Coordinate with and manage consultants, contractors, engineers, experts, and other independent service providers to assist with determining facts, causation, damage, and claim exposure.
  • Negotiate settlements of varying complexity under the direction of the Claims Manager or Supervisor and within assigned authority.
  • Maintain clear, timely, and accurate written and verbal communication with clients, insureds, field adjusters, and other claim stakeholders.
  • Record time and expense charges accurately in accordance with client billing requirements.
  • Maintain required adjuster licenses, certifications, and continuing education requirements.
  • Maintain the integrity and quality of all work product by complying with applicable federal and state regulations, company policies, client requirements, and established service standards.
  • Maintain and expand professional and technical knowledge through continuing education, training, and industry development.
  • Provide guidance and support to less-experienced adjusters when requested.
  • Participate in special projects and perform other duties as assigned.

Requirements
  • High school diploma or equivalent required; college coursework, an associate degree, or a bachelor's degree is preferred.
  • Previous property claims adjusting experience is preferred; candidates without prior adjusting experience must successfully complete Capstone's specified adjuster training program.
  • Working knowledge of Xactimate or comparable property estimating software is preferred.
  • Previous independent adjusting experience is helpful.
  • Farm and agricultural property claims experience is a strong plus.
  • Excess and Surplus (E&S) property claims experience is a plus.
  • Must hold, or have the ability to obtain and maintain, all adjuster licenses required by applicable state and local jurisdictions.
  • Ability to work remotely during Eastern Time Zone business hours.
Skills and Competencies
  • Ability to manage multiple priorities and maintain accuracy in a high-volume, fast-paced environment.
  • Strong customer-service skills and a commitment to providing exceptional service to policyholders and clients.
  • Strong analytical, investigative, mathematical, and problem-solving abilities.
  • Ability to interpret insurance policies, endorsements, claim documentation, and other technical information.
  • Sound decision-making skills and the ability to resolve claim issues effectively.
  • Excellent attention to detail and a high degree of accuracy.
  • Effective written and verbal communication skills.
  • Ability to prepare clear, concise, and professional claim reports and correspondence.
  • Strong organizational, workload-management, and time-management skills.
  • Ability to work independently and remain productive in a virtual environment.
  • Proficiency with claims management systems, estimating software, Microsoft Office, and other business applications.
  • Ability to work effectively under pressure while meeting time-sensitive deadlines and maintaining high-quality work product.
Join the Capstone ISG Team
If you are a motivated property claims professional who values quality, accountability, customer service, and professional growth, we encourage you to apply.Join Capstone ISG and become part of a growing organization where your experience, technical knowledge, and commitment to exceptional claims handling are valued.Apply today!

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