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Associate Credit Jobs in Utah (NOW HIRING)

JCPenney

Specialty Associate - The District

South Jordan, UT · On-site

$14.25 - $16.50/hr

As a Specialty Associate you will contribute to profitable sales growth by combining in-depth ... Promotes FindMore, assists with credit, reward, and gift card programs and engages customers to ...

JCPenney

Specialty Associate - Shops At South Town

Sandy, UT · On-site

$14.25 - $16.50/hr

As a Specialty Associate you will contribute to profitable sales growth by combining in-depth ... Promotes FindMore, assists with credit, reward, and gift card programs and engages customers to ...

Heico

Accounting Associate (AR)

Provo, UT · On-site

Process credit applications * Negotiate with customers to collect past due amounts and resolve ... Associate's degree in Accounting, Finance, or Business; and/or six months of related experience and ...

HEICO

Accounting Associate (AR)

Provo, UT · On-site

Process credit applications * Negotiate with customers to collect past due amounts and resolve ... Associate's degree in Accounting, Finance, or Business; and/or six months of related experience and ...

HEICO

Accounting Associate (AR)

Provo, UT · On-site

Process credit applications * Negotiate with customers to collect past due amounts and resolve ... Associate's degree in Accounting, Finance, or Business; and/or six months of related experience and ...

TJX Companies

Merchandise Associate

Farmington, UT · On-site

$13.50 - $14/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

Tjx

Merchandise Associate

Logan, UT · On-site

$13.50 - $14/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

TJ Maxx

Merchandise Associate

Midvale, UT

$13.50 - $14/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

Tjx

Merchandise Associate

Midvale, UT · On-site

$13.50 - $14/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

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Showing results 21-40

All JobsAssociate Credit JobsAssociate Credit Jobs in Utah

Associate Credit information

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

More about Associate Credit jobs

What are the most commonly searched types of Credit jobs in Utah?

The most popular types of Credit jobs in Utah are:

What cities in Utah are hiring for Associate Credit jobs?

Cities in Utah with the most Associate Credit job openings:

Associate Credit jobs near you

Risk, Credit Risk (Global Markets), Associate, Salt Lake City

Goldman Sachs

Salt Lake City, UT • On-site

Full-time

Re-posted yesterday

Goldman Sachs rating

7.8

Company rating: 7.8 out of 10

Based on 28 frontline employees who took The Breakroom Quiz

89th of 175 rated banks

Job description

Divisional Overview:

The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, operational and insurance risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.

Department Overview:

Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 270 professionals, CR operates through 12 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.

Responsibilities:

  • Assess the financial strength of hedge funds by performing fundamental counterparty analysis. Interpret quantitative and qualitative factors drawn from fund's risk reports, portfolio analysis, and client calls
  • Evaluate derivatives and financing transactions across Global Banking & Markets clients. Review and approve risk in a fast-paced environment while ensuring appropriate mitigants in place to minimize losses in event of counterparty default. Assess risk of transactions through reviews of quantitative models, portfolio analysis, stress testing, and other methods
  • Perform counterparty reviews, including recommending appropriate internal risk rating for each counterparty and setting credit limits

Basic Qualifications:

  • Excellent academic record
  • 2-5 years of experience in a finance, markets, or risk role
  • Significant knowledge of capital markets, including derivatives and/or repo
  • Demonstrable track record of achievement and independent decision making
  • Excellent attention to detail. Strong analytical and communication skills

Competencies:

  • Functional Expertise and Technical Skills - Knowledge of financial markets and portfolio risk management. Appropriate financial/analytical skills
  • Client and Business Focus - Builds trusting, long-term relationships with clients, helps the client to identify/define needs, and manages client/business expectations
  • Teamwork - Strong team player, works well under pressure, and collaborates with others across teams and business units
  • Communication Skills - Communicates in a clear and concise manner, shares information/new ideas with peer group and team, and escalates as appropriate
  • Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions, and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
  • Creativity and Influence - Looks for new ways to improve current processes and develop creative solutions with practical value
  • Continuous Development - Values constant self-improvement and learning

What Goldman Sachs employees say

Pay

Benefits

Hours and flexibility

Workplace

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About Goldman Sachs

Sourced by ZipRecruiter

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869

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