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3 Ridgewood Financial Analyst Jobs Hiring Near You

Ridgewood

Branch Manager

Hewlett, NY · On-site

$79K - $99K/yr

Resolves customer complaints or needs that may exceed the authority of subordinates by analyzing ... Reviews daily printouts required by bank policy and procedure to prevent financial loss and monitor ...

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Infographic showing various Financial Analyst job openings at Ridgewood in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Physical job distribution.

Real Estate Loan Portfolio Officer

Ridgewood

Uniondale, NY • On-site

$100K - $120K/yr

Full-time

Re-posted 21 days ago

Job description

The estimated salary for this position is $100,000-$120,000/Annually.
Duties and Responsibilities/Results
Portfolio Management & Credit Risk Oversight
  • Manage and monitor the performance, quality, and risk profile of the Bank's commercial and residential real estate loan portfolio.
  • Conduct ongoing portfolio reviews, credit analyses, covenant monitoring, and risk assessments to identify emerging risks and ensure timely resolution of exceptions.
  • Analyze borrower financial statements, property performance, market conditions, and third-party information to evaluate credit quality and portfolio trends.
  • Ensure timely completion of loan renewals, modifications, annual reviews, and other portfolio monitoring requirements.
  • Assist in the preparation and presentation of credit recommendations and portfolio analyses for Credit Committee and Senior Management.

Problem Loan Management & Workout Administration
  • Lead the review, analysis, and management of criticized and classified assets, including commercial real estate loan workouts, restructurings, modifications, and loss mitigation strategies.
  • Develop and recommend resolution strategies for problem loans, balancing risk mitigation, asset preservation, and relationship management objectives.
  • Monitor workout plans and borrower performance to ensure timely execution and resolution.
  • Coordinate with legal counsel, compliance, loan operations, and other internal stakeholders regarding loan modifications, restructurings, and enforcement actions.

Leadership & Staff Development
  • Direct, coach, mentor, and develop Portfolio Management staff to ensure high levels of performance, accountability, and professional growth.
  • Conduct performance evaluations, provide ongoing feedback, identify training opportunities, and address performance issues when necessary.
  • Foster a culture of collaboration, continuous improvement, regulatory compliance, and sound credit administration.
  • Provide guidance and technical expertise to staff regarding portfolio management, credit analysis, and problem loan resolution.

Reporting, Compliance & Process Improvement
  • Provide overall leadership and accountability for departmental readiness for internal audits, external audits, regulatory examinations, external loan reviews, and compliance assessments.
  • Direct and oversee the preparation, coordination, and delivery of all audit and examination requests, ensuring responses are accurate, complete, timely, and supported by appropriate documentation.
  • Serve as the primary departmental liaison for internal auditors, external auditors, regulators, loan review firms, and other independent reviewers.
  • Review audit findings, examination reports, loan review observations, and regulatory recommendations and develop appropriate corrective action plans.
  • Monitor and report on the status of audit findings, management responses, remediation activities, and corrective action plans to ensure timely resolution.
  • Ensure portfolio management records, loan files, risk-rating documentation, exception tracking, and departmental reporting are maintained in a manner that supports regulatory compliance and examination readiness.
  • Coordinate periodic portfolio reviews, stress testing exercises, and independent loan review engagements and ensure resulting recommendations are appropriately addressed.
  • Promote a strong culture of compliance, accountability, risk awareness, and continuous improvement throughout the department.
  • Maintain current knowledge of applicable banking regulations, accounting guidance, credit administration standards, and industry best practices affecting portfolio management activities.

Required Qualifications:
  • Bachelor's degree in Finance, Real Estate, Business Administration, Accounting, or related field.
  • Minimum 5 years of experience in commercial real estate lending, portfolio management, loan review, credit administration, workout management, or related banking functions.
  • Minimum 2 years of supervisory or management experience.
  • Strong knowledge of commercial and residential real estate lending, credit risk management, loan documentation, and portfolio administration.
  • Demonstrated experience managing problem loans, restructurings, and workout strategies.
  • Strong analytical, financial statement analysis, and credit underwriting skills.
  • Working knowledge of FDIC, DFS, and other applicable regulatory requirements.
  • Excellent leadership, communication, presentation, and relationship management skills.
  • Proven ability to manage multiple priorities and interact effectively across all organizational levels.

Preferred Qualifications:
  • Advanced degree (MBA, MS Finance, MS Real Estate, or related field).
  • Experience with commercial loan review, criticized asset management, and regulatory examinations.
  • Experience managing mixed commercial and residential real estate portfolios.

Primary Success Measures
  • Portfolio asset quality and risk-rating accuracy.
  • Timely completion of portfolio reviews, renewals, modifications, and covenant monitoring.
  • Successful management and resolution of criticized and classified assets.
  • Favorable internal audit, external audit, regulatory examination, and independent loan review results.
  • Timely completion of audit deliverables, examination requests, and remediation activities.
  • Accuracy and completeness of portfolio reporting and records administration.
  • Achievement of departmental productivity, compliance, and operational objectives.
  • Employee engagement, development, succession readiness, and team performance.

Physical Requirements:
  • Prolonged periods of sitting at a desk and working on a computer.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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