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Workers Compensation Underwriter Jobs in Indiana

Acquire a working knowledge of supporting sections of the underwriting department * Effectively ... excellent compensation/benefits package. Along with a competitive base salary, matched 401(k) ...

Acquire a working knowledge of supporting sections of the underwriting department * Effectively ... excellent compensation/benefits package. Along with a competitive base salary, matched 401(k) ...

Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs ... Establish and maintain positive working relationships with all operational areas, management and ...

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Workers Compensation Underwriter information

See Indiana salary details

$30.9K

$75.1K

$132.7K

How much do workers compensation underwriter jobs pay per year?

As of Aug 27, 2026, the average yearly pay for workers compensation underwriter in Indiana is $75,058.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $82,800.00 per year, depending on experience, location, and employer.

What does a workers compensation underwriter do?

A Workers Compensation Underwriter is responsible for evaluating and analyzing the risks associated with insuring businesses for workplace injuries and illnesses. They review applications, assess the likelihood and potential cost of claims, and determine appropriate premiums and coverage terms. Their goal is to ensure that the insurance company remains profitable while providing fair and adequate coverage to clients. Workers Compensation Underwriters often collaborate with agents, brokers, and risk managers to gather information and make informed decisions.

What are the key skills and qualifications needed to thrive as a workers compensation underwriter?

To thrive as a Workers Compensation Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor's degree in business, finance, or a related field. Familiarity with underwriting software, risk evaluation tools, and certifications like CPCU (Chartered Property Casualty Underwriter) are commonly required. Excellent communication, negotiation abilities, and sound judgment help underwriters collaborate with agents and clients while making fair decisions. These skills ensure accurate risk assessment, policy profitability, and effective client relationships in a highly regulated insurance market.

What are some common challenges faced by workers compensation underwriters, and how can applicants prepare for them?

Workers Compensation Underwriters often encounter challenges such as evaluating complex risk profiles, keeping up with frequently changing state regulations, and balancing the needs of clients with the company's risk appetite. Applicants can prepare by strengthening analytical and research skills, staying informed about industry trends, and developing effective communication strategies to collaborate with agents and clients. Additionally, attention to detail and adaptability are key to managing diverse cases and regulatory requirements efficiently.

What is the difference between Workers Compensation Underwriter vs Claims Adjuster?

AspectWorkers Compensation UnderwriterClaims Adjuster
CredentialsTypically requires a bachelor’s degree, insurance licenses, and industry certificationsRequires a bachelor’s degree, insurance licenses, and claims handling certifications
Work EnvironmentOffice-based, analyzing policies and risk factorsOffice and field work, investigating claims and interviewing claimants
Industry UsageUsed in insurance companies to assess risk and determine policy termsUsed in insurance companies to evaluate and settle claims

While both roles are integral to the insurance industry, a Workers Compensation Underwriter focuses on assessing risk and setting policy terms, whereas a Claims Adjuster handles claims processing and settlement. Understanding these differences helps clarify career paths and job expectations within the workers' compensation insurance sector.

Is it hard to be a workers compensation underwriter?

Workers compensation underwriters assess insurance applications and determine coverage and premiums, requiring strong analytical skills and knowledge of insurance policies. The role can be challenging due to the need for attention to detail, understanding of legal and medical aspects, and the ability to evaluate risk accurately, often requiring relevant certifications and experience. The job environment typically involves working with specialized software and adhering to regulatory standards.

What are popular job titles related to Workers Compensation Underwriter jobs in Indiana?

For Workers Compensation Underwriter jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Workers Compensation Underwriter jobs in Indiana look for?

The top searched job categories for Workers Compensation Underwriter jobs in Indiana are:

What cities in Indiana are hiring for Workers Compensation Underwriter jobs?

Cities in Indiana with the most Workers Compensation Underwriter job openings:

Infographic showing various Workers Compensation Underwriter job openings in Indiana as of August 2026, with employment types broken down into 93% Full Time, 1% Part Time, and 6% Contract. Highlights an 79% In-person, 5% Hybrid, and 16% Remote job distribution, with an average salary of $75,058 per year, or $36.1 per hour.

