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60 Citigroup Credit Risk Associate Jobs Hiring Near You

Manage projects for implementation of Risk Rating models in Citi's systems for use in underwriting processes. Develop and maintain model controls. Ensure adherence to internal credit risk policies ...

Manage projects for implementation of Risk Rating models in Citi's systems for use in underwriting processes. Develop and maintain model controls. Ensure adherence to internal credit risk policies ...

Credit Analyst

Getzville, NY · On-site

$60.41K - $74.45K/yr

Institutional Credit Management (ICM) is a critical component of Citi's First Line of defense for wholesale and counterparty credit risk (CCR) management. ICM works with Independent Risk teams to ...

Credit Review Senior Officer I

Irving, TX · Hybrid

$186K - $203.40K/yr

Credit Review Risk Management Job Family Group: Job Family: Time Type: Full time Primary Location: Irving Texas United States Primary Location Full Time Salary Range: In addition to salary, Citi ...

Credit Underwriting Analyst

Irving, TX · On-site

$59.20K - $82.60K/yr

Job Background/Context Institutional Credit Management (ICM) is a critical component of Citi's First Line of defense for wholesale and counterparty credit risk (CCR) management. ICM works with ...

Credit Review Senior Officer I

Irving, TX · On-site

$186K - $203.40K/yr

Credit Review Risk Management Job Family Group: Job Family: Time Type: Full time Primary Location: Irving Texas United States Primary Location Full Time Salary Range: In addition to salary, Citi ...

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Citi Jobs Information

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What is it like to work at Citigroup?

Citigroup is a global financial institution that values diversity, inclusion, and innovation, fostering a collaborative and dynamic work environment. The company operates through various business units, including consumer banking, corporate and investment banking, and markets and securities, with a focus on providing financial services to individuals, corporations, and governments worldwide. Working at Citigroup may appeal to candidates seeking a challenging and rewarding career in finance, with opportunities for professional growth and development in a global organization.
Credit Risk Senior Officer I

Credit Risk Senior Officer I

Citigroup, Inc.

Irving, TX • On-site

$173.70K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago


Job description

Citibank, N.A. seeks a Credit Risk Senior Officer I for its Irving, Texas location.
Duties: Evaluate and manage credit risk across the Wealth Wholesale portfolio, including review of internal risk ratings, classifications, portfolio limits, and exceptions. Conduct independent and unbiased assessments of credit risk, analyzing credit limits, exposure components, collateral details and ensuring data integrity in internal credit systems. Ensure that all relevant credit-related data is accurately reflected in internal credit systems. Support oversight of the end-to-end credit risk rating lifecycle, including Risk Rating Processes and Risk Rating Models. As Model Sponsor, engage with Model Developer team to develop or update internal Risk Rating Models. Review Ongoing Performance Assessment, Model Development Documentation, Annual Model Reviews, Limitation remediations and model changes for the Risk Rating Models. Manage projects for implementation of Risk Rating models in Citi's systems for use in underwriting processes. Develop and maintain model controls. Ensure adherence to internal credit risk policies and frameworks and evaluate the effectiveness of credit risk management practices. Evaluate the appropriateness of Corrective Action Plans resulting from Credit Reviews or Quarterly Business monitoring, and subsequent validation of the effectiveness of the corrective actions after implementation by the management. Lead the risk reporting projects to transform risk reporting to provide strategic insights into the credit portfolio, and to identify emerging risk trends with the Wealth Wholesale portfolio. Redesign and enhance existing risk reports. Coordinate timelines and workflows with Risk Reporting team to ensure timely delivery of recurring reports. Lead activities related to Enterprise Risk Management, including Risk Appetite Statement, Risk Appetite Assessment, and Risk Appetite Limits. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.
Requirements: Requires a Master's degree, or foreign equivalent, in Business Administration, Finance, Economics or related field and 8 years of experience as a Credit Portfolio Officer, Credit Risk Senior Officer, Country Risk Senior Officer, Management Reporting Senior Analyst, Equity Research Analyst, Program Head or related position involving project management. Alternatively, employer will accept a Bachelor's degree in the stated fields and 10 years of progressively responsible, post-baccalaureate experience in the stated positions. 2 years of experience must include: Credit risk assessment, monitoring and reporting for a global financial services institution; Various Credit Risk Models including Risk Rating models, stress loss models, and ECL (Expected Credit Loss) models including IFRS9, CECL; Credit risk concepts, including probability of default (PD), loss given default (LGD), and exposure at default (EAD), to enhance risk models and methodologies; Credit Analysis and developing Credit Risk Policies and Procedures; Statistical, qualitative and quantitative analytical skills including regression analysis; Financial Modeling, Financial Statement Forecasting, Macroeconomics; Technologies including Tableau; Enterprise Risk Management; Ad-hoc reporting for senior management; and Leading risk reporting initiatives. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #26955072. EO Employer.
Wage Range: $173,700 to $173,700
Job Family Group: Risk Management
Job Family: Credit Risk
Job Family Group:
Job Family:
Time Type:
Full time
Primary Location:
Irving Texas United States
Primary Location Full Time Salary Range:
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jun 08, 2026
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