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Associate Credit Jobs in Missouri (NOW HIRING)

VANTAGE CREDIT UNION

Branch Manager

Florissant, MO

Actively contributes to a healthy, inclusive, and highperforming branch culture where associates feel supported, valued, and aligned. * Fully committed to the credit union's #OneTeamOneMission shared ...

VANTAGE CREDIT UNION

Branch Manager

Florissant, MO · On-site

$70K - $80K/yr

Actively contributes to a healthy, inclusive, and high-performing branch culture where associates feel supported, valued, and aligned. * Fully committed to the credit union's #OneTeamOneMission ...

JCPenney

Specialty Associate

Washington, MO · On-site

$14 - $18.50/hr

As a Specialty Associate you will contribute to profitable sales growth by combining in-depth ... Promotes FindMore, assists with credit, reward, and gift card programs and engages customers to ...

JCPenney

Specialty Associate - Northpark Mall

Joplin, MO · On-site

$13.50 - $15.50/hr

As a Specialty Associate you will contribute to profitable sales growth by combining in-depth ... Promotes FindMore, assists with credit, reward, and gift card programs and engages customers to ...

JCPenney

Specialty Associate - Thompson Hill S/C

Sedalia, MO · On-site

$14.25 - $19.25/hr

As a Specialty Associate you will contribute to profitable sales growth by combining in-depth ... Promotes FindMore, assists with credit, reward, and gift card programs and engages customers to ...

Gardner Capital, Inc.

Associate Counsel

Clayton, MO · On-site

$110 - $170/hr

Gardner Capital is an affordable housing and renewable energy developer, investor, and tax credit ... Associate General Counsel, President, Chief Financial Officer, and other Gardner Capital team ...

The Truck Patch LLC

Store Associate

West Plains, MO · On-site

$14.50 - $16.75/hr

The primary function of the Store Associate is to provide timely and accurate processing of ... Collect and process customer transactions (credit, cash, check, etc.); assist in sorting and ...

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All JobsAssociate Credit JobsAssociate Credit Jobs in Missouri

Associate Credit information

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

More about Associate Credit jobs

What are the most commonly searched types of Credit jobs in Missouri?

The most popular types of Credit jobs in Missouri are:

What cities in Missouri are hiring for Associate Credit jobs?

Cities in Missouri with the most Associate Credit job openings:

Associate Credit jobs near you

Assistant Branch Manager

VANTAGE CREDIT UNION

Ballwin, MO • On-site

$60K - $65K/yr

Full-time

Posted 25 days ago

Job description

JOB FUNCTIONS
  • Assists the Branch Manager with the daily management of branch operations and associates to ensure sales, growth, and profit objectives. Delegate portion of authority when necessary but may neither delegate overall responsibility for results nor any portion of accountability. Leads team to provide superior service to members.
  • Assists the Branch Manager with the successful completion of all required branch reporting. Also, responsible for consistent adherence to operational procedures and regulations regarding account and lending functions. Maintains the smooth daily operations of the branch, including but not limited to facilities operations, security controls, audits, opening / closing procedures, balancing, and supplies.
  • Assists the Branch Manager with respect to hires, terminations, promotions, transfers, performance appraisals and interpretation of credit union policies for branch associates. Provides appropriate and timely feedback to branch associates and communicates staffing needs to the Branch Manager.
  • Coach, mentor, lead, and motivate branch associates to meet and exceed branch sales and production goals as well as contribute to the overall credit union goals. Provide ongoing training and mentoring to branch associates to maximize opportunities to gain and grow member wallet. Recommend and refer cross-sell opportunities as appropriate.
  • Assists the Branch Manager with monitoring sales and service within the branch to ensure sound business practices for the credit union, exceptional service for members and professional development of branch staff. Provides consistent, timely coaching and guidance to associates to assist with strengthening their product knowledge and identifying member needs.
  • Assist members with account and loan needs and inquiries, as necessary. Ensures a consistent optimal member experience. Ensures work quality standards are met regarding completion of all required paperwork and information in the system. Assists members with complaint resolution, as necessary.
  • Maintain prescribed security controls to protect the facility and its contents against criminal and fraudulent operations and unnecessary risk or exposure and notify the Branch Manager, Facilities, Security, and the Regional Managers of any irregularities immediately.
  • Comply with credit union policies and government regulations by securely maintaining member information and records, coordinating efforts with audit, retail operations, compliance, credit resolutions, central operations and records, central lending, and quality assurance. Always maintain confidentiality.
  • Assists with initial quality control assessments on loan and account documentation of their own work and documents prepared for member signature by other areas. Consistently scores at an excellent level on quality reviews of their work and leads their team to perform the same. Coaches associates that are underperforming in this area. Works with branch team to resolve any issues/errors and communicates progress to appropriate areas in a timely manner.
  • Assists the Member Care Center with answering calls during times of high call volume.
  • Participate in departmental, branch and credit union projects and assist with system testing as needed.
  • In partnership with the Branch Manager, support the growth of the branch and the credit union, and achievement of goals through business development and community involvement. Assists in building the credit union's presence in the community. Represents the branch, as appropriate, in its relationships with members, community organizations, and vendors.
  • Perform other tasks or special project work as assigned.
  • In the absence of the Branch Manager, or as required, assume the responsibilities of that position. These responsibilities include, but are not limited to, the supervision of branch employees, overseeing all member complaints requiring supervisory attention, and ensuring the overall safety and well-being of the branch operation.

REQUIREMENTS
  • Possesses an exceptional knowledge of banking/credit union operations and sales leadership.
  • Time Management: possesses a strong grasp of branch operations and can plan, organize, prioritize, schedule, and direct staff to accomplish outstanding work or meet Member volume demands.
  • Communication: expresses self honestly, positively, and professionally in both oral and written communication.
  • Interpersonal Skills: interacts professionally and positively with Members and staff at all levels cultivating positive relationships that further the goals of the credit union and meet Member needs.
  • Dependability: possesses keen sense of ownership and responsibility for branch sales and operations.
  • Leadership: possesses strong ability to motivate staff and cultivate a collaborative organization by clearly communicating credit union strategies, mission, and vision.

QUALITIES
  • Passionate about helping people and possesses a thorough understanding of credit union philosophy.
  • Integrity and high moral responsibility.
  • Creative, problem-solving leader, results driven.
  • Analytical ability, with the incisiveness to ask discerning questions.
  • Works well with staff at all levels to achieve group cohesiveness and objectives.
  • Possesses strong leadership capabilities/skills.
  • Excellent decision-making abilities required.
  • Committed to the credit unions Culture Code shared convictions.

EDUCATION AND EXPERIENCE
  • Incumbent should possess two to four years of financial institution experience, preferably in a credit union. A college degree in a business-related field or its equivalent of three to five years of financial institution experience is desirable, supplemented by a strong curriculum of specific credit union and general business courses in a continuing education setting. Attendance of credit union industry seminars, workshops, and conventions as appropriate.
  • One to two years of supervisory experience is desirable but not required if closely supervised and assisted by the Branch Manager.

PHYSICAL REQUIREMENTS
  • Occasionally remaining in a stationary position which may be standing or sitting for a prolonged period of time.
  • Occasional travel or moving from one office location to another or from one department to another at the headquarters building.
  • Occasional lifting, moving, or adjusting objects up to 20 pounds.
  • Constant communication with others through various channels including verbal, email, and chat of which the last two may require consistent use of a keyboard and mouse or another electronic device.
  • Work will be in a commercially reasonable temperature-controlled environment.
  • Occasional temporary exterior site review which could be in outdoor elements of wind, rain, or snow.

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