M&T Bank
M&T Bank

60 Mt Bank Credit Associate Jobs Hiring Near You

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

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M&T Bank Jobs Information

Do workers at M&T Bank get paid breaks?

Sometimes. Only some people get paid breaks.
44% of people say they don’t get paid breaks.
Based on data from 64 people who took the Breakroom Quiz between July 2025 and July 2026.

Does M&T Bank pay people when they’re sick?

Yes. Most people get paid when they’re sick.
89% of people say they would get paid if they were sick but scheduled to work.
Based on data from 71 people who took the Breakroom Quiz between July 2025 and July 2026.

At M&T Bank, are sick days and vacation days separate paid time off?

Sick days and vacation days are used from the same paid time off.
93% of people say they have to use vacation days when they’re out sick.
Based on data from 76 people who took the Breakroom Quiz between July 2025 and July 2026.

Is the health insurance from M&T Bank affordable enough for their workers?

Most people say the health insurance costs are okay.
86% of people say the health insurance costs are okay
Based on data from 57 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people get paid time off at M&T Bank?

Most people get paid time off work.
100% of people say they get paid time off.
Based on data from 77 people who took the Breakroom Quiz between July 2025 and July 2026.

How far ahead of time do people find out their work schedule?

Most people find out their schedule less than four weeks ahead of time.
  • 42% of people with changing schedules find out their shifts one week or less ahead of time.
  • 18% of people with changing schedules find out their shifts two weeks ahead of time.
  • 8% of people with changing schedules find out their shifts three weeks ahead of time.
  • 31% of people with changing schedules find out their shifts four weeks or more ahead of time.

Based on data from 71 people who took the Breakroom Quiz between November 2024 and June 2026.

Do workers at M&T Bank worry about hours?

Most people don’t worry about getting enough hours.
97% of people report they don’t worry about getting enough hours.
Based on data from 31 people who took the Breakroom Quiz between June 2025 and June 2026.

Do M&T Bank workers get to choose the shifts they work?

Most people get to choose which shifts they work.
71% report that they have enough control over which shifts they work.
Based on data from 42 people who took the Breakroom Quiz between April 2025 and April 2026.

How easy is it for M&T Bank workers to change shifts?

Most people find it easy to change shifts.
81% of people report that it’s easy to change shifts if they need to.
Based on data from 32 people who took the Breakroom Quiz between April 2025 and April 2026.

How easy is it to get time off at M&T Bank?

Most people find it easy to get time off.
86% of people report it’s easy to get time off.
Based on data from 66 people who took the Breakroom Quiz between July 2025 and July 2026.

Do M&T Bank managers change schedules at the last minute?

Most managers don’t change people’s schedules at the last minute.
93% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 30 people who took the Breakroom Quiz between June 2025 and June 2026.

Do jobs at M&T Bank spill into time workers aren’t paid for?

Rarely. The job doesn't usually spill into unpaid time.
6% of people report that their job takes up time that they don’t get paid for.
Based on data from 31 people who took the Breakroom Quiz between June 2025 and June 2026.

How easy is it to take sick days at M&T Bank?

Most people find it easy to take sick days.
86% of people report that it’s easy to take time off if they are sick.
Based on data from 72 people who took the Breakroom Quiz between July 2025 and July 2026.

Is a M&T Bank job good for students?

Only some students say this is a good place to work if you’re studying.
43% of students report this isn’t a good place to work if you’re studying.
Based on data from 7 people who took the Breakroom Quiz between November 2024 and March 2025.

Is working at M&T Bank good if you’re a parent or caregiver?

Most parents and caregivers say this is a good place to work.
73% of people who care for a child or other relative report this is a good place to work.
Based on data from 30 people who took the Breakroom Quiz between April 2025 and April 2026.

Do people at M&T Bank feel treated with respect by their managers?

Most people feel treated with respect by their managers.
90% of people say they’re treated with respect by their managers.
Based on data from 69 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people at M&T Bank get to take their breaks without interruption?

Most people get breaks without interruption.
79% of people report that they get to take their breaks without interruption.
Based on data from 66 people who took the Breakroom Quiz between July 2025 and July 2026.

Is it stressful to work at M&T Bank?

