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Agricultural Lender Jobs (NOW HIRING)

The Reserves Network Inc

Commercial Lender

Perry, IA

$100K - $130K/yr

The successful candidate will manage a portfolio of commercial, real estate, and agricultural loans ... lender group. Responsibilities * Build and maintain strong customer relationships as a trusted ...

ThinkingAhead

Commercial Lender

Edmond, OK

Commercial Lender -- Community Bank | Edmond, Oklahoma A century-old, community-rooted bank is ... agricultural producers. Our client is a well-established, financially strong community bank with ...

Sauk Valley Bank

$100 - $125/hr

SUMMARY The Agriculture Lender position is responsible for soliciting, negotiating, underwriting and coordinating the closing of operating lines, FSA, agricultural building and land loans in ...

ThinkingAhead

Commercial Lender

Edmond, OK · On-site

Commercial Lender - Community Bank | Edmond, Oklahoma A century-old, community-rooted bank is ... agricultural producers. Our client is a well-established, financially strong community bank with ...

Sauk Valley Bank

VP Ag Lender

Harvard, IL · On-site

SUMMARY The Agriculture Lender position is responsible for soliciting, negotiating, underwriting and coordinating the closing of operating lines, FSA, agricultural building and land loans in ...

Sauk Valley Bank

VP Ag Lender

Janesville, WI · On-site

$100 - $125/hr

SUMMARY The Agriculture Lender position is responsible for soliciting, negotiating, underwriting and coordinating the closing of operating lines, FSA, agricultural building and land loans in ...

Sauk Valley Bank

VP Ag Lender

Harvard, IL

SUMMARY The Agriculture Lender position is responsible for soliciting, negotiating, underwriting and coordinating the closing of operating lines, FSA, agricultural building and land loans in ...

South Central Bank Of KY

Lender I

Lexington, KY · On-site

The position Lender 1 originates, underwrites, and closes secured and unsecured consumer and agricultural/commercial loans in accordance with established lending objectives, policies and procedures ...

Sauk Valley Bank

VP Ag Lender

Harvard, IL · On-site

SUMMARY The Agriculture Lender position is responsible for soliciting, negotiating, underwriting and coordinating the closing of operating lines, FSA, agricultural building and land loans in ...

South Central Bank Of KY

Lender I

Lexington, KY · On-site

The position Lender 1 originates, underwrites, and closes secured and unsecured consumer and agricultural/commercial loans in accordance with established lending objectives, policies and procedures ...

North Iowa Community Credit Union

Be Seen First

Commercial Lender

Mason City, IA · On-site

$65K - $95K/yr

A consumer, agricultural, or other experienced lender with strong financial-analysis skills and an interest in developing commercial lending expertise. Preferred qualifications include:

Uinta Bank

Commercial Lender

Rock Springs, WY

$92K - $115K/yr

Chief Lending Officer Tanager Bank is seeking an experienced Commercial Lender to develop business ... Originate commercial and industrial, commercial real estate, agricultural, and small business loans

Uinta Bank

Commercial Lender

Rock Springs, WY · On-site

$100 - $125/hr

Chief Lending Officer Tanager Bank is seeking an experienced Commercial Lender to develop business ... Originate commercial and industrial, commercial real estate, agricultural, and small business loans

Heartland Bank and Trust Company

$164K - $213K/yr

Commercial Lender V - Manages a portfolio consisting of small business, middle market and/or agricultural loans, and CRE loans, with average total loan portfolio balances of $60MM-$100MM in average ...

Heartland Bank and Trust Company

$156K - $202K/yr

Commercial Lender V - Manages a portfolio consisting of small business, middle market and/or agricultural loans, and CRE loans, with average total loan portfolio balances of $60MM-$100MM in average ...

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Showing results 21-40

All JobsFinance and Insurance JobsLoan JobsLoan Officer JobsAgricultural Lender Jobs

Agricultural Lender information

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$11K

$69.5K

$117.5K

How much do agricultural lender jobs pay per year?

As of Sep 7, 2026, the average yearly pay for agricultural lender in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What is an agricultural lender?

Agricultural Lenders are financial professionals who specialize in providing loans and credit services to farmers, ranchers, and agribusinesses. They assess the financial needs of clients involved in agriculture and help them secure funding for land, equipment, livestock, or crop production. Agricultural Lenders also evaluate loan applications, analyze risk, and ensure compliance with lending regulations. Their role is crucial in supporting the financial growth and stability of the agricultural sector.

What does an agricultural lender do?

An agricultural lender provides loan or mortgage products to farmers and other agricultural businesses. In this finance career, you work for a bank, farmer credit service provider, or other lending institution where you build and manage a portfolio of diversified loans for your employer. Your job duties involve processing and reviewing each application and contacting the applicant to confirm the accuracy of the details reported. Depending on the complexity of the request, you may collaborate with credit analysts, appraisers, and other professionals to help the loan move forward. You typically need to obtain an appraisal of the crops or property listed in the loan to determine whether or not to approve the application and how much funding to provide.

What are the key skills and qualifications needed to thrive as an agricultural lender, and why are they important?

