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Associate Lending Jobs in Utah (NOW HIRING)

Nilson Homes

Finance and Loan Coordinator

Ogden, UT · On-site

... lending, or new home sales. * Knowledge of construction loan closing procedures. * Experience with mortgage loan origination, processing, or closing software. * Associate's or Bachelor's degree in ...

GENERAL RV CENTER

RV Sales Associate

Draper, UT

$13 - $17.75/hr

Partner with our Finance team to coordinate lending and finalize deals. Qualifications WHAT WE'RE LOOKING FOR: * Hustle: You move fast, stay sharp, and build trust quickly. * Competitive Spirit: You ...

Foundever

Customer Support Specialist

Orem, UT · On-site

$17/hr

You will primarily focus on supporting customers of a well-known lending company, offering ... With 150,000 associates across the globe, we're the team behind the best experiences for +800 of ...

Foundever

Customer Support Specialist

Orem, UT · On-site

$17/hr

You will primarily focus on supporting customers of a well-known lending company, offering ... With 150,000 associates across the globe, we're the team behind the best experiences for +800 of ...

Kosmos

Litigation Attorney

Salt Lake City, UT

$200K - $300K/yr

National Law Firm, has an exciting full-time employment opportunity for an Associate in the ... syndicated lending, cross-border transactions and general corporate matters. Our industry ...

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All JobsAssociate Lending JobsAssociate Lending Jobs in Utah

Associate Lending information

See Utah salary details

$8

$17

$28

How much do associate lending jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for associate lending in Utah is $17.31, according to ZipRecruiter salary data. Most workers in this role earn between $13.80 and $18.37 per hour, depending on experience, location, and employer.

How much does an associate lending make?

An associate in lending typically earns a median annual salary of around $50,000 to $70,000, depending on experience, location, and the employer. Entry-level positions may start lower, while experienced associates or those in high-cost areas can earn higher wages, often supplemented with bonuses or commissions.

What does an associate lending do?

An Associate in Lending typically assists with the loan process in banks or financial institutions. They support loan officers by preparing documents, reviewing applications, conducting initial credit checks, and communicating with clients about required information. Their role ensures smooth processing of loan applications and compliance with regulations. Associates may also help resolve customer inquiries and maintain accurate records throughout the lending process.

What is the difference between Associate Lending vs Loan Officer?

AspectAssociate LendingLoan Officer
Required CredentialsTypically a bachelor's degree; some certificationsSame as Associate Lending; often requires licensing
Work EnvironmentBank or financial institution, support roleClient-facing, sales-oriented
Employer & Industry UsageCommon in banking and lending institutionsWidespread in mortgage and consumer lending
Comparison Search IntentUnderstanding entry-level or support roles in lendingUnderstanding sales and client interaction roles

Associate Lending and Loan Officer roles often overlap in credentials and industry environment. While Associate Lending typically supports loan processing within banks, Loan Officers focus more on client interaction and sales. Both roles are essential in the lending process, but they differ mainly in client engagement and responsibilities.

What are the key skills and qualifications needed to thrive as an associate lending professional?

To thrive as an Associate Lending professional, you need a solid understanding of financial analysis, credit evaluation, and lending regulations, typically supported by a degree in finance or a related field. Familiarity with loan origination systems, credit risk assessment tools, and regulatory compliance platforms is commonly required. Attention to detail, strong communication, and customer service skills help you build trust with clients and work effectively in teams. These skills and qualities are crucial to ensure accurate loan processing, maintain regulatory compliance, and deliver positive client experiences.

What are some common challenges faced by associate lending professionals, and how can they be addressed?

Associate Lending professionals often encounter challenges such as managing multiple loan applications, ensuring compliance with evolving regulations, and maintaining effective communication with clients and internal teams. To overcome these challenges, it's important to develop strong organizational skills, stay updated on lending policies, and leverage technology for efficient documentation and tracking. Building collaborative relationships with underwriters, credit analysts, and sales teams can also help streamline processes and resolve issues more quickly.

What are the most commonly searched types of Lending jobs in Utah?

The most popular types of Lending jobs in Utah are:

What cities in Utah are hiring for Associate Lending jobs?

Cities in Utah with the most Associate Lending job openings:

Associate Lending jobs near you

Sr. Financial Reporting Accountant

Cardworks

South Jordan, UT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago

CardWorks rating

9.1

Company rating: 9.1 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

1st of 21 rated payment service providers

Job description

Join our team and build your career with momentum as we champion your growth, elevate your ideas and engage you in purpose-driven work that makes a real difference every day.


Who we are

Founded in 1997, Merrick Bank is an FDIC-insured financial institution headquartered in South Jordan, Utah, with over $10 billion in assets. A wholly owned subsidiary of CardWorks Financial Group, Merrick Bank serves roughly five million cardmembers and more than 100,000 merchant customers nationwide.


