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Ach Operations Jobs in Rhode Island (NOW HIRING)

Client Services Specialist

Johnston, RI · On-site

$17 - $22.50/hr

We are seeking a Client Services Specialist to join the Commercial Operations team. In this role, you will deliver exceptional customer service while supporting Commercial Card, ACH, and Cash ...

ACH, Real Time Payments (RTP), and Wire. This role focuses on identifying, assessing, and mitigating technology, compliance, and operational risks across these critical payment channels, including ...

ACH, Real Time Payments (RTP), and Wire. This role focuses on identifying, assessing, and mitigating technology, compliance, and operational risks across these critical payment channels, including ...

Process payments (ACH/check), match POs/receipts, and track due dates. * Reconcile statements ... What you'll bring * 1-3 years in an office admin, HR assistant, accounting assistant, or operations ...

Office & Operations Coordinator

East Greenwich, RI · On-site

$17.75 - $23.50/hr

Process payments (ACH/check), match POs/receipts, and track due dates. * Reconcile statements ... What you'll bring * 1-3 years in an office admin, HR assistant, accounting assistant, or operations ...

Call Center Agent

East Providence, RI · On-site

$15 - $20/hr

... operational effort, and increase the overall client experience. You will also be responsible for (but not limited to) the following: * Serve Cash management, ACH and Commercial Card customers via ...

Serve cash management, ACH, and commercial card customers via requests received by telephone, chat ... Partner with various operational support staff in the reconciliation of client problems while ...

Client Services Specialist

Johnston, RI · On-site

$17 - $22.50/hr

... operational effort, and increase the overall client experience. Responsibilities: * Serve Cash management, ACH and Commercial Card customers via request received by telephone, Chat or email.

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Ach Operations information

What is ACH operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What are the key skills and qualifications needed to thrive as an ACH operations specialist?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

What are popular job titles related to Ach Operations jobs in Rhode Island? For Ach Operations jobs in Rhode Island, the most frequently searched job titles are:

Business Analyst with ACH Payment

High Bridge Consulting

Johnston, RI • On-site

Other

Posted 21 days ago


Job description

Our client, a leading regional financial institution, is seeking an experienced " Business Analyst with ACH Payment . This role will be based in Johnston, RI. Three times a week onsite
Responsibilities:
  • Formulates and defines system scope and objectives through research and fact-finding combined with an understanding of applicable business systems and industry requirements.
  • Devises or modifies procedures to solve complex problems considering computer equipment capacity and limitations, operation time, and form of desired results.
  • Includes analysis of business and user needs, documentation of requirements, and translation into proper system requirement specifications.
  • Influences business partners and service providers regarding priorities, hardware/software selection and/or vendor selection
  • Analyzes marketplace, industry, company, technology trends and best practices, vendor products and services, etc.
  • Identifies and documents business strategies, objectives and drivers.
  • Analyzes and documents business processes and metrics, and identifies improvement opportunities.
  • Calculates/estimates costs and benefits of alternative actions or solutions to establish their viability/ROI.
  • Re-engineers processes to deliver greater effectiveness and efficiency.
  • Identifies/documents how applications and systems interact to support business processes. Assesses, applies and projects the impact of system changes on users and internal and external clients or stakeholders.
  • Uses knowledge of systems and industry requirements to develop or modify complex information systems.
Qualifications
  • Banking/Payments domain with at least 5+ years of experience.
  • Enterprise Payments and Open Payments Framework is an added advantage
  • Client Fedwire settlement platform
  • Client Fedwire ISO 20022 knowledge (nice to have)
  • Money transfer business knowledge
  • Any U.S. money transfer regulatory knowledge also helpful
  • 5 Automated Clearinghouse payments (ACH)
Preferred skills and education:
  • A Bachelor's or Master's degree in Computer Science, Information Systems, or the equivalent combination of education, training, or work experience.
  • Experience working in the consulting industry
  • Understanding of complex Internet-based enterprise-level applications
  • Experience working in an Agile environment
  • Track record of delivering on time, on budget, and meeting client commitments