To thrive as an Agricultural Lender, you need a solid background in finance, credit analysis, and agricultural economics, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination software, risk assessment tools, and compliance regulations is essential, and certifications such as the Certified Agricultural Lender (CAL) can be advantageous. Strong interpersonal skills, negotiation abilities, and relationship-building are crucial to effectively serve and retain agricultural clients. These competencies ensure sound lending decisions, regulatory compliance, and the development of long-lasting client relationships in the agricultural sector.

What are some common challenges agricultural lenders face when working with farmers and agribusiness clients?

Agricultural Lenders often encounter the challenge of assessing the unique financial risks associated with farming, such as weather variability, fluctuating commodity prices, and changing regulations. Building strong relationships and understanding each client’s specific operation is essential, as lending decisions frequently require customized solutions. Lenders also need to stay updated on industry trends and government programs to best advise and support their clients. Effective communication and collaboration with other financial professionals, such as appraisers and crop insurance agents, are key to successfully managing these challenges.

What is the difference between Agricultural Lender vs Farm Loan Officer?

AspectAgricultural LenderFarm Loan Officer
CredentialsTypically requires finance or agricultural economics background, possibly certifications like CFA or similarRequires finance, banking, or agricultural economics background; often with similar certifications
Work EnvironmentWorks in banks, credit unions, or agricultural lending institutions, often in office settingsWorks in banks or lending institutions, engaging with farmers and agricultural clients
Employer & Industry UsageCommonly employed by banks, credit unions, and agricultural lendersPrimarily employed by banks and financial institutions serving agricultural clients

Both roles involve providing loans to agricultural clients, but an Agricultural Lender often has a broader focus on agricultural finance, while a Farm Loan Officer specifically works with farm-related loans and client relationships. The roles overlap significantly in credentials and work environment, but the titles may be used interchangeably depending on the employer.

More about Agricultural Lender jobs

What cities are hiring for Agricultural Lender jobs?

Cities with the most Agricultural Lender job openings:

What are the most commonly searched types of Agricultural Lender jobs?

The most popular types of Agricultural Lender jobs are:

Who are the top companies hiring for Agricultural Lender jobs?

The top employers for Agricultural Lender jobs are:

What states have the most Agricultural Lender jobs?

States with the most job openings for Agricultural Lender jobs include:

Agricultural Lender jobs near you
Infographic showing various Agricultural Lender job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 11% Part Time, 1% Temporary, 1% Contract, and 4% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $69,500 per year, or $33.4 per hour.

AVP, Agriculture and Commercial Lender

Midwest Heritage

West Des Moines, IA • On-site

Full-time

Posted 6 days ago

Job description

Additional Considerations (if any):
At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth.
Midwest Heritage
Job Title: AVP, Agriculture & Commercial Lender
Department: Banking
FLSA: Exempt
General Function
The AVP, Ag and Commercial Lender is responsible for business development and relationship management of basic to moderately complex credits to solicit and originate agricultural and commercial business. Position consists of managing asset quality of Agricultural and Commercial portfolios, retention and overall relationship management of business banking.
Core Competencies
  • Customer Service
  • Professionalism
  • Sales
  • Networking and relationship building
  • Loan Knowledge

Reporting Relations
Accountable and Reports to: SVP, Senior Lender
Positions that Report to you: None
Primary Duties and Responsibilities:
  • Responsible for meeting or exceeding loan production goals of a medium to large Ag and/or commercial loan and deposit portfolio in compliance with all legal and regulatory requirements to maximize profitability of the organization while minimizing risk.
  • Prepare and present basic to moderately complex credits, including write-ups and assist in the most complex credits. This will include analyzing financial and related data, summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating.
  • Develops key relationships in the market by promoting a positive image of Midwest Heritage in the community through active participation in professional and civic group activities.
  • Provide loan operations with the needed information in a timely manner to ensure credit files are up to date and in compliance as measured by technical exception report (tickler).
  • Build additional relationships across Midwest Heritage banking (deposit, mortgage, etc.), financial and insurance services, to existing and potential Ag and/or commercial customers.
  • Assists in the strategic planning, development and marketing of Ag and/or commercial loan programs. Analyzes and monitors various industries, market trends, economic risks and other related factors to identify local agricultural and/or business development and service opportunities.
  • Mentors, trains and assists less experienced peers on moderately complex credits.

Knowledge, Skills, Abilities, and Worker Characteristics:
  • Commitment to the Midwest Heritage mission and willingness to promote the values of the organization.
  • Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines.
  • Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word).
  • Good verbal and written communication skills.
  • Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner.
  • Strong detail orientation including the ability to review forms for accuracy and completeness.

Education and Experience:
Bachelor's Degree in Finance, Business or related field with a minimum of 5+ years' agricultural and/or commercial lending experience. Must have valid driver's license and meet requirement for use of company vehicle.
Physical Requirements:
  • This position is classified sedentary/light and requires the ability to sit for long periods of time.
  • Visual requirements include the ability to see detail at near range with or without correction.
  • Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions.

Working Conditions:
  • The duties of this position are normally performed in a general office setting. This is a fast-paced work environment.
  • There is frequent pressure to meet deadlines and handle multiple projects in a day.

Equipment Used to Perform Job:
Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer.
Contacts:
This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage.
Confidentiality:
This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.

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