What we do

We provide credit cards, recreational loans, deposit accounts, merchant services and bank sponsorships to consumers and businesses. As a leader in non-prime lending and merchant acquiring, we combine innovative technology with data-driven insights to help underserved consumers build and strengthen credit while delivering integrated, scalable payment solutions for businesses.

Merrick Bank ranks among the top 20 FDIC-insured credit card issuers in the U.S. and among the top 15 merchant acquirers by transaction volume.


PositionSummaryand Role Impact:
The Senior Accountant -FlowLendingis responsible forsupporting accounting and financial reporting for the Flow Lending portfolio, including consumer installment loans originated through strategic partner relationships orpurchasedfrom lending partners. This role owns key components of the close process, including preparation and review of reconciliations, journal entries, and supporting schedules, while ensuring accuracy, completeness, and consistency of financial data. The Senior Accountant partners closely with the AVP, Accounting Services and cross-functional teams across operations, servicing, and finance to resolve complex issues, analyze portfolio performance, and strengthen accounting processes. This role requires strong analytical capabilities, sound accounting judgment, and the ability tooperatewith a high degree of independence while contributing to continuous improvement in reconciliation, reporting, and close processes.

Essential Functions:

  • Prepares and reviews complex account reconciliations supporting the Flow Lending subledger-to-general ledger process

  • Prepares and reviews journal entries and supporting schedules

  • Performs detailed variance analysis andidentifiesdrivers of fluctuations

  • Partners with operations and finance teams to resolve complex discrepancies

  • Supports preparation and enhancement of business line reporting

  • Appliesaccounting policies to routine and moderately complex transactions

  • Prepares and reviews audit support documentation

  • Identifiesandimplementsprocess improvements

  • UsesExcel and reporting tools for portfolio analysis

  • Provides guidance to junior team members

Requirements for Success:

Education & Experience

Required:

Candidates should meet one of the following:

  • Associate degree in Accounting, Business, or a related field with2+years of progressive accounting experience

  • 5+ years of progressive accounting or financial analysis experience in lieu of a degree

In addition, candidates should have:

  • Strong understanding of accounting principles and financial reporting fundamentals, with the ability to apply them to moderately complex transactions and scenarios

  • Experience with account reconciliations, journal entries, and accrual-based accounting

  • Demonstrated ability to analyze and resolve complex accounting issues, including identifying root causes and recommending solutions

  • Ability to work independently and exercise sound judgment in a deadline-driven environment

  • Proficiencyin Microsoft Excel, including pivot tables, lookup functions, and data analysis techniques

  • Strong analytical and problem-solving skills

  • Effective communication and collaboration skills

Preferred:

  • Experience with loan accounting, installment lending, or consumer finance portfolios

  • Experience in subledger-driven or high-volume accounting environments

  • Familiarity with interest income recognition, amortization, deferred fees, and loan lifecycle concepts

  • Experience supporting close processes in a business line or divisional accounting structure

  • Experience improving reconciliation processes, close timelines, or reporting accuracy

  • Experience with ERP systems and financial reporting tools

  • Background in financial services, fintech, banking, or lending organizations

  • Experience reviewing work or providing guidance to junior team members

Knowledge,Skillsand Capabilities:

  • Strong attention to detail with a focus on data accuracy, completeness, and accountability for results

  • Strong execution discipline with the ability to independently manage close and reconciliation responsibilities

  • Ability to perform financial analysis, interpret results, and communicate key drivers of variances

  • Ability to collaborate effectively across accounting, operations, and finance teams and influence outcomes

  • Continuous learning mindset with a proactive approach to developingexpertiseand improving processes

  • Strong organizational and problem-solving skills with ability to handle moderately complex issues

  • Demonstrates sound professional judgment and ability to balance accuracy, timeliness, and business priorities
    #INDHP1


Why join us

We believe in putting people first by supporting our customers, employees and our partners while creating opportunities for everyone to reach their potential. From fostering work-life balance to rewarding good work and innovative ideas, we invest in what matters most, our people.

At Merrick Bank, you'll be part of a collaborative, customer-focused team where you can grow your career while making a meaningful impact.


Our Employee Value Proposition

  • Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
  • Benefits Package -Medical, Dental, and Vision (plus much more)
  • 401(k) Plan with Company Match
  • Short- & Long-Term Disability
  • Wellness Programs
  • Group Life and AD&D Insurance
  • Paid Vacation, Sick Days and bank Holidays
  • Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition

We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.


We are proud to be an equal opportunity employer. All qualified applicants will receive consideration without regard to age, race, color, sex, or gender identity/expression (including pregnancy, childbirth, transgender status, or sexual orientation), religion or creed, ancestry, citizenship, national origin, disability, military or veteran status, marital status, genetic information, or any other characteristic protected by applicable law.

We do not tolerate discrimination, harassment, or retaliation. Employment decisions are based solely on qualifications, merit, and business needs. Everyone is welcome here, and we hire based on your ability to do the job, not any protected characteristics.

If you need help or reasonable accommodation during the application or hiring process, please let your TA Partner know.

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