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60 1St Source Bank Credit Analyst Jobs Hiring Near You

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1st Source Bank Jobs Information

Do workers at 1st Source Bank get paid breaks?

Sometimes. Only some people get paid breaks.
36% of people say they don’t get paid breaks.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and October 2025.

Does 1st Source Bank pay people when they’re sick?

Yes. Most people get paid when they’re sick.
100% of people say they would get paid if they were sick but scheduled to work.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and April 2026.

Is the health insurance from 1st Source Bank affordable enough for their workers?

Most people say the health insurance costs are okay.
100% of people say the health insurance costs are okay
Based on data from 6 people who took the Breakroom Quiz between March 2025 and March 2026.

Do people get paid time off at 1st Source Bank?

Most people get paid time off work.
100% of people say they get paid time off.
Based on data from 5 people who took the Breakroom Quiz between July 2025 and April 2026.

How far ahead of time do people find out their work schedule?

Most people find out their schedule four weeks ahead of time.
  • 17% of people with changing schedules find out their shifts one week or less ahead of time.
  • 17% of people with changing schedules find out their shifts two weeks ahead of time.
  • 0% of people with changing schedules find out their shifts three weeks ahead of time.
  • 67% of people with changing schedules find out their shifts four weeks or more ahead of time.

Based on data from 6 people who took the Breakroom Quiz between January 2025 and March 2026.

Do workers at 1st Source Bank worry about hours?

Most people don’t worry about getting enough hours.
91% of people report they don’t worry about getting enough hours.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and March 2026.

Do 1st Source Bank workers get to choose the shifts they work?

Some people don’t get to choose which shifts they work.
45% report that they don’t have enough control over which shifts they work.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and March 2026.

How easy is it for 1st Source Bank workers to change shifts?

Some people find it hard to change shifts.
40% of people report that it’s hard to change shifts if they need to.
Based on data from 5 people who took the Breakroom Quiz between January 2025 and March 2026.

How easy is it to get time off at 1st Source Bank?

Most people find it easy to get time off.
92% of people report it’s easy to get time off.
Based on data from 13 people who took the Breakroom Quiz between January 2025 and April 2026.

Do 1st Source Bank managers change schedules at the last minute?

Most managers don’t change people’s schedules at the last minute.
91% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and March 2026.

Do jobs at 1st Source Bank spill into time workers aren’t paid for?

Rarely. The job doesn't usually spill into unpaid time.
9% of people report that their job takes up time that they don’t get paid for.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and March 2026.

How easy is it to take sick days at 1st Source Bank?

Most people find it easy to take sick days.
100% of people report that it’s easy to take time off if they are sick.
Based on data from 13 people who took the Breakroom Quiz between January 2025 and April 2026.

Do people at 1st Source Bank feel treated with respect by their managers?

Most people feel treated with respect by their managers.
77% of people say they’re treated with respect by their managers.
Based on data from 13 people who took the Breakroom Quiz between January 2025 and April 2026.

Do people at 1st Source Bank get to take their breaks without interruption?

Most people get breaks without interruption.
85% of people report that they get to take their breaks without interruption.
Based on data from 13 people who took the Breakroom Quiz between January 2025 and April 2026.

Is it stressful to work at 1st Source Bank?

Some people feel stressed here.
55% of people say they often feel stressed at work.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and April 2026.

Do people at 1st Source Bank enjoy their jobs?

Most people enjoy their job.
77% of people report they enjoy their job.
Based on data from 13 people who took the Breakroom Quiz between January 2025 and April 2026.

Do people at 1st Source Bank recommend working with their team?

Most people recommend working with their team.
77% of people report that they would recommend working with their immediate team to a friend.
Based on data from 13 people who took the Breakroom Quiz between January 2025 and April 2026.

Do people get enough training when they start at 1st Source Bank?

Most people got enough training when they started.
92% of people report they got enough training when they started working here.
Based on data from 12 people who took the Breakroom Quiz between January 2025 and April 2026.

Do people get support to advance at 1st Source Bank?

Most people are given support to advance their career here.
In the last year, 92% of people report being given support to advance their career here.
Based on data from 12 people who took the Breakroom Quiz between January 2025 and April 2026.

Do people think 1st Source Bank’s headquarters understands what’s happening where they work?

Some people think headquarters doesn’t understand what’s happening where they work.
55% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and April 2026.

Do workers feel well informed about how 1st Source Bank is doing?

Most people feel well informed about how the company is doing.
92% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 12 people who took the Breakroom Quiz between January 2025 and April 2026.

What other companies are hiring for Credit Analyst jobs?

What are the most popular jobs at 1St Source Bank?

What are the most popular categories at 1St Source Bank?

Infographic showing various Credit Analyst job openings at 1St Source Bank in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Physical job distribution.

Mortgage Loan Underwriter, South Bend, IN

1st Source Bank

South Bend, IN • On-site

Full-time

Re-posted 18 days ago

1st Source Bank rating

8.8

Company rating: 8.8 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

17th of 174 rated banks

Job description

POSITION SUMMARY
Responsible for underwriting residential loans ensuring compliance with lender and investor guidelines. Examines loan documentation for accuracy, completeness and overall credit risk. Works with loan originator or production staff to secure all required documents.

ESSENTIAL REQUIREMENTS
  • Underwrites FHA, VA, USDA and Conventional loan applications ensuring adherence to company, agency and investor guidelines.
  • Underwrites the collateral to include contract and appraisal review for FHA and VA loan applications.
  • Analyzes mortgage loan files to include income and asset documentation, credit reports, and required disclosures to ensure compliance with applicable Federal and state regulations, and company policies.
  • Ensures all required documentation has been received and completed properly.
  • Approves loans according to investor and Bank guidelines up to investor conforming limits and makes recommendations for loan approval by Senior Management when limits are exceeded.  Determines the outstanding conditions needed prior to closing, reviews the conditions and clears the loan to close.
  • Provides support to Loan Officers, Processors and Closers throughout the process of the loan.
  • Ensures timely response and follow-up to Quality Control (QC), internal and post-closing audits, and investor audits or requests.
  • Keeps up to date on investor and regulatory guidelines, policies, procedures and changes that affect mortgage underwriting.
  • Responsible for the completion of all compliance training related to the position.
  • Must understand all applicable laws and regulations that apply to the position and complies with the requirements.
NON-ESSENTIAL FUNCTIONS
  • Performs all other duties as assigned.
EXPERIENCE/SKILLS
  • Five (5) years in mortgage lending preferred, two (2)-three (3) years minimum front-line underwriting experience also preferred.
  • Self-motivated, ability to work in a fast-paced, high volume environment, while practicing sound lending judgment.
  • Ability to understand and calculate a wide variety of income and asset holdings, including analyzing tax returns and other complex financial documentation.
  • Ability to communicate effectively, both verbally and written.
  • Detail oriented with excellent organizational skills.
  • Readily embraces change.
  • Good PC skills--proficiency in Microsoft Word and Excel essential.
  • Strong quantitative and analytical skills.
EDUCATION 
  • Bachelors’ Degree preferred. FHA Direct Endorsement Certification and VA LAPP preferred but not required depending on the degree of conforming underwriting experience
TRAVEL REQUIREMENTS
Ability to travel as needed for meetings, projects, seminars, etc.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.
 

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

 EQUIPMENT
MS Office PC, fax, phone and standard office equipment.

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