Consumer And Small Business Credit Officer I The position is responsible for the quality, safety and soundness of the credit portfolio associated with the bank's consumer and small business portfolio.
81 First Commonwealth Bank Credit Officer Jobs Hiring Near You
Consumer And Small Business Credit Officer I The position is responsible for the quality, safety and soundness of the credit portfolio associated with the bank's consumer and small business portfolio.
First Commonwealth Bank Jobs Information
What is it like to work at First Commonwealth Bank?
First Commonwealth Bank is a community-focused financial institution that prioritizes customer service and community involvement, fostering a culture of teamwork and collaboration among its employees.
The bank's team structure is designed to promote open communication and collaboration, with employees working together to achieve common goals and provide exceptional customer experiences. The work environment is supportive, with opportunities for professional growth and development through training programs and mentorship.
Working at First Commonwealth Bank may appeal to individuals who value community involvement and are passionate about delivering exceptional customer service, as the bank offers a dynamic and supportive work environment that allows employees to make a positive impact in their communities.
The bank's team structure is designed to promote open communication and collaboration, with employees working together to achieve common goals and provide exceptional customer experiences. The work environment is supportive, with opportunities for professional growth and development through training programs and mentorship.
Working at First Commonwealth Bank may appeal to individuals who value community involvement and are passionate about delivering exceptional customer service, as the bank offers a dynamic and supportive work environment that allows employees to make a positive impact in their communities.
What makes First Commonwealth Bank an attractive place to work?
First Commonwealth Bank is a leading regional bank in the United States, known for its commitment to community banking and customer-centric approach. The company offers a dynamic work environment that values collaboration, innovation, and employee growth, with opportunities for professional development and advancement in a stable and secure setting. By joining First Commonwealth Bank, individuals can contribute to the bank's mission of delivering exceptional financial services and make a meaningful impact in their communities.
Do workers at First Commonwealth Bank get paid breaks?
No. Most people don’t get paid breaks.
82% of people say they don’t get paid breaks.
Based on data from 11 people who took the Breakroom Quiz between December 2024 and August 2026.
82% of people say they don’t get paid breaks.
Based on data from 11 people who took the Breakroom Quiz between December 2024 and August 2026.
Does First Commonwealth Bank pay people when they’re sick?
Sometimes. Only some people get paid when they’re sick.
38% of people say they wouldn’t get paid if they were sick but scheduled to work.
Based on data from 13 people who took the Breakroom Quiz between December 2024 and August 2026.
38% of people say they wouldn’t get paid if they were sick but scheduled to work.
Based on data from 13 people who took the Breakroom Quiz between December 2024 and August 2026.
At First Commonwealth Bank, are sick days and vacation days separate paid time off?
Sick days and vacation days are used from the same paid time off.
100% of people say they have to use vacation days when they’re out sick.
Based on data from 10 people who took the Breakroom Quiz between July 2025 and August 2026.
100% of people say they have to use vacation days when they’re out sick.
Based on data from 10 people who took the Breakroom Quiz between July 2025 and August 2026.
Is the health insurance from First Commonwealth Bank affordable enough for their workers?
Most people say the health insurance costs are okay.
100% of people say the health insurance costs are okay
Based on data from 9 people who took the Breakroom Quiz between March 2025 and August 2026.
100% of people say the health insurance costs are okay
Based on data from 9 people who took the Breakroom Quiz between March 2025 and August 2026.
Do people get paid time off at First Commonwealth Bank?
Most people get paid time off work.
100% of people say they get paid time off.
Based on data from 10 people who took the Breakroom Quiz between July 2025 and August 2026.
100% of people say they get paid time off.
Based on data from 10 people who took the Breakroom Quiz between July 2025 and August 2026.
Do workers at First Commonwealth Bank worry about hours?
Most people don’t worry about getting enough hours.
100% of people report they don’t worry about getting enough hours.
Based on data from 9 people who took the Breakroom Quiz between December 2024 and February 2026.
100% of people report they don’t worry about getting enough hours.
Based on data from 9 people who took the Breakroom Quiz between December 2024 and February 2026.
Do First Commonwealth Bank workers get to choose the shifts they work?
Most people get to choose which shifts they work.
78% report that they have enough control over which shifts they work.
Based on data from 9 people who took the Breakroom Quiz between December 2024 and February 2026.
78% report that they have enough control over which shifts they work.
Based on data from 9 people who took the Breakroom Quiz between December 2024 and February 2026.
How easy is it to get time off at First Commonwealth Bank?
Most people find it easy to get time off.
100% of people report it’s easy to get time off.
Based on data from 12 people who took the Breakroom Quiz between December 2024 and August 2026.
100% of people report it’s easy to get time off.
Based on data from 12 people who took the Breakroom Quiz between December 2024 and August 2026.
Do First Commonwealth Bank managers change schedules at the last minute?
Most managers don’t change people’s schedules at the last minute.
100% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 6 people who took the Breakroom Quiz between December 2024 and February 2026.
100% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 6 people who took the Breakroom Quiz between December 2024 and February 2026.
Do jobs at First Commonwealth Bank spill into time workers aren’t paid for?
Rarely. The job doesn't usually spill into unpaid time.
13% of people report that their job takes up time that they don’t get paid for.
Based on data from 8 people who took the Breakroom Quiz between December 2024 and February 2026.
13% of people report that their job takes up time that they don’t get paid for.
