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Work From Home Insurance Agent Jobs in Decatur, TN

Promoted2

Remote Insurance Agent

Chattanooga, TN · Remote

$60K - $110K/yr

... 100% from home. 1099 independent contractor role ideal for self-motivated individuals seeking ... Eligible to work in the U.S. * Reliable high-speed internet and video conferencing setup Preferred

HMG Careers

Remote Insurance Agent

Chattanooga, TN · Remote

$69K/yr

Remote, work-from-home career * Average first-year earnings of $69K through commissions and bonuses * Increased earning potential in later years through performance and renewals * Residual income ...

HMG Careers

Remote Life Insurance Agent

Chattanooga, TN · Remote

$69K/yr

Remote, work-from-home career * Average first-year earnings of $69K through commissions and bonuses * Increased earning potential in later years through performance and renewals * Residual income ...

HMG Careers

Remote Sales Agent

Chattanooga, TN · Remote

$69K/yr

What We Offer * Remote, work-from-home career * Average first-year earnings of $69K through ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

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All JobsInsurance Agent JobsWork From Home Insurance Agent JobsWork From Home Insurance Agent Jobs in Decatur, TN

Work From Home Insurance Agent information

See Decatur, TN salary details

$20.5K

$53.3K

$99.6K

How much do work from home insurance agent jobs pay per year?

As of Aug 7, 2026, the average yearly pay for work from home insurance agent in Decatur, TN is $53,297.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,500.00 and $63,100.00 per year, depending on experience, location, and employer.

What is a work from home insurance agent?

Work from home insurance agents are licensed professionals who sell and manage insurance policies remotely, typically from their own home offices. They use phone, email, and video calls to communicate with clients, explain policy details, answer questions, and help with claims or policy changes. This role allows for flexible scheduling and often requires strong self-motivation and communication skills. Agents may work for a specific insurance company or as independent brokers representing multiple insurers.

How do work from home insurance agents typically collaborate with colleagues and clients remotely?

Work From Home Insurance Agents rely heavily on digital communication tools such as email, video conferencing, and instant messaging platforms to stay connected with their team and clients. Regular virtual meetings are held to discuss client needs, policy updates, and team goals, ensuring everyone is aligned. Agents also use CRM software to track client interactions and coordinate with underwriters, claims adjusters, and supervisors. Building strong communication skills and being proactive about updates are key to maintaining effective collaboration in a remote environment.

What is the difference between Work From Home Insurance Agent vs Insurance Broker?

AspectWork From Home Insurance AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often more comprehensive
Work EnvironmentRemote, home-basedTypically office or remote, independent or agency-based
EmployerInsurance companies or agenciesIndependent or multiple insurance companies
Industry UsageCommonly employed by insurance providersActs as intermediary between clients and insurers

While both roles involve selling insurance policies, a Work From Home Insurance Agent typically works for a specific insurer remotely, focusing on selling their products. An Insurance Broker operates independently or for a brokerage, offering clients a variety of policies from multiple insurers. Both require licensing and share similar credentials, but their work environments and employer structures differ.

What are the key skills and qualifications needed to thrive as a work from home insurance agent, and why are they important?

To thrive as a Work From Home Insurance Agent, you need strong sales abilities, product knowledge, and typically a valid insurance license. Familiarity with CRM software, teleconferencing tools, and online quoting systems is essential for managing leads and client communications. Excellent self-motivation, time management, and interpersonal skills help agents build trust and maintain productivity in a remote environment. These skills and qualifications are crucial for meeting sales targets, providing effective customer service, and ensuring regulatory compliance while working independently.

What does a work from home insurance agent do?

Work from home insurance agents market, sell, and manage insurance policies to customers. Instead of working in the office of an insurance agency or company, work from home insurance agents complete their tasks from home or another location outside of the office with internet connectivity. In this remote role, you may specialize in a specific type of insurance, such as medical, home, or auto insurance, or you may sell many different kinds of insurance. As a work from home insurance agent, your job duties are to identify the needs of the customer, recommend policies, and use an insurance sales system to process information provided by customers. Work from home insurance agents often take telephone calls, respond to email or chat, and attend in-person meetings with local customers. Outside of direct sales, you may also work as a customer service representative to answer questions, resolve problems with accounts, and ensure the continued purchase of your company's products.

More about Work From Home Insurance Agent jobs
What cities near Decatur, TN are hiring for Work From Home Insurance Agent jobs? Cities near Decatur, TN with the most Work From Home Insurance Agent job openings:
Work From Home Insurance Agent jobs near you
Infographic showing various Work From Home Insurance Agent job openings in Decatur, TN as of August 2026, with employment types broken down into 75% Full Time, and 25% Part Time. Highlights an 100% In-person job distribution, with an average salary of $53,297 per year, or $25.6 per hour.

Remote Insurance Agent

Promoted2

Chattanooga, TN • Remote

$60K - $110K/yr

Contractor

Posted 11 days ago

Job description

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling

Earn strong first-year income with full training and qualified leads provided - join a fast-growing national financial services organization with unlimited earning potential.

About the Company

We're a national financial services organization helping families achieve long-term financial freedom through life insurance and investment protection. Built on integrity, transparency, and opportunity. Recognized among top producers for major IUL carriers nationwide - empowering agents to earn more without cold calling or lead generation.

We provide all tools, comprehensive training, proven scripts, and mentorship needed to build a successful career.

Role Overview

Remote Insurance Sales Agent - meet virtually with pre-qualified leads who requested information. Educate clients, present tailored solutions, and help families secure their futures - 100% from home. 1099 independent contractor role ideal for self-motivated individuals seeking control over income and schedule.

Responsibilities
  • Conduct virtual consultations with pre-qualified clients (no cold calling)
  • Present customized insurance and financial protection solutions
  • Manage client pipeline using our CRM system
  • Follow up to ensure satisfaction and policy retention
  • Attend team meetings, mentorship sessions, and ongoing training
  • Build scalable income through leadership and overrides
Qualifications

Required

  • Valid life insurance license (or willing to obtain - licensing guidance provided)
  • Strong communication and presentation skills
  • Self-motivated, coachable, goal-oriented
  • Eligible to work in the U.S.
  • Reliable high-speed internet and video conferencing setup

Preferred

  • Prior experience in sales, customer service, or financial services
  • Background in remote or independent contracting roles
  • Leadership or team-building experience
Compensation and Benefits

First year:$60,000-$110,000+

Long-term potential:$90,000-$250,000+

1099 independent contractor - uncapped commissions, team overrides, production bonuses, renewals starting at 1.75% from day one.

Key Benefits

  • Flexible fully remote schedule
  • Free pre-qualified appointments provided weekly (avg 6-10)
  • Comprehensive training, scripts, and one-on-one mentorship
  • Leadership advancement and team-building opportunities
  • No lead costs plus No cold calling
How to Apply

Ready to take control of your career and income? Apply today to start your interview process this week and join one of the fastest-growing teams in financial services.

Compliance Statement

We are an Equal Opportunity recruiter and welcome applicants from all backgrounds without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. We may use automated tools, including artificial intelligence (AI), to screen and assess candidates. These tools support and do not replace human decision-making. By applying, you consent to the collection and use of your personal information for recruitment purposes in accordance with applicable data protection laws. (US only) 1099=independent contractor, not employee. Employment may be at-will per state law. Contact us for accommodations. All applications confidential.