Most people feel stressed out here.
83% of people say they often feel stressed out at work.
Based on data from 72 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people at M&T Bank enjoy their jobs?

Only some people enjoy their job.
35% of people report they don’t enjoy their job.
Based on data from 66 people who took the Breakroom Quiz between June 2025 and June 2026.

Do people at M&T Bank recommend working with their team?

Only some people recommend working with their team.
53% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 77 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people get enough training when they start at M&T Bank?

Some people didn’t get enough training when they started.
41% of people report they didn’t get enough training when they started working here.
Based on data from 71 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people get support to advance at M&T Bank?

Only some people are given support to advance their career here.
In the last year, 36% of people report not being given support to advance their career here.
Based on data from 67 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people think M&T Bank’s headquarters understands what’s happening where they work?

Most people think headquarters doesn’t understand what’s happening where they work.
90% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 67 people who took the Breakroom Quiz between July 2025 and July 2026.

Do workers feel well informed about how M&T Bank is doing?

Only some people feel well informed about how the company is doing.
34% of people feel that they aren’t kept well informed about how the company is doing as a whole.
Based on data from 67 people who took the Breakroom Quiz between July 2025 and July 2026.
Infographic showing various Credit Associate job openings at Mt Bank in the United States as of August 2026, with employment types broken down into 97% Full Time, and 3% Part Time. Highlights an 86% Physical, 12% Hybrid, and 2% Remote job distribution.

Business Banking Credit Team Lead - M&T Footprint

M&T Bank

Timonium, MD

$89K - $149K/yr

Full-time

Posted 6 days ago


M&T Bank rating

7.8

Company rating: 7.8 out of 10

Based on 185 frontline employees who took The Breakroom Quiz

89th of 170 rated banks


Job description

This job requires 4 days a week in an M&T corporate office.

Locations across the M&T footprint are open.

Overview:

Responsible for the quality and efficiency of the underwriting for Business Banking. Interacts on a daily basis with the Credit teams and sales partners regarding the underwriting of Business Banking loan requests.

Primary Responsibilities:

  • Responsible for the day to day activities of a team of Underwriters and/0r Portfolio Managers to include the quality and efficiency of the underwriting
  • Serve as the point person for work requests, prioritizes and assigns work, and monitors work flow..
  • Support various segments in terms of credit functions.
  • Manage/Support the sales override process
  • Oversee the training of new underwriters and/or portfolio manager as required.
  • Provides ongoing training to the department.
  • Develop training materials and various forms.
  • Maintain work logs and prepare monthly productivity reports for management, and other reports, as needed.
  • Coordinate updates to the divisional processes and policies, writes procedures and develops analysis templates as needed.
  • Resolve any policy, procedure, accounting or credit issues that occur.
  • Participate in various Departmental projects associated with the Credit Function.
  • Maintain an in-depth knowledge of accounting pronouncements and the effect on Bank credits.
  • Exercise the usual authority as manager concerning staffing, performance appraisals, salary recommendations, promotions, hiring, terminations, performance management, and training, coaching and mentoring.
  • Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.

Supervisory/ Managerial Responsibilities:

Supervises and mentors a team (up to 7), comprised of credit staff, portfolio managers, and administrative staff.

Education and Experience Required:

Bachelor's degree in Accounting, Finance, or related discipline and minimum of 5 years' commercial credit experience or relevant analytical with a strong knowledge of accounting principles including 2 years coaching/training/mentoring or work leadership experience

OR in lieu of degree

a combined minimum of 9 years' higher education and/or work experience including a minimum of 5 years commercial credit experience with strong knowledge of accounting principles including 2 years' coaching/training/mentoring or work leadership experience.

Proficiency with personal computers and relevant software packages.

Education and Experience Preferred:

Proficiency with personal computers and relevant software packages.

Strong leadership skills and ability to motivate others.

Commitment to meeting the needs of both the internal and external customers of the department.

Excellent communication (verbal and written) and interpersonal skills).

Ability to maximize efficiency and maintain the consistent quality of the work produced by the credit analysis team.

Exhibit a strong work ethic and consistently meet deadlines.

Extensive knowledge of Bank's credit policies and procedures.

Prior experience in a sales role

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationRochester, New York, United States of America

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