Based on data from 8 people who took the Breakroom Quiz between December 2024 and February 2026.
How easy is it to take sick days at First Commonwealth Bank?
Most people find it easy to take sick days.
92% of people report that it’s easy to take time off if they are sick.
Based on data from 12 people who took the Breakroom Quiz between December 2024 and August 2026.
92% of people report that it’s easy to take time off if they are sick.
Based on data from 12 people who took the Breakroom Quiz between December 2024 and August 2026.
Is working at First Commonwealth Bank good if you’re a parent or caregiver?
Most parents and caregivers say this is a good place to work.
80% of people who care for a child or other relative report this is a good place to work.
Based on data from 10 people who took the Breakroom Quiz between December 2024 and August 2026.
80% of people who care for a child or other relative report this is a good place to work.
Based on data from 10 people who took the Breakroom Quiz between December 2024 and August 2026.
Do people at First Commonwealth Bank feel treated with respect by their managers?
Most people feel treated with respect by their managers.
73% of people say they’re treated with respect by their managers.
Based on data from 11 people who took the Breakroom Quiz between December 2024 and August 2026.
73% of people say they’re treated with respect by their managers.
Based on data from 11 people who took the Breakroom Quiz between December 2024 and August 2026.
Do people at First Commonwealth Bank get to take their breaks without interruption?
Most people get breaks without interruption.
91% of people report that they get to take their breaks without interruption.
Based on data from 11 people who took the Breakroom Quiz between April 2025 and August 2026.
91% of people report that they get to take their breaks without interruption.
Based on data from 11 people who took the Breakroom Quiz between April 2025 and August 2026.
Is it stressful to work at First Commonwealth Bank?
Most people feel stressed here.
77% of people say they often feel stressed at work.
Based on data from 13 people who took the Breakroom Quiz between December 2024 and August 2026.
77% of people say they often feel stressed at work.
Based on data from 13 people who took the Breakroom Quiz between December 2024 and August 2026.
Do people at First Commonwealth Bank enjoy their jobs?
Only some people enjoy their job.
36% of people report they don’t enjoy their job.
Based on data from 11 people who took the Breakroom Quiz between December 2024 and August 2026.
36% of people report they don’t enjoy their job.
Based on data from 11 people who took the Breakroom Quiz between December 2024 and August 2026.
Do people at First Commonwealth Bank recommend working with their team?
Only some people recommend working with their team.
43% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 14 people who took the Breakroom Quiz between December 2024 and August 2026.
43% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 14 people who took the Breakroom Quiz between December 2024 and August 2026.
Do people get enough training when they start at First Commonwealth Bank?
Most people didn’t get enough training when they started.
73% of people report they didn’t get enough training when they started working here.
Based on data from 11 people who took the Breakroom Quiz between December 2024 and August 2026.
73% of people report they didn’t get enough training when they started working here.
Based on data from 11 people who took the Breakroom Quiz between December 2024 and August 2026.
Do people get support to advance at First Commonwealth Bank?
Only some people are given support to advance their career here.
In the last year, 58% of people report not being given support to advance their career here.
Based on data from 12 people who took the Breakroom Quiz between December 2024 and August 2026.
In the last year, 58% of people report not being given support to advance their career here.
Based on data from 12 people who took the Breakroom Quiz between December 2024 and August 2026.
Do people think First Commonwealth Bank’s headquarters understands what’s happening where they work?
Most people think headquarters doesn’t understand what’s happening where they work.
85% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 13 people who took the Breakroom Quiz between December 2024 and August 2026.
85% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 13 people who took the Breakroom Quiz between December 2024 and August 2026.
Do workers feel well informed about how First Commonwealth Bank is doing?
Most people feel well informed about how the company is doing.
67% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 12 people who took the Breakroom Quiz between December 2024 and August 2026.
67% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 12 people who took the Breakroom Quiz between December 2024 and August 2026.
What other companies are hiring for Credit Officer jobs?
What are the most popular jobs at First Commonwealth Bank?
What are the most popular categories at First Commonwealth Bank?
Consumer & Small Business Credit Officer I
Wilson, NC • On-site
Other
Re-posted 17 days ago
Job description
Consumer And Small Business Credit Officer I
The position is responsible for the quality, safety and soundness of the credit portfolio associated with the bank's consumer and small business portfolio. This is achieved through the review, proper structuring and appropriate decisioning of credit request; ongoing monitoring of the credit portfolio to identify problem areas and assure appropriate assignment of credit grades; providing assistance with structuring of workout solutions; and delivering ongoing coaching to lenders throughout the bank.
Specific job functions include efficiently reviewing and evaluating consumer and small business requests in order to approve or recommend approval to a higher authority within the bank's credit team. The role also involves making sound credit decisions based on established lending policies, maintaining compliance with lending laws and regulations, managing the inflow of credit requests to ensure timely decision-making, assisting lending officers in identifying risk and structuring credits, and assisting in the identification and remediation of problem loans.
Job requirements include the ability to understand accounting practices, knowledge of consumer and small business credit analysis, rendering timely credit decisions, knowledge of bank credit policy and regulatory requirements, strong communication skills, attention to detail, and the ability to handle sensitive customer information. Excellent computer skills and the ability to work independently are also required.
Education/experience requirements include a bachelor's or master's degree in business or a related field with a preference in finance or accounting, and a minimum of five years of experience in credit analysis, lending, underwriting or credit approval of small business and consumer loans.