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Account Executive Merchant Services Jobs (NOW HIRING)

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Account Executive Merchant Services information

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$79.2K

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How much do account executive merchant services jobs pay per year?

As of Sep 14, 2026, the average yearly pay for account executive merchant services in the United States is $79,235.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,000.00 and $95,000.00 per year, depending on experience, location, and employer.

What is an account executive in merchant services?

An Account Executive in Merchant Services is a sales professional who specializes in selling payment processing solutions and related financial products to businesses. Their primary role is to identify potential clients, present merchant services such as credit card processing, point-of-sale systems, and online payment gateways, and build strong relationships with customers. They work closely with businesses to understand their payment needs and provide tailored solutions that help streamline transactions and improve revenue collection. Additionally, Account Executives may assist with onboarding, training, and ongoing account management to ensure customer satisfaction.

What are the key skills and qualifications needed to thrive as an account executive in merchant services?

To excel as an Account Executive in Merchant Services, you need strong sales acumen, negotiation skills, and a background in business or finance, often supported by a bachelor's degree. Familiarity with CRM platforms, payment processing systems, and industry-specific certifications like ETA CPP are highly valued. Exceptional interpersonal communication, relationship-building, and problem-solving skills set top performers apart. These capabilities are crucial for driving revenue growth, securing client trust, and navigating the rapidly evolving payments landscape.

What are some common challenges account executives in merchant services face when onboarding new clients?

Account Executives in Merchant Services often encounter challenges such as helping clients understand complex payment processing solutions, ensuring seamless integration with existing systems, and addressing clients' security and compliance concerns. Building trust with clients who may be wary due to previous negative experiences with payment providers is also common. Overcoming these challenges typically involves clear communication, thorough needs assessment, and partnering closely with technical teams to deliver tailored solutions.

What is the difference between Account Executive Merchant Services vs Sales Representative Merchant Services?

AspectAccount Executive Merchant ServicesSales Representative Merchant Services
CredentialsTypically requires sales experience, industry knowledge, and sometimes certifications like PCI DSSSimilar credentials, often with less emphasis on certifications
Work EnvironmentClient-facing, consultative sales, often in office or remote settingsField sales or inside sales, focusing on prospecting and client meetings
Employer & Industry UsageUsed by banks, payment processors, and financial service companiesCommon across merchant services providers and payment solutions companies

Both roles focus on selling merchant services, but Account Executives typically handle more complex accounts and maintain ongoing client relationships, while Sales Representatives often focus on prospecting and initial sales. Understanding these differences helps in choosing the right career path or job search focus.

Is an account executive a stressful job?

An account executive in merchant services often faces pressure to meet sales targets, manage client relationships, and handle multiple accounts, which can contribute to a stressful environment. Success in the role typically requires strong communication, organization, and time management skills, and the workload can vary depending on the company and industry demands.
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Infographic showing various Account Executive Merchant Services job openings in the United States as of September 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $79,235 per year, or $38.1 per hour.

Sales Executive - Merchant Services & POS Solutions

Houston, TX • Remote

Total Pay Solutions
Finance and Insurance • 11 - 50 employees

Contractor

Re-posted 22 days ago


Job description

Total Pay Solutions | 1099 | Commission Only | Uncapped Earnings | Residual Income

Are you a driven outside sales professional who wants more than a base salary and a capped commission plan?

Total Pay Solutions is looking for a self-motivated Sales Executive to sell merchant services, payment processing, and POS solutions to small businesses.  It is a strong opportunity for someone who wants to build their own book of business, create recurring residual revenue, and work with a growing company focused on helping local businesses improve how they get paid.

Why join us?  We are growing, and a fun company focused on helping businesses improve their operations, increase cash flow, and serve their customers with ease. 

We are looking for people who are hungry, coachable, professional, and ready to win.  Is that you? 

In this role, you will:

  • Prospect and win new business through cold outreach, networking, referrals, and face-to-face selling
  • Meet with business owners and decision-makers
  • Present customized POS and payment processing solutions
  • Manage the sale from first contact to close
  • Build long-term client relationships that generate ongoing residual income
  • Track pipeline activity and maintain strong follow-up discipline

We are looking for someone with:

  • High level of personal accountability, follow-through, and professionalism
  • 2+ years of outside sales or B2B sales experience preferred
  • Merchant services, POS, payroll, telecom, insurance, or other consultative B2B sales experience preferred
  • Strong prospecting and closing skills
  • Ownership mindset and self-starter mentality
  • Professional communication and relationship-building ability
  • Discipline, consistency, and hunger to perform

Why this opportunity stands out:

  • No ceiling on what you can earn
  • Commission-only structure
  • Lifetime residual revenue opportunity
  • Full training and support (we invest in your future) 
  • POS + payment processing solutions
  • Ability to build your own book of business

Military background is a plus, especially for retired military professionals, but it is not required.

If you are ready to help local businesses and build real long-term income, apply now.

Company Description

Total Pay Solutions is a leading provider of payment processing and merchant services, dedicated to helping businesses streamline transactions, increase efficiency, and grow revenue. With over two decades of industry expertise, we deliver innovative solutions including point-of-sale systems, mobile payment technology, and e-commerce integrations tailored to businesses of all sizes.

Our mission is to empower business owners with reliable, cost-effective payment solutions backed by exceptional service and ongoing support. We partner closely with our clients to simplify payment operations, reduce processing costs, and enhance the customer experience.

At Total Pay Solutions, we also invest in people—offering independent sales professionals opportunities to build successful careers through training, mentorship, and a proven sales framework.


Total Pay Solutions logo

About Total Pay Solutions

Sourced by ZipRecruiter

Since our foundation in 2001, our mission has constantly led us to provide comprehensive innovative payment solutions at the most affordable rates all throughout the US. Our constant commitment to providing the highest quality of care to our merchants and our Manager Ashley Timmerman and agents has launched us to the vanguard of one of the highest competitive industries on the market. Our CEO OJ Thomas has been in the business for over 20 years, building, operating, and owning two other successful Credit Card Companies.

Industry

Finance and insurance

Company size

11 - 50 Employees

Headquarters location

League City, TX, US

Year founded

2002

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