61 Citigroup Credit Risk Associate Jobs Hiring Near You

The Associate will support credit portfolio analytics and governance reporting for the Americas Division. The role is a key contributor to materials for internal risk committees and regulators, helping transform complex portfolio data into clear, actionable insights for senior management. The position requires strong analytical skills, credit risk knowledge, and the ability to write concise, well-structured presentations.

Portfolio Analytics & Reporting

• Analyze credit portfolios to identify trends, sector and product concentrations, rating migrations, and emerging risks.
• Support recurring and ad hoc materials for risk stakeholders, including portfolio decks, sector reviews, and regulatory presentations.
• Maintain standardized reporting packs on criticized assets, watchlists, non-pass originations, and other key risk metrics.
• Incorporate stress-testing, risk appetite, and rating migration results into portfolio commentary.

Data, Infrastructure & Controls

• Source, validate, and reconcile portfolio data across multiple systems.
• Perform data quality checks, investigate discrepancies, and document key assumptions.
• Help standardize data definitions, templates, and calculation methodologies across recurring reports.
• Support enhancements to reporting processes and automation using Excel, SQL, and visualization tools where appropriate.
• Governance, Regulatory & Process Support
• Support credit risk governance processes, including committee materials, approvals, and action-item tracking.
• Contribute to materials for regulatory exams, remediation items, and internal audit, ensuring analysis is well supported and clearly documented.
• Provide portfolio insights that help refine sector-based underwriting standards and risk appetite frameworks.
• Recommend improvements to increase efficiency, transparency, and consistency of portfolio reporting.

Stakeholder Management & Communication

• Partner with Credit Risk, Front Office, Finance, Data, and Planning teams to gather inputs and align messaging.
  Translate complex analysis into clear slides and talking points for senior management and committees.
  Incorporate feedback from stakeholders while maintaining accuracy and internal consistency.

• Minimum 2 years of experience in financial services in credit risk, credit portfolio management, or risk/reporting roles.
• Solid understanding of credit risk concepts including internal ratings, risk appetite, criticized assets and watchlists, and governance frameworks.
• Experience working with large data sets and portfolio-level metrics.
• Advanced Excel skills (data manipulation, pivot tables, complex formulas); familiarity with PowerPoint for executive-ready presentations.
• Strong written and verbal communication skills, with the ability to synthesize complex analysis into concise messages.
• Bachelor's degree in Finance, Economics, Accounting, Mathematics, Statistics, or a related analytical field.

• 3-5 years of relevant experience in credit risk analytics, portfolio management, or risk reporting at a bank or large financial institution.
• Experience in a U.S. regulatory environment (Federal Reserve, OCC, or similar) or at a foreign banking organization.
• Experience using SQL or a programming language such as Python or R to query and analyze data.
• Familiarity with business intelligence or visualization tools such as Power BI or Tableau.
• Professional certifications or coursework in risk management, credit analysis, or data analytics (FRM, CFA, or similar) are a plus.

• Strong attention to detail and high standards for accuracy and data quality.
• Curious and willing to dig into underlying drivers of portfolio changes.
• Able to manage multiple recurring deadlines and prioritize effectively.
• Self-starter who takes ownership while collaborating closely with team members and stakeholders.
• Professional, organized, and motivated to improve processes and the clarity of risk communication.