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Encova Insurance will have a need for an Intern, Actuarial for our Columbus, Ohio or Charleston, WV office locations. This will be a hybrid working opportunity with in office days each week. Full-time summer internship for summer 2027 and will require someone who can work at least 40 hours per week.
Start and end dates will be based on availability and business need. You will work a hybrid schedule with days in office each week. Must be currently enrolled and have completed at least 60 credit hours with an accredited college or university.
Pay=$22.00 per hour
Encova Insurance has again been recognized as a RISE Elite Top 50 internship program, making this our sixth year in a row! Rising Insurance Star Executives (RISE) is the voice of young professionals who are looking for ways to share their innovative ideas and spread a new message about who the insurance industry is. As an intern at Encova Insurance you will be part of a dynamic, results-driven team and learn to manage real world situations alongside Encova associates. Our successful internship program attracts students from across our region and our diverse opportunities ensure that our interns are provided with a wide range of learning possibilities!
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
The Product Actuarial or Corporate Actuarial Intern will perform tasks, projects and research in support of areas including pricing, underwriting, data analytics, profitability reporting, reserving, and finance. These two positions will provide meaningful and impactful support to the Product Actuarial unit and business teams, or to the Corporate Actuarial team.
ESSENTIAL FUNCTIONS:

• Develop rate indications following standard actuarial practices.
• Review specific components of rating plans using internal profitability data and competitive analysis.
• Prepare rate filings and work with state insurance departments as needed to gain regulatory approval.

• Perform validation of large account pricing models for large account underwriters.

• Assist Product Actuarial unit in providing pricing indications on individual large accounts.

• Assist in execution, maintenance, and expansion of management reports and analytics under direction of the Product Actuarial staff.

• Conduct reserve reviews using traditional property-casualty unpaid claim estimation techniques and methodologies and implement the results effectively.
• Extract, merge, validate and maintain transactional datasets from various sources.
• Assist in preparing reserve summaries that reflect the results and projections from reserve reviews incorporating internal and external factors such as settlement processing, case reserving strengthening, underwriting performance, and economic, social, and legal climate.
• Field routine service and research project requests.

This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential.
What you can expect from us
An internship at Encova is a great way to jump-start your career. Our award-winning, structured summer intern program offers:

• Competitive compensation
• An introduction to the insurance industry through authentic work experiences
• Networking opportunities with industry professionals
• Flexible start and end dates
• Community involvement and volunteer opportunities

Through our collaborative team structure, we find professional and personal growth. We never stop learning and always seek to improve ourselves. Our commitment to growth makes us a winning organization and an ideal place for interns.
Encova Insurance is an EOE/E-Verify employer.
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