Assistant Underwriter Jobs in Silver Spring, MD (NOW HIRING)

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning BPL mortgage loan files to join our existing underwriting team. In this role, the Underwriter joins a team front line for our deal assessment and risk analysis-including but not limited to: credit assessment, borrower entity compliance, guarantor experience verification, data validation, and collateral analysis. TVC offers specialized programs for real estate investor clients requires an understanding of multiple program guidelines.

The Underwriter must be able to keenly understand and reference guideline differences and apply appropriate guidelines to individual clients and loans. If you possess exceptional attention to detail, the ability to make sound and independent decisions, and the ability to self-manage a personal pipeline, we want you on our team. You should a have specific knowledge of the principal approaches to underwriting; Ideal candidates will have direct experience in the business purpose loan sector.

You will work as part of a highly curated team responsible for development and maintenance of TVC's underwriting infrastructure and collaborating with Temple View Capital's Credit Risk, Valuations, Rehab/Construction, Legal, Sales/Processing, and Closing Departments.This opportunity offers a competitive compensation and benefits package. If you are a skilled residential property appraiser or valuations specialist looking to join a successful and expanding mortgage originator, we welcome hearing from you. Responsibilities / Essential Job Duties Evaluate/underwrite individual BPL mortgage loan files for qualification against various product guidelinesSupport a quality borrower/client experience using business history, appraisals, credit reports, asset statements, entity documentation and title documents, to accurately and quickly decision filesWork closely with our processing team to review and clear all underwriting conditions to obtain a clear to closePush a daily pipeline of working files though origination milestones to completionAct as a resource of underwriting expertise to support our other TVC departments, particularly Sales, Processing, and Valuations teamsDevelop a strong working knowledge of all TVC loan programs and guidelinesAssess LTV's and other relevant ratios as they relate to deal analysisPerform common sense research related to collateral value, client performance history, or other atypical scenarios as they ariseCollaborate with all of TVC's team members as needed to make sound business decisions for every clientPerform other duties as assigned to contribute to a best in class client experience Competencies/Skills Ability to meet established productivity standards while maintaining high quality file reviewsMulti-tasking proficiency to manage immediate tasks along with a pipeline of various file typesExcellent organization and computer skills, strong working knowledge of MS office (particularly Excel)Excellent written and oral communication skills and ability to work efficiently and collaboratively with other departmentsMotivated and organized self-starter with strong attention to detailAbility to exercise sound, independent judgement, reliable, and strong team playerComfortable working under pressure to balance production timelines with individual client needs Education and Experience Bachelor's degree preferred; Will also consider candidates with exceptional BPL mortgage experienceTwo to five years' experience as a residential mortgage underwriter preferred, but not required; may be offset by education and applicable training and experienceKnowledge of mortgage underwriting concepts, best practices, and proceduresAbout the CompanyCompany website: https://www.templeviewcap.com/ Benefits Salary: $80,000 - $90,000 pending experience, qualifications, and locationSupplemental Pay:Discretionary annual bonusBenefits (waiting period may apply):401(k) with matchingHealth insuranceDental insuranceVision insuranceLife insuranceDisability insuranceFlexible schedulePaid time offSchedule:Full timeMonday to Friday 9AM - 6PM Work Location:Bethesda, MD or hybird (2-3 days a week in the office) EEO Statement We are an equal employment opportunity employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.