Workers' Compensation Senior Claim Representative - Eastern Alliance

ProAssurance

Carmel, IN • On-site

$65K - $84K/yr

Other

Posted 15 days ago


Job description

An exciting opportunity exists to join the ProAssurance family of companies!
Our mission is powerful and simple: We protect others. Choosing a place to apply your talents is an important decision for anyone. You have plenty of options. Why choose ProAssurance?
At ProAssurance, we sell a pledge, and that pledge is delivered by our team members. We are seeking individuals who value integrity, leadership, relationships, and enthusiasm-and want to build their career with a great company where they can be their authentic self and feel valued, recognized, and rewarded for their contributions. ProAssurance specializes in healthcare professional liability, products liability for medical technology and life sciences, legal professional liability, and workers' compensation insurance. We are an industry-leading specialty insurer, with job opportunities in much of the contiguous United States.
This position supports our workers' compensation line of business, Eastern Alliance, and can be hybrid, reporting to our Carmel IN office location approximately two times per month, or remote in Kentucky.
The primary responsibility of this position is to consistently execute the Company's ecovery® Return to Wellness philosophy and business model that leads to better outcomes for our injured workers and insureds. Responsibilities of this position include managing all aspects of assigned claims, including verifying coverage, investigating, managing, and resolving complex workers' compensation claims for the Company's large customers under moderate supervision, following established Company requirements and procedures, and promptly establishing and maintaining accurate reserves with an authority limit of up to $75,000 all in support of the Company's revenue and profitability objectives and overall business plan.
What you'll do:
  • 35% - Complete ongoing claim management activities proactively and with a sense of urgency in accordance with the ecovery® Return to Wellness philosophy to execute the established plan of action and achieve favorable outcomes for all parties. Maintain, cultivate, and develop high quality, collaborative working relationships with all parties, including injured workers, agents, customers, and co-workers. Maintain regular contact by telephone and correspondence with all parties. Seek complete information necessary to manage claims and achieve favorable outcomes. Respond to inquiries in a timely, courteous, and professional manner.
  • 25% - Promptly investigate all assigned claims to establish trust and rapport with all parties, accurately assess coverage, determine the nature and extent of the injuries sustained, and reinforce Return to Wellness expectations. Make fair and timely determinations of compensability. Demonstrate empathy, professionalism, integrity, and objectivity at all times. Prepare reports and forms as required by jurisdictional regulations and by the Company's established procedures. Promptly establish and maintain case reserves that accurately reflect the anticipated financial exposure on each claim; revise reserves promptly based on changes in facts and circumstances. Identify subrogation potential.
  • 15% - Prepare claim status reports for customers, agents, underwriters, reinsurers and others as needed; attend point of sale presentations; attend claim review meetings with customers as necessary to serve claims and present reports.
  • 15% - Manage Return to Wellness initiatives by working collaboratively with agents, clients, risk managers and underwriters to ensure proper return to work guidelines and procedures are established, followed and achieved.
  • 5% - Prepare for and attend monthly large account team meetings; participate in discussions regarding results, profitability, and renewal strategy.
  • 5% - Assist with company projects as assigned and continue professional growth and development through the attendance and participation in insurance related events/functions, seminars, classes and conferences.
What we're looking for:
  • A bachelor's degree and a minimum of five years' experience in workers' compensation claims management or a minimum of ten years working in a professional claims capacity in worker's compensation without a degree is required; advanced certification or training is preferred.
  • Comprehensive knowledge of applicable state laws and industry standards.
  • Ability to independently attend insurance and industry/business functions to promote and present a positive image of the Company.
  • Proficiency in Microsoft Office computer applications; ability to learn new computer software applications.
  • Advanced analytical ability to analyze and interpret information and make appropriate decisions regarding claims payments.
  • Excellent organization and time management skills.
  • Excellent negotiation skills.
  • Attention to detail in processing all information, establishing priorities and meeting deadlines.
  • Excellent analytical and problem-solving skills, including formulating logical and objective conclusions.
  • Ability to assess the urgency and importance of a situation and take appropriate action.
  • Empathic listener with the ability to listen and respond to another person in a way that engenders mutual understanding and trust.
  • Ability to communicate effectively and professionally both verbally and in writing with various constituencies and at all levels, both in and outside of the organization, including agency partners, customers, injured workers and providers.
  • Ability to attend insurance and industry/business functions to promote and present a positive image of the Company.

#LI-Hybrid
We are committed to providing a dynamic and inclusive environment where everyone can do their best work and grow personally and professionally.
For that reason, we partner with The Predictive Index (PI) - an organization equally committed to improving the working lives of people, to help us hire the best talent by providing additional insight about one's work style.
The position you applied to requires completion of two assessments prior to being scheduled to interview with a hiring manager. A Talent Acquisition team member may review your application and contact you before the assessment is complete. These assessments are Behavioral and Cognitive, and each assessment takes less than 12 minutes to complete.
After submitting your application, you will receive two emails from The Predictive Index inviting you to complete each of these assessments (please check your SPAM or Junk email folder if you do not see these emails in your inbox).
Note: If you already completed the assessments as part of an application with us, we may have results on file and you may not receive the emails inviting you to take the assessments. If you are moving forward in the process, a Talent Acquisition team member will confirm if we already have your assessment results.
Position Salary Range
$66,229.00 - $109,289.00The salary range displayed represents the entirety of the pay grade for this position. Most candidates will start in the bottom half of the range. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have, your location and comparison to other team members already in this role.
Build your career with us and enjoy access to a best-in-class benefits program.