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Workers Comp Adjuster Jobs in Tennessee (NOW HIRING)

Workers Comp Adjuster information

See Tennessee salary details

$37.2K

$69K

$89.9K

How much do workers comp adjuster jobs pay per year?

As of Aug 17, 2026, the average yearly pay for workers comp adjuster in Tennessee is $69,014.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,900.00 and $77,600.00 per year, depending on experience, location, and employer.

What is a workers comp adjuster?

A Workers Comp Adjuster is a professional who investigates and manages workers' compensation insurance claims. Their job involves evaluating claims made by employees who are injured or become ill at work, determining the validity of the claim, and ensuring that appropriate benefits are provided according to state laws and company policies. They may interview the claimant, employer, and medical providers, review medical records, and negotiate settlements. Workers Comp Adjusters play a crucial role in balancing the needs of injured workers with the interests of insurance companies or self-insured employers.

What are the key skills and qualifications needed to thrive as a workers comp adjuster?

To thrive as a Workers Comp Adjuster, you need strong knowledge of insurance policies, claims management, and relevant state laws, often supported by a bachelor's degree or relevant experience. Proficiency with claims management software, documentation systems, and sometimes industry certifications such as AIC (Associate in Claims) is typical. Excellent negotiation, analytical thinking, and communication skills help in dealing with claimants, employers, and medical professionals. These competencies ensure accurate, timely claims resolution and help balance fair outcomes with company interests.

What are some common challenges workers comp adjusters face in managing their caseloads?

Workers Comp Adjusters often juggle a high volume of cases, each with unique complexities and deadlines. One common challenge is balancing timely investigations with thorough documentation, especially when coordinating with medical providers, employers, and injured workers. Adjusters must also stay current with changing state regulations and ensure all claims are handled in compliance with legal requirements. Effective time management and strong communication skills are essential to overcoming these challenges and maintaining a fair, efficient claims process.

What is the difference between Workers Comp Adjuster vs Claims Examiner?

AspectWorkers Comp AdjusterClaims Examiner
CredentialsInsurance license, adjuster certificationAdjuster license, sometimes claims certification
Work EnvironmentInsurance companies, third-party administratorsInsurance companies, government agencies
Industry UsagePrimarily in workers' compensation and liability claimsBroader claims processing across various insurance types

Workers Comp Adjusters focus specifically on workers' compensation claims, evaluating injuries and determining benefits. Claims Examiners handle a wider range of insurance claims, including health, auto, and property. While both roles require similar certifications and work in insurance settings, Workers Comp Adjusters specialize in workplace injury cases, making their expertise more targeted in the workers' compensation industry.

Is being a workers' compensation adjuster hard?

Workers' compensation adjusters analyze claims, evaluate injuries, and determine benefits, which can be challenging due to the need for strong communication, attention to detail, and knowledge of insurance policies and medical terminology. The job often requires handling complex cases, working under deadlines, and maintaining objectivity, making it demanding but manageable with proper training and experience.

What job categories do people searching Workers Comp Adjuster jobs in Tennessee look for?

The top searched job categories for Workers Comp Adjuster jobs in Tennessee are:

Infographic showing various Workers Comp Adjuster job openings in Tennessee as of August 2026, with employment types broken down into 2% As Needed, 76% Full Time, 15% Part Time, 1% Temporary, 5% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $69,014 per year, or $33.2 per hour.

Field Case Manager - Workers' Comp Adjuster

amerisafe inc

Chattanooga, TN • On-site

$60K - $77K/yr

Full-time

Posted 10 days ago


Job description

AMERISAFE is seeking a detail-oriented, productivity driven professional to add to our eastern Tennessee based Workers Compensation Claims Team. In this position, you will conduct on-site and in-person investigations, determine compensability, establish reserves, document decision making, issue benefit payments, and make notifications to the State administrative authority. You will work with injured workers, employers, medical and legal professionals to ensure the appropriate benefits are provided to injured workers under the appropriate Workers’ Compensation Laws. In addition to the benefits listed on our careers page, other benefits of this position include:

  • Salaried position based on location and experience ($50,000 to $95,000)
  • Auto reimbursement program
  • Reimbursement for cell phone and internet
  • Target Case Load of 60 claims


Qualifications

  • Workers Compensation Claims experience required.
  • Bachelor's degree or related professional business experience acceptable.
  • State license to handle Workers' Compensation claims if required.
  • Professional written and verbal communication skills required.
  • World class customer service attitude required.
  • Ability to learn and use proprietary software and Microsoft Office products is necessary.
  • The ability to be self-directed. This is a remote position.
  • Valid driver's license, acceptable driving record and acceptable vehicle required.
  • Frequent travel within a designated territory required, but rarely is overnight travel required.

Upon an offer and acceptance of employment with AMERISAFE, you will be required to complete our pre-employment screening, which includes a criminal background check, a 10-panel drug test and, if applicable, a review of your motor vehicle report. A 10-panel drug test includes amphetamine/methamphetamine, barbiturates, benzodiazepines, cocaine metabolite (BZE), marijuana metabolite (THCA), methadone, methaqualone, codeine/morphine, phencyclidine, propoxyphene. Note - All positions that require driving for the company are considered safety-sensitive positions.